Compare Senath, MO Car Insurance Rates (2021)

Car insurance in Senath, MO averages $265 a month. Senath, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Senath car insurance rates, compare quotes from the top car insurance companies in Senath, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Senath for teen drivers is Nationwide
  • Average car insurance rates in Senath, MO are $3,176/year
  • The cheapest car insurance company in Senath is Nationwide

If you need to buy Senath, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Senath, MO is right here.

You’ll find Senath car insurance rates, the cheapest Senath, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Senath, Missouri car insurance rates to Independence car insurance rates, Lee’s Summit car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Senath, MO car insurance today? Enter your ZIP code for fast, free Senath car insurance quotes.

Cheapest Senath, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Senath, MO car insurance rates? Every Senath, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Senath, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,053 $2,053 $1,832 $1,832 $5,700 $7,391 $2,053 $2,394
Farmers $2,120 $2,115 $1,891 $2,006 $8,875 $9,189 $2,420 $2,528
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,587 $2,804 $2,138 $2,398 $8,999 $9,991 $2,716 $2,889
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,710 $1,571 $1,400 $1,446 $5,828 $6,534 $2,081 $2,116
State Farm $1,624 $1,624 $1,463 $1,463 $4,766 $6,009 $1,828 $2,080
USAA $1,642 $1,624 $1,486 $1,505 $4,976 $6,070 $2,032 $2,253

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Minimum Car Insurance in Senath, MO

Every driver must carry the minimum car insurance in Senath, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Senath, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Senath, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Senath, MO. Compare credit history car insurance rates in Senath from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Senath, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,127 $2,910 $2,453
Farmers $4,445 $3,708 $3,526
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,189 $3,781 $2,976
Nationwide $2,987 $2,471 $2,141
Progressive $3,281 $2,720 $2,506
State Farm $3,602 $2,324 $1,896
USAA $4,472 $2,106 $1,517

Cheapest Senath, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Senath, MO to rates for a clean record with top companies.

Annual Senath, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,342 $3,425 $4,198 $2,688
Farmers $3,364 $4,190 $4,097 $3,920
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,132 $4,503 $4,635 $4,991
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,431 $3,317 $2,716 $2,879
State Farm $2,390 $2,824 $2,607 $2,607
USAA $2,145 $2,626 $3,673 $2,350

Cheapest Senath, MO Car Insurance for Teen Drivers

Teen car insurance in Senath, MO can be expensive. Take a look at rates from the top car insurance companies in Senath for teenagers.

Annual Car Insurance Rates for Teen Drivers in Senath, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,700 $7,391
Farmers $8,875 $9,189
GEICO $5,247 $5,541
Liberty Mutual $8,999 $9,991
Nationwide $4,356 $5,559
Progressive $5,828 $6,534
State Farm $4,766 $6,009
USAA $4,976 $6,070

Cheapest Senath, MO Car Insurance for Seniors

Take a look at Senath, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Senath, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,832 $1,832
Farmers $1,891 $2,006
GEICO $1,304 $1,689
Liberty Mutual $2,138 $2,398
Nationwide $1,484 $1,567
Progressive $1,400 $1,446
State Farm $1,463 $1,463
USAA $1,486 $1,505

Cheapest Senath, MO Car Insurance Rates After a DUI

A DUI in Senath, MO increases car insurance rates. Compare Senath, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Senath, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,198
Farmers $4,097
GEICO $3,499
Liberty Mutual $4,635
Nationwide $3,446
Progressive $2,716
State Farm $2,607
USAA $3,673

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Cheapest Senath, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Senath, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Senath, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,132 $3,194
Farmers $3,893 $3,893
GEICO $2,495 $2,591
Liberty Mutual $4,315 $4,315
Nationwide $2,533 $2,533
Progressive $2,836 $2,836
State Farm $2,542 $2,672
USAA $2,600 $2,797

The Best Cheap Car Insurance Companies in Senath, MO

Take a look at a side-by-side comparison of the top car insurance companies in Senath, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Senath, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,163
Farmers $3,893
GEICO $2,543
Liberty Mutual $4,315
Nationwide $2,533
Progressive $2,836
State Farm $2,607
USAA $2,699

Category Winners: Cheapest Car Insurance in Senath, Missouri

Find the cheapest car insurance companies in Senath, MO for each category right here.

Best Annual Car Insurance Rates by Company in Senath, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Senath, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Senath car insurance rates. Find the cheapest Senath, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Senath, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,062 $3,263 $3,165
Farmers $3,630 $3,852 $4,197
GEICO $2,359 $2,562 $2,709
Liberty Mutual $4,049 $4,337 $4,560
Nationwide $2,381 $2,558 $2,660
Progressive $2,500 $2,841 $3,166
State Farm $2,420 $2,618 $2,784
USAA $2,564 $2,687 $2,844

What affects car insurance rates in Senath, Missouri?

What factors can have an impact on Senath, MO car insurance? There are several reasons why Senath car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Senath, Missouri.

Commute Time in Senath

The more time you spend in your car the higher the risk of an accident. The average commute length in Senath, MO is 17.6 minutes according to City-Data.

Compare Car Insurance Quotes in Senath, MO

Ready to find affordable Senath, Missouri car insurance today? Enter your ZIP code for fast, free Senath, MO car insurance quotes.

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