Compare Seward, IL Car Insurance Rates (2021)

Car insurance in Seward, IL averages $254 a month. Seward, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Seward car insurance rates, compare quotes from the top car insurance companies in Seward, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Seward, IL are $3,046/year
  • The cheapest car insurance company in Seward for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Seward is Liberty Mutual

If you need to buy Seward, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Seward, IL is right here.

You’ll find Seward car insurance rates, the cheapest Seward, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Seward, Illinois car insurance rates to Chicago car insurance rates, Naperville car insurance rates, and Springfield car insurance rates.

Ready to find affordable Seward, IL car insurance today? Enter your ZIP code for fast, free Seward car insurance quotes.

Cheapest Seward, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Seward, IL car insurance rates? Every Seward, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seward, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,306 $2,306 $2,114 $2,114 $6,566 $9,085 $2,306 $2,975
Farmers $2,350 $2,348 $2,085 $2,206 $10,128 $10,549 $2,688 $2,811
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,273 $1,374 $1,064 $1,186 $4,024 $4,470 $1,331 $1,405
Nationwide $1,487 $1,513 $1,329 $1,405 $3,961 $5,072 $1,719 $1,858
Progressive $1,910 $1,800 $1,575 $1,649 $7,032 $7,892 $2,276 $2,468
State Farm $1,330 $1,330 $1,192 $1,192 $3,852 $4,878 $1,503 $1,730
Travelers $1,485 $1,566 $1,361 $1,450 $4,328 $5,439 $1,571 $1,654
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

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Minimum Car Insurance in Seward, IL

Every driver must carry the minimum car insurance in Seward, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Seward, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Seward, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Seward, IL. Compare credit history car insurance rates in Seward from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Seward, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,944 $3,370 $2,850
Farmers $4,994 $4,199 $3,994
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,847 $1,779 $1,421
Nationwide $2,730 $2,209 $1,940
Progressive $3,784 $3,217 $2,975
State Farm $3,087 $1,852 $1,438
Travelers $2,873 $2,317 $1,881
USAA $3,600 $2,467 $2,031

Cheapest Seward, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seward, IL to rates for a clean record with top companies.

Annual Seward, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,735 $3,886 $5,162 $3,102
Farmers $3,709 $4,786 $4,666 $4,422
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,686 $2,373 $2,095 $1,909
Nationwide $1,857 $2,389 $2,800 $2,126
Progressive $2,738 $4,073 $3,033 $3,457
State Farm $1,940 $2,312 $2,126 $2,126
Travelers $1,876 $2,457 $2,744 $2,351
USAA $1,929 $2,762 $3,784 $2,324

Cheapest Seward, IL Car Insurance for Teen Drivers

Teen car insurance in Seward, IL can be expensive. Take a look at rates from the top car insurance companies in Seward for teenagers.

Annual Car Insurance Rates for Teen Drivers in Seward, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,566 $9,085
Farmers $10,128 $10,549
GEICO $4,524 $4,715
Liberty Mutual $4,024 $4,470
Nationwide $3,961 $5,072
Progressive $7,032 $7,892
State Farm $3,852 $4,878
Travelers $4,328 $5,439
USAA $5,149 $5,691

Cheapest Seward, IL Car Insurance for Seniors

Take a look at Seward, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Seward, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,114 $2,114
Farmers $2,085 $2,206
GEICO $1,429 $1,724
Liberty Mutual $1,064 $1,186
Nationwide $1,329 $1,405
Progressive $1,575 $1,649
State Farm $1,192 $1,192
Travelers $1,361 $1,450
USAA $1,505 $1,491

Cheapest Seward, IL Car Insurance Rates After a DUI

A DUI in Seward, IL increases car insurance rates. Compare Seward, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Seward, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,820
American Family $5,162
Farmers $4,666
GEICO $3,243
Liberty Mutual $2,095
Nationwide $2,800
Progressive $3,033
State Farm $2,126
Travelers $2,744
USAA $3,784

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Cheapest Seward, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Seward, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Seward, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,674 $3,769
Farmers $4,396 $4,396
GEICO $2,338 $2,425
Liberty Mutual $2,016 $2,016
Nationwide $2,293 $2,293
Progressive $3,325 $3,325
State Farm $2,072 $2,179
Travelers $2,265 $2,449
USAA $2,624 $2,776

The Best Cheap Car Insurance Companies in Seward, IL

Take a look at a side-by-side comparison of the top car insurance companies in Seward, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Seward, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,721
Farmers $4,396
GEICO $2,382
Liberty Mutual $2,016
Nationwide $2,293
Progressive $3,325
State Farm $2,126
Travelers $2,357
USAA $2,700

Category Winners: Cheapest Car Insurance in Seward, Illinois

Find the cheapest car insurance companies in Seward, IL for each category right here.

Best Annual Car Insurance Rates by Company in Seward, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Seward, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Seward car insurance rates. Find the cheapest Seward, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Seward, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,574 $3,858 $3,733
Farmers $4,185 $4,295 $4,707
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,911 $2,012 $2,125
Nationwide $2,276 $2,311 $2,292
Progressive $3,045 $3,316 $3,614
State Farm $2,006 $2,128 $2,243
Travelers $2,206 $2,354 $2,511
USAA $2,521 $2,697 $2,882

Compare Car Insurance Quotes in Seward, IL

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