Compare Seymour, IL Car Insurance Rates (2021)

Car insurance in Seymour, IL averages $246 a month. Seymour, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Seymour car insurance rates, compare quotes from the top car insurance companies in Seymour, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Seymour, IL after a DUI are $3,454/year
  • The cheapest car insurance company in Seymour is State Farm
  • The cheapest car insurance company in Seymour for teen drivers is State Farm

If you need to buy Seymour, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Seymour, IL is right here.

You’ll find Seymour car insurance rates, the cheapest Seymour, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Seymour, Illinois car insurance rates to Cicero car insurance rates, Springfield car insurance rates, and Joliet car insurance rates.

Ready to find affordable Seymour, IL car insurance today? Enter your ZIP code for fast, free Seymour car insurance quotes.

Cheapest Seymour, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Seymour, IL car insurance rates? Every Seymour, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seymour, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,041 $3,055 $3,185 $3,185 $7,991 $10,347 $3,652 $3,946
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,144 $2,143 $1,903 $2,012 $9,185 $9,570 $2,451 $2,564
GEICO $1,402 $1,430 $1,356 $1,635 $4,274 $4,450 $1,774 $1,688
Liberty Mutual $1,351 $1,457 $1,123 $1,253 $4,418 $4,910 $1,414 $1,491
Nationwide $1,798 $1,826 $1,602 $1,693 $4,999 $6,397 $2,100 $2,270
Progressive $1,784 $1,682 $1,474 $1,546 $6,421 $7,190 $2,119 $2,273
State Farm $1,309 $1,309 $1,168 $1,168 $3,732 $4,735 $1,480 $1,700
Travelers $1,431 $1,508 $1,318 $1,403 $4,207 $5,306 $1,512 $1,591
USAA $1,687 $1,710 $1,571 $1,541 $5,545 $6,101 $2,223 $2,434

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Minimum Car Insurance in Seymour, IL

Every driver must carry the minimum car insurance in Seymour, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Seymour, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Seymour, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Seymour, IL. Compare credit history car insurance rates in Seymour from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Seymour, Illinois

Insurance Company Poor Fair Good
Allstate $6,105 $4,423 $3,872
American Family $4,281 $2,918 $2,470
Farmers $4,542 $3,817 $3,631
GEICO $3,600 $1,770 $1,384
Liberty Mutual $3,073 $1,924 $1,535
Nationwide $3,378 $2,735 $2,393
Progressive $3,496 $2,957 $2,729
State Farm $3,018 $1,807 $1,401
Travelers $2,781 $2,249 $1,824
USAA $3,791 $2,610 $2,154

Cheapest Seymour, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seymour, IL to rates for a clean record with top companies.

Annual Seymour, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,389 $5,856 $5,458 $4,497
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,374 $4,350 $4,242 $4,021
GEICO $1,653 $2,186 $3,111 $2,055
Liberty Mutual $1,818 $2,570 $2,262 $2,059
Nationwide $2,290 $2,956 $3,471 $2,626
Progressive $2,526 $3,737 $2,797 $3,184
State Farm $1,898 $2,252 $2,075 $2,075
Travelers $1,818 $2,382 $2,662 $2,277
USAA $2,026 $2,926 $4,008 $2,446

Cheapest Seymour, IL Car Insurance for Teen Drivers

Teen car insurance in Seymour, IL can be expensive. Take a look at rates from the top car insurance companies in Seymour for teenagers.

Annual Car Insurance Rates for Teen Drivers in Seymour, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,991 $10,347
American Family $5,668 $7,844
Farmers $9,185 $9,570
GEICO $4,274 $4,450
Liberty Mutual $4,418 $4,910
Nationwide $4,999 $6,397
Progressive $6,421 $7,190
State Farm $3,732 $4,735
Travelers $4,207 $5,306
USAA $5,545 $6,101

Cheapest Seymour, IL Car Insurance for Seniors

Take a look at Seymour, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Seymour, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,185 $3,185
American Family $1,837 $1,837
Farmers $1,903 $2,012
GEICO $1,356 $1,635
Liberty Mutual $1,123 $1,253
Nationwide $1,602 $1,693
Progressive $1,474 $1,546
State Farm $1,168 $1,168
Travelers $1,318 $1,403
USAA $1,571 $1,541

Cheapest Seymour, IL Car Insurance Rates After a DUI

A DUI in Seymour, IL increases car insurance rates. Compare Seymour, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Seymour, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,458
American Family $4,461
Farmers $4,242
GEICO $3,111
Liberty Mutual $2,262
Nationwide $3,471
Progressive $2,797
State Farm $2,075
Travelers $2,662
USAA $4,008

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Cheapest Seymour, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Seymour, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Seymour, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,800 $4,800
American Family $3,182 $3,264
Farmers $3,997 $3,997
GEICO $2,214 $2,288
Liberty Mutual $2,177 $2,177
Nationwide $2,835 $2,835
Progressive $3,061 $3,061
State Farm $2,023 $2,128
Travelers $2,196 $2,374
USAA $2,772 $2,931

The Best Cheap Car Insurance Companies in Seymour, IL

Take a look at a side-by-side comparison of the top car insurance companies in Seymour, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Seymour, Illinois

Insurance Company Average Annual Rates
Allstate $4,800
American Family $3,223
Farmers $3,997
GEICO $2,251
Liberty Mutual $2,177
Nationwide $2,835
Progressive $3,061
State Farm $2,075
Travelers $2,285
USAA $2,851

Category Winners: Cheapest Car Insurance in Seymour, Illinois

Find the cheapest car insurance companies in Seymour, IL for each category right here.

Best Annual Car Insurance Rates by Company in Seymour, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Seymour, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Seymour car insurance rates. Find the cheapest Seymour, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Seymour, Illinois

Insurance Company Low Medium High
Allstate $4,642 $4,795 $4,963
American Family $3,103 $3,341 $3,224
Farmers $3,806 $3,904 $4,280
GEICO $2,056 $2,249 $2,448
Liberty Mutual $2,065 $2,173 $2,292
Nationwide $2,816 $2,861 $2,830
Progressive $2,799 $3,043 $3,342
State Farm $1,966 $2,079 $2,181
Travelers $2,134 $2,282 $2,438
USAA $2,653 $2,849 $3,052

What affects car insurance rates in Seymour, Illinois?

What factors can have an impact on Seymour, IL car insurance? There are several reasons why Seymour car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Seymour, Illinois.

Commute Time in Seymour

The more time you spend in your car the higher the risk of an accident. The average commute length in Seymour, IL is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Seymour, IL

Ready to find affordable Seymour, Illinois car insurance today? Enter your ZIP code for fast, free Seymour, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State