Compare Seneca, KS Car Insurance Rates (2021)

Car insurance in Seneca, KS averages $276 a month. Seneca, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Seneca car insurance rates, compare quotes from the top car insurance companies in Seneca, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Seneca, KS are $3,317/year
  • Average car insurance rates in Seneca, KS after a DUI are $3,990/year
  • The cheapest car insurance company in Seneca is American Family

If you need to buy Seneca, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Seneca, KS is right here.

You’ll find Seneca car insurance rates, the cheapest Seneca, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Seneca, Kansas car insurance rates to Kansas City car insurance rates, Shawnee car insurance rates, and Wichita car insurance rates.

Ready to find affordable Seneca, KS car insurance today? Enter your ZIP code for fast, free Seneca car insurance quotes.

Cheapest Seneca, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Seneca, KS car insurance rates? Every Seneca, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seneca, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,667 $1,667 $1,505 $1,505 $3,192 $3,823 $1,667 $1,869
Farmers $2,579 $2,568 $2,310 $2,404 $6,697 $6,941 $2,898 $3,062
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,334 $2,217 $1,882 $1,965 $8,600 $9,689 $2,743 $2,932
State Farm $1,653 $1,653 $1,446 $1,446 $4,372 $5,577 $1,857 $2,096
Travelers $2,027 $2,063 $1,976 $2,000 $8,183 $12,758 $2,076 $2,451
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Seneca, KS

Every driver must carry the minimum car insurance in Seneca, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Seneca, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Seneca, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Seneca, KS. Compare credit history car insurance rates in Seneca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Seneca, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,757 $1,954 $1,626
Farmers $4,346 $3,446 $3,255
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,638 $3,898 $3,599
State Farm $3,658 $2,186 $1,694
Travelers $4,844 $3,944 $3,788
USAA $3,182 $2,079 $1,707

Cheapest Seneca, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seneca, KS to rates for a clean record with top companies.

Annual Seneca, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,075 $2,225 $2,075 $2,075
Farmers $3,114 $3,984 $3,884 $3,748
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,731 $4,381 $3,902 $4,166
State Farm $2,333 $2,692 $2,513 $2,513
Travelers $3,057 $3,986 $5,492 $4,232
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Seneca, KS Car Insurance for Teen Drivers

Teen car insurance in Seneca, KS can be expensive. Take a look at rates from the top car insurance companies in Seneca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Seneca, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,192 $3,823
Farmers $6,697 $6,941
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,600 $9,689
State Farm $4,372 $5,577
Travelers $8,183 $12,758
USAA $4,580 $4,837

Cheapest Seneca, KS Car Insurance for Seniors

Take a look at Seneca, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Seneca, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,505 $1,505
Farmers $2,310 $2,404
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,882 $1,965
State Farm $1,446 $1,446
Travelers $1,976 $2,000
USAA $1,272 $1,296

Cheapest Seneca, KS Car Insurance Rates After a DUI

A DUI in Seneca, KS increases car insurance rates. Compare Seneca, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Seneca, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,075
Farmers $3,884
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,902
State Farm $2,513
Travelers $5,492
USAA $3,352

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Cheapest Seneca, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Seneca, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Seneca, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,085 $2,139
Farmers $3,682 $3,682
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $4,045 $4,045
State Farm $2,450 $2,575
Travelers $4,192 $4,192
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Seneca, KS

Take a look at a side-by-side comparison of the top car insurance companies in Seneca, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Seneca, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,112
Farmers $3,682
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $4,045
State Farm $2,513
Travelers $4,192
USAA $2,323

Category Winners: Cheapest Car Insurance in Seneca, Kansas

Find the cheapest car insurance companies in Seneca, KS for each category right here.

Best Annual Car Insurance Rates by Company in Seneca, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Seneca, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Seneca car insurance rates. Find the cheapest Seneca, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Seneca, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,135 $2,219 $1,982
Farmers $3,549 $3,665 $3,833
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,807 $4,012 $4,317
State Farm $2,423 $2,519 $2,596
Travelers $3,983 $4,199 $4,394
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Seneca, Kansas?

What factors can have an impact on Seneca, KS car insurance? There are several reasons why Seneca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Seneca, Kansas.

Car Theft in Seneca

High levels of vehicle theft can make car insurance more expensive. Seneca, KS car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Seneca

The more time you spend in your car the higher the risk of an accident. The average commute length in Seneca, KS is 12.8 minutes according to City-Data.

Compare Car Insurance Quotes in Seneca, KS

Ready to find affordable Seneca, Kansas car insurance today? Enter your ZIP code for fast, free Seneca, KS car insurance quotes.

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