Compare Selma, AL Car Insurance Rates (2021)

Car insurance in Selma, AL averages $316 a month. Selma, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Selma car insurance rates, compare quotes from the top car insurance companies in Selma, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Selma is 36701
  • The cheapest car insurance company in Selma is USAA
  • Average car insurance rates in Selma, AL after a DUI are $4,314/year

If you need to buy Selma, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Selma, AL is right here.

You’ll find Selma car insurance rates, the cheapest Selma, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Selma, Alabama car insurance rates to Montgomery car insurance rates, Hoover car insurance rates, and Auburn car insurance rates.

Ready to find affordable Selma, AL car insurance today? Enter your ZIP code for fast, free Selma car insurance quotes.

Cheapest Selma, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Selma, AL car insurance rates? Every Selma, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Selma, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,211 $2,119 $1,990 $2,030 $7,350 $7,885 $2,506 $2,574
Farmers $2,428 $2,413 $2,174 $2,296 $9,078 $9,349 $2,773 $2,909
GEICO $2,155 $2,129 $2,011 $2,051 $5,546 $5,465 $2,280 $2,138
Liberty Mutual $3,176 $3,436 $2,599 $2,913 $11,389 $12,683 $3,393 $3,622
Nationwide $1,731 $1,756 $1,573 $1,634 $4,458 $5,778 $1,918 $2,150
Progressive $2,518 $2,375 $2,057 $2,204 $9,829 $10,958 $2,939 $3,093
State Farm $3,113 $3,113 $2,791 $2,791 $8,992 $11,322 $3,507 $4,007
Travelers $1,489 $1,514 $1,392 $1,393 $8,139 $13,004 $1,408 $1,610
USAA $1,356 $1,381 $1,265 $1,246 $3,996 $4,438 $1,768 $1,915

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Minimum Car Insurance in Selma, AL

Every driver must carry the minimum car insurance in Selma, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Selma, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Selma, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Selma, AL. Compare credit history car insurance rates in Selma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Selma, Alabama

Insurance Company Poor Fair Good
Allstate $4,441 $3,471 $2,837
Farmers $4,690 $4,026 $3,817
GEICO $3,782 $2,696 $2,439
Liberty Mutual $7,740 $4,739 $3,725
Nationwide $3,169 $2,471 $2,234
Progressive $5,108 $4,343 $4,039
State Farm $8,031 $4,068 $2,765
Travelers $4,079 $3,541 $3,611
USAA $2,921 $1,897 $1,693

Cheapest Selma, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Selma, AL to rates for a clean record with top companies.

Annual Selma, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,070 $3,599 $4,217 $3,445
Farmers $3,515 $4,536 $4,424 $4,234
GEICO $2,023 $3,229 $3,921 $2,715
Liberty Mutual $4,242 $5,887 $5,774 $5,702
Nationwide $2,293 $2,293 $3,349 $2,563
Progressive $4,079 $5,085 $4,342 $4,482
State Farm $4,502 $5,508 $4,904 $4,904
Travelers $3,125 $3,277 $4,780 $3,793
USAA $1,669 $2,091 $3,116 $1,806

Cheapest Selma, AL Car Insurance for Teen Drivers

Teen car insurance in Selma, AL can be expensive. Take a look at rates from the top car insurance companies in Selma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Selma, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,350 $7,885
Farmers $9,078 $9,349
GEICO $5,546 $5,465
Liberty Mutual $11,389 $12,683
Nationwide $4,458 $5,778
Progressive $9,829 $10,958
State Farm $8,992 $11,322
Travelers $8,139 $13,004
USAA $3,996 $4,438

Cheapest Selma, AL Car Insurance for Seniors

Take a look at Selma, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Selma, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,990 $2,030
Farmers $2,174 $2,296
GEICO $2,011 $2,051
Liberty Mutual $2,599 $2,913
Nationwide $1,573 $1,634
Progressive $2,057 $2,204
State Farm $2,791 $2,791
Travelers $1,392 $1,393
USAA $1,265 $1,246

Cheapest Selma, AL Car Insurance Rates After a DUI

A DUI in Selma, AL increases car insurance rates. Compare Selma, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Selma, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,217
Farmers $4,424
GEICO $3,921
Liberty Mutual $5,774
Nationwide $3,349
Progressive $4,342
State Farm $4,904
Travelers $4,780
USAA $3,116

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Cheapest Selma, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Selma, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Selma, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,583 $3,583
Farmers $4,178 $4,178
GEICO $2,914 $3,030
Liberty Mutual $5,401 $5,401
Nationwide $2,625 $2,625
Progressive $4,497 $4,497
State Farm $4,834 $5,076
Travelers $3,744 $3,744
USAA $2,071 $2,270

Cheapest Selma, AL Car Insurance Rates by ZIP Code

Selma car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Selma, AL.

Annual Car Insurance Rates by ZIP Code in Selma, Alabama

ZIP Code Average Annual Rates
36701 $3,868
36703 $3,875

The Best Cheap Car Insurance Companies in Selma, AL

Take a look at a side-by-side comparison of the top car insurance companies in Selma, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Selma, Alabama

Insurance Company Average Annual Rates
Allstate $3,583
Farmers $4,178
GEICO $2,972
Liberty Mutual $5,401
Nationwide $2,625
Progressive $4,497
State Farm $4,955
Travelers $3,744
USAA $2,171

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Category Winners: Cheapest Car Insurance in Selma, Alabama

Find the cheapest car insurance companies in Selma, AL for each category right here.

Best Annual Car Insurance Rates by Company in Selma, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Selma, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Selma car insurance rates. Find the cheapest Selma, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Selma, Alabama

Insurance Company Low Medium High
Allstate $3,457 $3,575 $3,717
Farmers $3,981 $4,132 $4,420
GEICO $2,768 $2,960 $3,188
Liberty Mutual $5,156 $5,376 $5,672
Nationwide $2,614 $2,600 $2,660
Progressive $4,053 $4,465 $4,972
State Farm $4,688 $4,948 $5,228
Travelers $3,513 $3,819 $3,899
USAA $2,094 $2,159 $2,259

What affects car insurance rates in Selma, Alabama?

What factors can have an impact on Selma, AL car insurance? There are several reasons why Selma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Selma, Alabama.

Commute Time in Selma

The more time you spend in your car the higher the risk of an accident. The average commute length in Selma, AL is 19.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Selma, AL

Ready to find affordable Selma, Alabama car insurance today? Enter your ZIP code for fast, free Selma, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State