Compare Shaftsburg, MI Car Insurance Rates (2021)

Car insurance in Shaftsburg, MI averages $784 a month. Shaftsburg, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Shaftsburg car insurance rates, compare quotes from the top car insurance companies in Shaftsburg, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shaftsburg, MI are $9,406/year
  • The cheapest car insurance company in Shaftsburg is USAA
  • The cheapest car insurance company in Shaftsburg for teen drivers is USAA

If you need to buy Shaftsburg, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Shaftsburg, MI is right here.

You’ll find Shaftsburg car insurance rates, the cheapest Shaftsburg, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Shaftsburg, Michigan car insurance rates to Flint car insurance rates, Warren car insurance rates, and Troy car insurance rates.

Ready to find affordable Shaftsburg, MI car insurance today? Enter your ZIP code for fast, free Shaftsburg car insurance quotes.

Cheapest Shaftsburg, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shaftsburg, MI car insurance rates? Every Shaftsburg, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shaftsburg, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,504 $15,504 $14,407 $14,407 $38,377 $38,377 $16,333 $16,333
Farmers $4,105 $4,105 $3,835 $3,835 $8,881 $8,881 $4,602 $4,602
GEICO $3,982 $3,982 $4,063 $4,063 $11,317 $11,317 $3,812 $3,812
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $3,515 $3,247 $3,098 $3,483 $12,974 $13,774 $4,097 $3,748
State Farm $6,734 $6,734 $6,234 $6,234 $23,398 $23,398 $7,898 $7,898
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,717 $2,583 $2,551 $2,414 $6,728 $6,426 $3,329 $3,209

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Minimum Car Insurance in Shaftsburg, MI

Every driver must carry the minimum car insurance in Shaftsburg, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Shaftsburg, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Shaftsburg, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shaftsburg, MI. Compare credit history car insurance rates in Shaftsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shaftsburg, Michigan

Insurance Company Poor Fair Good
Allstate $32,084 $17,773 $13,608
Farmers $7,102 $4,664 $4,302
GEICO $7,449 $5,476 $4,455
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,889 $5,147 $4,369
Progressive $6,930 $5,819 $5,227
State Farm $17,943 $9,084 $6,172
Travelers $6,813 $6,608 $6,525
USAA $5,615 $3,189 $2,430

Cheapest Shaftsburg, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shaftsburg, MI to rates for a clean record with top companies.

Annual Shaftsburg, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,310 $13,792 $46,101 $14,417
Farmers $4,511 $5,727 $5,659 $5,526
GEICO $2,028 $4,310 $13,072 $3,764
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $5,057 $6,689 $6,001 $6,220
State Farm $7,082 $8,468 $18,169 $10,547
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,010 $3,757 $4,929 $3,283

Cheapest Shaftsburg, MI Car Insurance for Teen Drivers

Teen car insurance in Shaftsburg, MI can be expensive. Take a look at rates from the top car insurance companies in Shaftsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shaftsburg, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $38,377 $38,377
Farmers $8,881 $8,881
GEICO $11,317 $11,317
Liberty Mutual $34,357 $34,357
Nationwide $9,927 $9,927
Progressive $12,974 $13,774
State Farm $23,398 $23,398
Travelers $13,395 $13,395
USAA $6,728 $6,426

Cheapest Shaftsburg, MI Car Insurance for Seniors

Take a look at Shaftsburg, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shaftsburg, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,407 $14,407
Farmers $3,835 $3,835
GEICO $4,063 $4,063
Liberty Mutual $14,355 $14,355
Nationwide $3,584 $3,584
Progressive $3,098 $3,483
State Farm $6,234 $6,234
Travelers $3,858 $3,858
USAA $2,551 $2,414

Cheapest Shaftsburg, MI Car Insurance Rates After a DUI

A DUI in Shaftsburg, MI increases car insurance rates. Compare Shaftsburg, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shaftsburg, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $46,101
Farmers $5,659
GEICO $13,072
Liberty Mutual $30,178
Nationwide $5,684
Progressive $6,001
State Farm $18,169
Travelers $10,331
USAA $4,929

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Cheapest Shaftsburg, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shaftsburg, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shaftsburg, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,155 $21,155
Farmers $5,356 $5,356
GEICO $5,662 $5,925
Liberty Mutual $18,753 $20,103
Nationwide $5,468 $5,468
Progressive $5,992 $5,992
State Farm $10,768 $11,364
Travelers $6,611 $6,686
USAA $3,702 $3,787

The Best Cheap Car Insurance Companies in Shaftsburg, MI

Take a look at a side-by-side comparison of the top car insurance companies in Shaftsburg, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shaftsburg, Michigan

Insurance Company Average Annual Rates
Allstate $21,155
Farmers $5,356
GEICO $5,793
Liberty Mutual $19,428
Nationwide $5,468
Progressive $5,992
State Farm $11,066
Travelers $6,649
USAA $3,744

Category Winners: Cheapest Car Insurance in Shaftsburg, Michigan

Find the cheapest car insurance companies in Shaftsburg, MI for each category right here.

Best Annual Car Insurance Rates by Company in Shaftsburg, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Shaftsburg, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shaftsburg car insurance rates. Find the cheapest Shaftsburg, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shaftsburg, Michigan

Insurance Company Low Medium High
Allstate $20,502 $21,213 $21,750
Farmers $5,233 $5,346 $5,489
GEICO $5,458 $5,748 $6,174
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,754 $5,370 $5,282
Progressive $5,812 $5,999 $6,165
State Farm $10,520 $11,134 $11,545
Travelers $6,575 $6,656 $6,715
USAA $3,641 $3,753 $3,839

Compare Car Insurance Quotes in Shaftsburg, MI

Ready to find affordable Shaftsburg, Michigan car insurance today? Enter your ZIP code for fast, free Shaftsburg, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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