Compare Shallowater, TX Car Insurance Rates (2021)

Car insurance in Shallowater, TX averages $318 a month. Shallowater, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Shallowater car insurance rates, compare quotes from the top car insurance companies in Shallowater, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shallowater, TX are $3,817/year
  • The cheapest car insurance company in Shallowater is USAA
  • Average car insurance rates in Shallowater, TX after a DUI are $4,348/year

If you need to buy Shallowater, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Shallowater, TX is right here.

You’ll find Shallowater car insurance rates, the cheapest Shallowater, TX car insurance companies, and information on Texas car insurance laws. You can also compare Shallowater, Texas car insurance rates to Dallas car insurance rates, Austin car insurance rates, and El Paso car insurance rates.

Ready to find affordable Shallowater, TX car insurance today? Enter your ZIP code for fast, free Shallowater car insurance quotes.

Cheapest Shallowater, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shallowater, TX car insurance rates? Every Shallowater, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shallowater, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,616 $3,665 $3,574 $3,574 $9,237 $11,201 $4,477 $4,692
American Family $2,613 $2,893 $2,386 $2,720 $6,508 $8,514 $3,674 $4,172
GEICO $2,339 $2,514 $2,230 $2,517 $5,076 $5,275 $2,535 $2,539
Nationwide $2,357 $2,404 $2,078 $2,209 $6,573 $8,482 $2,757 $2,992
Progressive $2,494 $2,381 $2,207 $2,259 $10,151 $11,286 $2,955 $2,999
State Farm $2,008 $2,008 $1,790 $1,790 $4,867 $6,213 $2,187 $2,253
USAA $1,752 $1,788 $1,660 $1,681 $4,623 $5,107 $2,348 $2,572

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Minimum Car Insurance in Shallowater, TX

Every driver must carry the minimum car insurance in Shallowater, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Shallowater, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shallowater, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shallowater, TX. Compare credit history car insurance rates in Shallowater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shallowater, Texas

Insurance Company Poor Fair Good
Allstate $7,015 $5,123 $4,376
American Family $5,788 $3,611 $3,157
GEICO $4,823 $2,734 $1,827
Nationwide $4,483 $3,588 $3,124
Progressive $5,187 $4,461 $4,127
State Farm $4,091 $2,547 $2,030
USAA $3,997 $2,266 $1,811

Cheapest Shallowater, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shallowater, TX to rates for a clean record with top companies.

Annual Shallowater, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,346 $6,533 $6,793 $4,346
American Family $3,838 $4,817 $4,247 $3,838
GEICO $2,656 $3,489 $2,942 $3,425
Nationwide $3,229 $3,229 $4,814 $3,655
Progressive $4,007 $5,154 $4,682 $4,523
State Farm $2,561 $2,945 $3,489 $2,561
USAA $2,024 $2,950 $3,466 $2,325

Cheapest Shallowater, TX Car Insurance for Teen Drivers

Teen car insurance in Shallowater, TX can be expensive. Take a look at rates from the top car insurance companies in Shallowater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shallowater, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,237 $11,201
American Family $6,508 $8,514
GEICO $5,076 $5,275
Nationwide $6,573 $8,482
Progressive $10,151 $11,286
State Farm $4,867 $6,213
USAA $4,623 $5,107

Cheapest Shallowater, TX Car Insurance for Seniors

Take a look at Shallowater, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shallowater, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,574 $3,574
American Family $2,386 $2,720
GEICO $2,230 $2,517
Nationwide $2,078 $2,209
Progressive $2,207 $2,259
State Farm $1,790 $1,790
USAA $1,660 $1,681

Cheapest Shallowater, TX Car Insurance Rates After a DUI

A DUI in Shallowater, TX increases car insurance rates. Compare Shallowater, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shallowater, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,793
American Family $4,247
GEICO $2,942
Nationwide $4,814
Progressive $4,682
State Farm $3,489
USAA $3,466

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Cheapest Shallowater, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shallowater, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shallowater, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,380 $5,629
American Family $4,185 $4,185
GEICO $3,067 $3,189
Nationwide $3,732 $3,732
Progressive $4,592 $4,592
State Farm $2,889 $2,889
USAA $2,656 $2,727

The Best Cheap Car Insurance Companies in Shallowater, TX

Take a look at a side-by-side comparison of the top car insurance companies in Shallowater, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shallowater, Texas

Insurance Company Average Annual Rates
Allstate $5,505
American Family $4,185
GEICO $3,128
Nationwide $3,732
Progressive $4,592
State Farm $2,889
USAA $2,691

Category Winners: Cheapest Car Insurance in Shallowater, Texas

Find the cheapest car insurance companies in Shallowater, TX for each category right here.

Best Annual Car Insurance Rates by Company in Shallowater, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Shallowater, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shallowater car insurance rates. Find the cheapest Shallowater, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shallowater, Texas

Insurance Company Low Medium High
Allstate $5,382 $5,459 $5,672
American Family $3,896 $4,038 $4,621
GEICO $2,971 $3,091 $3,323
Nationwide $4,034 $3,570 $3,591
Progressive $4,385 $4,569 $4,821
State Farm $2,736 $2,880 $3,052
USAA $2,611 $2,682 $2,781

What affects car insurance rates in Shallowater, Texas?

What factors can have an impact on Shallowater, TX car insurance? There are several reasons why Shallowater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shallowater, Texas.

Commute Time in Shallowater

The more time you spend in your car the higher the risk of an accident. The average commute length in Shallowater, TX is 19.6 minutes according to City-Data.

Compare Car Insurance Quotes in Shallowater, TX

Ready to find affordable Shallowater, Texas car insurance today? Enter your ZIP code for fast, free Shallowater, TX car insurance quotes.

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