Compare Sewanee, TN Car Insurance Rates (2021)

Car insurance in Sewanee, TN averages $284 a month. Sewanee, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Sewanee car insurance rates, compare quotes from the top car insurance companies in Sewanee, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sewanee is State Farm
  • The cheapest ZIP code in Sewanee is 37383
  • The cheapest car insurance company in Sewanee for teen drivers is State Farm

If you need to buy Sewanee, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Sewanee, TN is right here.

You’ll find Sewanee car insurance rates, the cheapest Sewanee, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Sewanee, Tennessee car insurance rates to Hendersonville car insurance rates, Chattanooga car insurance rates, and Franklin car insurance rates.

Ready to find affordable Sewanee, TN car insurance today? Enter your ZIP code for fast, free Sewanee car insurance quotes.

Cheapest Sewanee, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sewanee, TN car insurance rates? Every Sewanee, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sewanee, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,752 $2,652 $2,469 $2,564 $10,093 $10,980 $2,953 $3,061
Farmers $1,494 $1,521 $1,344 $1,469 $5,992 $6,376 $2,016 $2,132
GEICO $2,102 $2,122 $1,938 $1,938 $6,350 $6,467 $2,133 $2,200
Liberty Mutual $3,413 $129 $2,805 $3,135 $13,799 $15,339 $3,661 $3,907
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,905 $1,800 $1,550 $1,621 $8,513 $9,595 $2,298 $2,515
State Farm $1,467 $1,467 $1,320 $1,320 $4,433 $5,547 $1,656 $1,924
Travelers $1,689 $1,779 $1,532 $1,630 $4,649 $5,749 $1,799 $1,893
USAA $1,374 $1,398 $1,240 $1,241 $4,837 $5,545 $1,787 $1,906

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Minimum Car Insurance in Sewanee, TN

Every driver must carry the minimum car insurance in Sewanee, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Sewanee, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sewanee, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sewanee, TN. Compare credit history car insurance rates in Sewanee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sewanee, Tennessee

Insurance Company Poor Fair Good
Allstate $5,987 $4,581 $3,504
Farmers $3,325 $2,597 $2,457
GEICO $3,583 $3,066 $2,819
Liberty Mutual $8,281 $5,071 $3,969
Nationwide $3,761 $2,980 $2,643
Progressive $4,192 $3,610 $3,372
State Farm $3,472 $2,084 $1,619
Travelers $3,300 $2,582 $1,888
USAA $3,502 $2,052 $1,694

Cheapest Sewanee, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sewanee, TN to rates for a clean record with top companies.

Annual Sewanee, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,948 $4,694 $5,624 $4,496
Farmers $2,387 $2,947 $3,017 $2,821
GEICO $2,292 $3,073 $4,968 $2,292
Liberty Mutual $4,686 $6,744 $6,275 $5,389
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,281 $4,256 $3,495 $3,867
State Farm $2,183 $2,600 $2,392 $2,392
Travelers $2,104 $2,694 $2,978 $2,584
USAA $1,761 $2,630 $3,092 $2,180

Cheapest Sewanee, TN Car Insurance for Teen Drivers

Teen car insurance in Sewanee, TN can be expensive. Take a look at rates from the top car insurance companies in Sewanee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sewanee, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,093 $10,980
Farmers $5,992 $6,376
GEICO $6,350 $6,467
Liberty Mutual $13,799 $15,339
Nationwide $5,414 $7,005
Progressive $8,513 $9,595
State Farm $4,433 $5,547
Travelers $4,649 $5,749
USAA $4,837 $5,545

Cheapest Sewanee, TN Car Insurance for Seniors

Take a look at Sewanee, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sewanee, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,469 $2,564
Farmers $1,344 $1,469
GEICO $1,938 $1,938
Liberty Mutual $2,805 $3,135
Nationwide $1,818 $1,853
Progressive $1,550 $1,621
State Farm $1,320 $1,320
Travelers $1,532 $1,630
USAA $1,240 $1,241

Cheapest Sewanee, TN Car Insurance Rates After a DUI

A DUI in Sewanee, TN increases car insurance rates. Compare Sewanee, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sewanee, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,624
Farmers $3,017
GEICO $4,968
Liberty Mutual $6,275
Nationwide $4,070
Progressive $3,495
State Farm $2,392
Travelers $2,978
USAA $3,092

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Cheapest Sewanee, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sewanee, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sewanee, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,691 $4,691
Farmers $2,793 $2,793
GEICO $3,137 $3,175
Liberty Mutual $5,774 $5,774
Nationwide $3,128 $3,128
Progressive $3,725 $3,725
State Farm $2,335 $2,448
Travelers $2,489 $2,691
USAA $2,348 $2,484

Cheapest Sewanee, TN Car Insurance Rates by ZIP Code

Sewanee car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sewanee, TN.

Annual Car Insurance Rates by ZIP Code in Sewanee, Tennessee

ZIP Code Average Annual Rates
37375 $3,462
37383 $3,445

The Best Cheap Car Insurance Companies in Sewanee, TN

Take a look at a side-by-side comparison of the top car insurance companies in Sewanee, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sewanee, Tennessee

Insurance Company Average Annual Rates
Allstate $4,691
Farmers $2,793
GEICO $3,156
Liberty Mutual $5,774
Nationwide $3,128
Progressive $3,725
State Farm $2,392
Travelers $2,590
USAA $2,416

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Category Winners: Cheapest Car Insurance in Sewanee, Tennessee

Find the cheapest car insurance companies in Sewanee, TN for each category right here.

Best Annual Car Insurance Rates by Company in Sewanee, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Sewanee, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sewanee car insurance rates. Find the cheapest Sewanee, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sewanee, Tennessee

Insurance Company Low Medium High
Allstate $4,514 $4,679 $4,878
Farmers $2,636 $2,780 $2,963
GEICO $3,008 $3,150 $3,310
Liberty Mutual $5,521 $5,771 $6,029
Nationwide $3,154 $3,057 $3,173
Progressive $3,500 $3,723 $3,951
State Farm $2,260 $2,402 $2,512
Travelers $2,435 $2,588 $2,747
USAA $2,340 $2,408 $2,500

What affects car insurance rates in Sewanee, Tennessee?

What factors can have an impact on Sewanee, TN car insurance? There are several reasons why Sewanee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sewanee, Tennessee.

Commute Time in Sewanee

The more time you spend in your car the higher the risk of an accident. The average commute length in Sewanee, TN is 16.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Sewanee, TN

Ready to find affordable Sewanee, Tennessee car insurance today? Enter your ZIP code for fast, free Sewanee, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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