Compare Sedalia, MO Car Insurance Rates (2021)

Car insurance in Sedalia, MO averages $245 a month. Sedalia, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sedalia car insurance rates, compare quotes from the top car insurance companies in Sedalia, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sedalia, MO are $2,938/year
  • Average car insurance rates in Sedalia, MO after a DUI are $3,435/year
  • The cheapest car insurance company in Sedalia for teen drivers is Nationwide

If you need to buy Sedalia, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Sedalia, MO is right here.

You’ll find Sedalia car insurance rates, the cheapest Sedalia, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Sedalia, Missouri car insurance rates to St. Joseph car insurance rates, St. Louis car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Sedalia, MO car insurance today? Enter your ZIP code for fast, free Sedalia car insurance quotes.

Cheapest Sedalia, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sedalia, MO car insurance rates? Every Sedalia, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sedalia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,361 $2,290 $2,123 $2,190 $6,410 $6,934 $2,273 $2,351
American Family $1,900 $1,900 $1,696 $1,696 $5,258 $6,818 $1,900 $2,215
Farmers $2,107 $2,101 $1,879 $1,994 $8,825 $9,137 $2,399 $2,501
GEICO $1,664 $1,868 $1,301 $1,676 $5,250 $5,542 $1,515 $1,513
Liberty Mutual $2,495 $2,704 $2,056 $2,306 $8,573 $9,521 $2,628 $2,802
Nationwide $1,338 $1,365 $1,200 $1,270 $3,355 $4,290 $1,524 $1,646
Progressive $1,736 $1,603 $1,422 $1,465 $5,767 $6,468 $2,112 $2,147
State Farm $1,496 $1,496 $1,342 $1,342 $4,358 $5,493 $1,684 $1,921
USAA $1,462 $1,450 $1,315 $1,339 $4,335 $5,295 $1,820 $2,023

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Minimum Car Insurance in Sedalia, MO

Every driver must carry the minimum car insurance in Sedalia, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Sedalia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sedalia, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sedalia, MO. Compare credit history car insurance rates in Sedalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sedalia, Missouri

Insurance Company Poor Fair Good
Allstate $4,630 $2,990 $2,479
American Family $3,813 $2,689 $2,267
Farmers $4,413 $3,685 $3,505
GEICO $3,505 $2,287 $1,831
Liberty Mutual $5,929 $3,623 $2,855
Nationwide $2,354 $1,947 $1,695
Progressive $3,285 $2,725 $2,510
State Farm $3,292 $2,135 $1,747
USAA $3,973 $1,845 $1,321

Cheapest Sedalia, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sedalia, MO to rates for a clean record with top companies.

Annual Sedalia, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,900 $3,260 $4,035 $3,271
American Family $2,163 $3,179 $3,868 $2,481
Farmers $3,344 $4,165 $4,072 $3,890
GEICO $1,963 $2,574 $3,492 $2,135
Liberty Mutual $3,009 $4,312 $4,445 $4,777
Nationwide $1,579 $2,015 $2,676 $1,724
Progressive $2,455 $3,300 $2,726 $2,880
State Farm $2,195 $2,588 $2,391 $2,391
USAA $1,910 $2,314 $3,209 $2,086

Cheapest Sedalia, MO Car Insurance for Teen Drivers

Teen car insurance in Sedalia, MO can be expensive. Take a look at rates from the top car insurance companies in Sedalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sedalia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,410 $6,934
American Family $5,258 $6,818
Farmers $8,825 $9,137
GEICO $5,250 $5,542
Liberty Mutual $8,573 $9,521
Nationwide $3,355 $4,290
Progressive $5,767 $6,468
State Farm $4,358 $5,493
USAA $4,335 $5,295

Cheapest Sedalia, MO Car Insurance for Seniors

Take a look at Sedalia, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sedalia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,123 $2,190
American Family $1,696 $1,696
Farmers $1,879 $1,994
GEICO $1,301 $1,676
Liberty Mutual $2,056 $2,306
Nationwide $1,200 $1,270
Progressive $1,422 $1,465
State Farm $1,342 $1,342
USAA $1,315 $1,339

Cheapest Sedalia, MO Car Insurance Rates After a DUI

A DUI in Sedalia, MO increases car insurance rates. Compare Sedalia, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sedalia, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
American Family $3,868
Farmers $4,072
GEICO $3,492
Liberty Mutual $4,445
Nationwide $2,676
Progressive $2,726
State Farm $2,391
USAA $3,209

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Cheapest Sedalia, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sedalia, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sedalia, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,366 $3,366
American Family $2,894 $2,951
Farmers $3,868 $3,868
GEICO $2,495 $2,587
Liberty Mutual $4,136 $4,136
Nationwide $1,998 $1,998
Progressive $2,840 $2,840
State Farm $2,332 $2,450
USAA $2,295 $2,465

The Best Cheap Car Insurance Companies in Sedalia, MO

Take a look at a side-by-side comparison of the top car insurance companies in Sedalia, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sedalia, Missouri

Insurance Company Average Annual Rates
Allstate $3,366
American Family $2,923
Farmers $3,868
GEICO $2,541
Liberty Mutual $4,136
Nationwide $1,998
Progressive $2,840
State Farm $2,391
USAA $2,380

Category Winners: Cheapest Car Insurance in Sedalia, Missouri

Find the cheapest car insurance companies in Sedalia, MO for each category right here.

Best Annual Car Insurance Rates by Company in Sedalia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Sedalia, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sedalia car insurance rates. Find the cheapest Sedalia, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sedalia, Missouri

Insurance Company Low Medium High
Allstate $3,251 $3,360 $3,489
American Family $2,826 $3,015 $2,927
Farmers $3,604 $3,827 $4,172
GEICO $2,366 $2,561 $2,697
Liberty Mutual $3,901 $4,157 $4,349
Nationwide $1,869 $2,018 $2,109
Progressive $2,520 $2,847 $3,153
State Farm $2,234 $2,400 $2,540
USAA $2,286 $2,372 $2,481

What affects car insurance rates in Sedalia, Missouri?

What factors can have an impact on Sedalia, MO car insurance? There are several reasons why Sedalia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sedalia, Missouri.

Commute Time in Sedalia

The more time you spend in your car the higher the risk of an accident. The average commute length in Sedalia, MO is 16.8 minutes according to City-Data.

Compare Car Insurance Quotes in Sedalia, MO

Ready to find affordable Sedalia, Missouri car insurance today? Enter your ZIP code for fast, free Sedalia, MO car insurance quotes.

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