Compare Shambaugh, IA Car Insurance Rates (2021)

Car insurance in Shambaugh, IA averages $260 a month. Shambaugh, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Shambaugh car insurance rates, compare quotes from the top car insurance companies in Shambaugh, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shambaugh, IA are $3,118/year
  • Average car insurance rates in Shambaugh, IA after a DUI are $3,755/year
  • The cheapest car insurance company in Shambaugh is USAA

If you need to buy Shambaugh, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Shambaugh, IA is right here.

You’ll find Shambaugh car insurance rates, the cheapest Shambaugh, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Shambaugh, Iowa car insurance rates to Ames car insurance rates, Ankeny car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Shambaugh, IA car insurance today? Enter your ZIP code for fast, free Shambaugh car insurance quotes.

Cheapest Shambaugh, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shambaugh, IA car insurance rates? Every Shambaugh, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shambaugh, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,072 $1,919 $1,954 $6,293 $7,087 $2,351 $2,417
American Family $2,077 $2,077 $1,855 $1,855 $5,499 $7,743 $2,077 $2,505
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,203 $2,393 $1,928 $2,341 $10,488 $11,802 $2,497 $2,760
Nationwide $1,831 $1,885 $1,629 $1,745 $4,135 $5,378 $2,064 $2,252
Progressive $1,909 $1,853 $1,574 $1,628 $4,386 $4,967 $2,295 $2,468
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,734 $2,792 $2,649 $2,653 $11,841 $18,771 $2,840 $3,385
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

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Minimum Car Insurance in Shambaugh, IA

Every driver must carry the minimum car insurance in Shambaugh, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Shambaugh, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Shambaugh, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shambaugh, IA. Compare credit history car insurance rates in Shambaugh from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shambaugh, Iowa

Insurance Company Poor Fair Good
Allstate $3,928 $3,118 $2,800
American Family $4,096 $3,010 $2,526
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,505 $4,001 $3,149
Nationwide $3,185 $2,482 $2,178
Progressive $3,135 $2,509 $2,261
State Farm $3,157 $1,953 $1,541
Travelers $6,715 $5,718 $5,442
USAA $2,498 $1,705 $1,473

Cheapest Shambaugh, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shambaugh, IA to rates for a clean record with top companies.

Annual Shambaugh, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,786 $3,380 $3,842 $3,118
American Family $2,319 $3,387 $4,410 $2,728
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,934 $4,858 $4,964 $4,450
Nationwide $1,882 $2,720 $3,723 $2,135
Progressive $2,126 $3,443 $2,306 $2,664
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,346 $5,781 $7,743 $5,964
USAA $1,452 $1,935 $2,518 $1,664

Cheapest Shambaugh, IA Car Insurance for Teen Drivers

Teen car insurance in Shambaugh, IA can be expensive. Take a look at rates from the top car insurance companies in Shambaugh for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shambaugh, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,293 $7,087
American Family $5,499 $7,743
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,488 $11,802
Nationwide $4,135 $5,378
Progressive $4,386 $4,967
State Farm $3,891 $4,937
Travelers $11,841 $18,771
USAA $3,336 $3,568

Cheapest Shambaugh, IA Car Insurance for Seniors

Take a look at Shambaugh, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shambaugh, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,919 $1,954
American Family $1,855 $1,855
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,928 $2,341
Nationwide $1,629 $1,745
Progressive $1,574 $1,628
State Farm $1,269 $1,269
Travelers $2,649 $2,653
USAA $1,170 $1,207

Cheapest Shambaugh, IA Car Insurance Rates After a DUI

A DUI in Shambaugh, IA increases car insurance rates. Compare Shambaugh, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shambaugh, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,842
American Family $4,410
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,964
Nationwide $3,723
Progressive $2,306
State Farm $2,217
Travelers $7,743
USAA $2,518

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Cheapest Shambaugh, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shambaugh, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shambaugh, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,203 $3,360
American Family $3,173 $3,249
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,552 $4,552
Nationwide $2,615 $2,615
Progressive $2,635 $2,635
State Farm $2,164 $2,270
Travelers $5,958 $5,958
USAA $1,823 $1,962

The Best Cheap Car Insurance Companies in Shambaugh, IA

Take a look at a side-by-side comparison of the top car insurance companies in Shambaugh, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shambaugh, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,211
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,552
Nationwide $2,615
Progressive $2,635
State Farm $2,217
Travelers $5,958
USAA $1,892

Category Winners: Cheapest Car Insurance in Shambaugh, Iowa

Find the cheapest car insurance companies in Shambaugh, IA for each category right here.

Best Annual Car Insurance Rates by Company in Shambaugh, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Shambaugh, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shambaugh car insurance rates. Find the cheapest Shambaugh, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shambaugh, Iowa

Insurance Company Low Medium High
Allstate $3,144 $3,286 $3,415
American Family $3,234 $3,389 $3,010
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,382 $4,544 $4,728
Nationwide $2,736 $2,598 $2,511
Progressive $2,476 $2,642 $2,788
State Farm $2,111 $2,229 $2,311
Travelers $5,628 $6,047 $6,199
USAA $1,802 $1,898 $1,977

What affects car insurance rates in Shambaugh, Iowa?

What factors can have an impact on Shambaugh, IA car insurance? There are several reasons why Shambaugh car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shambaugh, Iowa.

Commute Time in Shambaugh

The more time you spend in your car the higher the risk of an accident. The average commute length in Shambaugh, IA is 16.9 minutes according to City-Data.

Compare Car Insurance Quotes in Shambaugh, IA

Ready to find affordable Shambaugh, Iowa car insurance today? Enter your ZIP code for fast, free Shambaugh, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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