Compare Severance, CO Car Insurance Rates (2021)

Car insurance in Severance, CO averages $296 a month. Severance, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Severance car insurance rates, compare quotes from the top car insurance companies in Severance, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Severance for teen drivers is USAA
  • Average car insurance rates in Severance, CO after a DUI are $4,223/year
  • The cheapest car insurance company in Severance is Liberty Mutual

If you need to buy Severance, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Severance, CO is right here.

You’ll find Severance car insurance rates, the cheapest Severance, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Severance, Colorado car insurance rates to Lakewood car insurance rates, Pueblo car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Severance, CO car insurance today? Enter your ZIP code for fast, free Severance car insurance quotes.

Cheapest Severance, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Severance, CO car insurance rates? Every Severance, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Severance, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,246 $3,043 $2,923 $2,952 $11,151 $11,722 $3,584 $3,603
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $2,857 $2,828 $2,585 $2,786 $10,960 $11,051 $3,153 $3,193
GEICO $1,669 $1,831 $1,799 $2,063 $5,270 $5,547 $1,523 $1,533
Liberty Mutual $1,638 $1,537 $1,391 $1,536 $5,122 $5,605 $1,655 $1,668
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,250 $2,108 $1,973 $1,966 $7,609 $8,482 $2,527 $2,454
State Farm $1,865 $1,865 $1,690 $1,690 $5,544 $7,005 $2,094 $2,484
USAA $1,918 $1,908 $1,838 $1,832 $4,846 $5,535 $2,453 $2,655

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Minimum Car Insurance in Severance, CO

Every driver must carry the minimum car insurance in Severance, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Severance, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Severance, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Severance, CO. Compare credit history car insurance rates in Severance from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Severance, Colorado

Insurance Company Poor Fair Good
Allstate $6,731 $5,187 $3,916
American Family $4,704 $3,340 $2,802
Farmers $5,712 $4,651 $4,418
GEICO $3,187 $2,654 $2,121
Liberty Mutual $3,584 $2,211 $1,762
Nationwide $4,099 $3,254 $2,838
Progressive $4,175 $3,566 $3,273
State Farm $4,209 $2,702 $2,177
USAA $4,234 $2,431 $1,954

Cheapest Severance, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Severance, CO to rates for a clean record with top companies.

Annual Severance, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,512 $5,185 $6,314 $5,101
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,155 $5,349 $5,279 $4,925
GEICO $1,863 $2,920 $3,414 $2,419
Liberty Mutual $2,215 $2,588 $2,673 $2,600
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,180 $4,450 $3,353 $3,701
State Farm $2,774 $3,284 $3,029 $3,029
USAA $2,099 $2,563 $4,470 $2,361

Cheapest Severance, CO Car Insurance for Teen Drivers

Teen car insurance in Severance, CO can be expensive. Take a look at rates from the top car insurance companies in Severance for teenagers.

Annual Car Insurance Rates for Teen Drivers in Severance, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,151 $11,722
American Family $5,988 $8,011
Farmers $10,960 $11,051
GEICO $5,270 $5,547
Liberty Mutual $5,122 $5,605
Nationwide $5,724 $7,310
Progressive $7,609 $8,482
State Farm $5,544 $7,005
USAA $4,846 $5,535

Cheapest Severance, CO Car Insurance for Seniors

Take a look at Severance, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Severance, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,923 $2,952
American Family $2,230 $2,230
Farmers $2,585 $2,786
GEICO $1,799 $2,063
Liberty Mutual $1,391 $1,536
Nationwide $2,028 $2,139
Progressive $1,973 $1,966
State Farm $1,690 $1,690
USAA $1,838 $1,832

Cheapest Severance, CO Car Insurance Rates After a DUI

A DUI in Severance, CO increases car insurance rates. Compare Severance, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Severance, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,314
American Family $4,955
Farmers $5,279
GEICO $3,414
Liberty Mutual $2,673
Nationwide $4,523
Progressive $3,353
State Farm $3,029
USAA $4,470

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Cheapest Severance, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Severance, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Severance, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,278 $5,278
American Family $3,538 $3,692
Farmers $4,927 $4,927
GEICO $2,600 $2,708
Liberty Mutual $2,519 $2,519
Nationwide $3,397 $3,397
Progressive $3,671 $3,671
State Farm $2,953 $3,105
USAA $2,793 $2,953

The Best Cheap Car Insurance Companies in Severance, CO

Take a look at a side-by-side comparison of the top car insurance companies in Severance, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Severance, Colorado

Insurance Company Average Annual Rates
Allstate $5,278
American Family $3,615
Farmers $4,927
GEICO $2,654
Liberty Mutual $2,519
Nationwide $3,397
Progressive $3,671
State Farm $3,029
USAA $2,873

Category Winners: Cheapest Car Insurance in Severance, Colorado

Find the cheapest car insurance companies in Severance, CO for each category right here.

Best Annual Car Insurance Rates by Company in Severance, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Severance, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Severance car insurance rates. Find the cheapest Severance, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Severance, Colorado

Insurance Company Low Medium High
Allstate $4,978 $5,260 $5,597
American Family $3,434 $3,690 $3,722
Farmers $4,337 $4,859 $5,585
GEICO $2,340 $2,596 $3,027
Liberty Mutual $2,352 $2,509 $2,697
Nationwide $3,381 $3,402 $3,409
Progressive $3,366 $3,684 $3,964
State Farm $2,809 $3,033 $3,246
USAA $2,733 $2,873 $3,013

What affects car insurance rates in Severance, Colorado?

What factors can have an impact on Severance, CO car insurance? There are several reasons why Severance car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Severance, Colorado.

Commute Time in Severance

The more time you spend in your car the higher the risk of an accident. The average commute length in Severance, CO is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Severance, CO

Ready to find affordable Severance, Colorado car insurance today? Enter your ZIP code for fast, free Severance, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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