Compare Setauket-East Setauket, NY Car Insurance Rates (2021)

Car insurance in Setauket-East Setauket, NY averages $456 a month. Setauket-East Setauket, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Setauket-East Setauket car insurance rates, compare quotes from the top car insurance companies in Setauket-East Setauket, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Setauket-East Setauket, NY are $5,475/year
  • The cheapest car insurance company in Setauket-East Setauket for teen drivers is GEICO
  • The cheapest car insurance company in Setauket-East Setauket is GEICO

If you need to buy Setauket-East Setauket, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Setauket-East Setauket, NY is right here.

You’ll find Setauket-East Setauket car insurance rates, the cheapest Setauket-East Setauket, NY car insurance companies, and information on New York car insurance laws. You can also compare Setauket-East Setauket, New York car insurance rates to Mount Vernon car insurance rates, Schenectady car insurance rates, and Utica car insurance rates.

Ready to find affordable Setauket-East Setauket, NY car insurance today? Enter your ZIP code for fast, free Setauket-East Setauket car insurance quotes.

Cheapest Setauket-East Setauket, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Setauket-East Setauket, NY car insurance rates? Every Setauket-East Setauket, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Setauket-East Setauket, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,587 $3,320 $3,401 $3,439 $10,753 $11,483 $3,427 $3,405
GEICO $2,254 $2,170 $2,194 $2,161 $4,873 $7,224 $2,026 $2,081
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,676 $3,310 $2,840 $2,912 $12,634 $13,778 $4,652 $4,360
State Farm $3,614 $3,614 $3,172 $3,172 $10,662 $13,094 $3,996 $4,203
Travelers $4,169 $4,101 $3,820 $4,026 $9,994 $11,890 $4,378 $4,475
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Setauket-East Setauket, NY

Every driver must carry the minimum car insurance in Setauket-East Setauket, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Setauket-East Setauket, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Setauket-East Setauket, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Setauket-East Setauket, NY. Compare credit history car insurance rates in Setauket-East Setauket from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Setauket-East Setauket, New York

Insurance Company Poor Fair Good
Allstate $7,799 $4,459 $3,797
GEICO $3,914 $2,874 $2,580
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $9,799 $4,802 $3,459
State Farm $8,034 $5,039 $4,000
Travelers $8,221 $5,035 $4,314
USAA $6,717 $3,426 $3,016

Cheapest Setauket-East Setauket, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Setauket-East Setauket, NY to rates for a clean record with top companies.

Annual Setauket-East Setauket, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,500 $4,500 $6,674 $5,733
GEICO $2,413 $2,632 $5,034 $2,413
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,840 $5,840 $6,517 $5,883
State Farm $5,406 $5,406 $5,976 $5,976
Travelers $4,934 $6,290 $6,379 $5,823
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Setauket-East Setauket, NY Car Insurance for Teen Drivers

Teen car insurance in Setauket-East Setauket, NY can be expensive. Take a look at rates from the top car insurance companies in Setauket-East Setauket for teenagers.

Annual Car Insurance Rates for Teen Drivers in Setauket-East Setauket, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,753 $11,483
GEICO $4,873 $7,224
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $12,634 $13,778
State Farm $10,662 $13,094
Travelers $9,994 $11,890
USAA $9,224 $10,935

Cheapest Setauket-East Setauket, NY Car Insurance for Seniors

Take a look at Setauket-East Setauket, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Setauket-East Setauket, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,401 $3,439
GEICO $2,194 $2,161
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,840 $2,912
State Farm $3,172 $3,172
Travelers $3,820 $4,026
USAA $2,085 $2,091

Cheapest Setauket-East Setauket, NY Car Insurance Rates After a DUI

A DUI in Setauket-East Setauket, NY increases car insurance rates. Compare Setauket-East Setauket, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Setauket-East Setauket, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,674
GEICO $5,034
Liberty Mutual $13,289
Nationwide $9,066
Progressive $6,517
State Farm $5,976
Travelers $6,379
USAA $5,682

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Cheapest Setauket-East Setauket, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Setauket-East Setauket, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Setauket-East Setauket, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,277 $5,427
GEICO $3,030 $3,215
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $6,020 $6,020
State Farm $5,481 $5,900
Travelers $5,857 $5,857
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Setauket-East Setauket, NY

Take a look at a side-by-side comparison of the top car insurance companies in Setauket-East Setauket, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Setauket-East Setauket, New York

Insurance Company Average Annual Rates
Allstate $5,352
GEICO $3,123
Liberty Mutual $8,098
Nationwide $5,276
Progressive $6,020
State Farm $5,691
Travelers $5,857
USAA $4,387

Category Winners: Cheapest Car Insurance in Setauket-East Setauket, New York

Find the cheapest car insurance companies in Setauket-East Setauket, NY for each category right here.

Best Annual Car Insurance Rates by Company in Setauket-East Setauket, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Setauket-East Setauket, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Setauket-East Setauket car insurance rates. Find the cheapest Setauket-East Setauket, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Setauket-East Setauket, New York

Insurance Company Low Medium High
Allstate $4,898 $5,322 $5,835
GEICO $2,932 $3,111 $3,326
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,639 $5,973 $6,449
State Farm $5,339 $5,730 $6,003
Travelers $5,492 $5,783 $6,295
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Setauket-East Setauket, New York?

What factors can have an impact on Setauket-East Setauket, NY car insurance? There are several reasons why Setauket-East Setauket car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Setauket-East Setauket, New York.

Commute Time in Setauket-East Setauket

The more time you spend in your car the higher the risk of an accident. The average commute length in Setauket-East Setauket, NY is 38.6 minutes according to City-Data.

Compare Car Insurance Quotes in Setauket-East Setauket, NY

Ready to find affordable Setauket-East Setauket, New York car insurance today? Enter your ZIP code for fast, free Setauket-East Setauket, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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