Compare Sharpsburg, KY Car Insurance Rates (2021)

Car insurance in Sharpsburg, KY averages $372 a month. Sharpsburg, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sharpsburg car insurance rates, compare quotes from the top car insurance companies in Sharpsburg, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sharpsburg, KY are $4,470/year
  • The cheapest car insurance company in Sharpsburg for teen drivers is USAA
  • Average car insurance rates in Sharpsburg, KY after a DUI are $5,358/year

If you need to buy Sharpsburg, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Sharpsburg, KY is right here.

You’ll find Sharpsburg car insurance rates, the cheapest Sharpsburg, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Sharpsburg, Kentucky car insurance rates to Hopkinsville car insurance rates, Covington car insurance rates, and Henderson car insurance rates.

Ready to find affordable Sharpsburg, KY car insurance today? Enter your ZIP code for fast, free Sharpsburg car insurance quotes.

Cheapest Sharpsburg, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sharpsburg, KY car insurance rates? Every Sharpsburg, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sharpsburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,059 $3,006 $2,787 $2,966 $11,719 $13,168 $3,337 $3,505
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,423 $3,696 $3,059 $3,380 $13,477 $14,642 $3,473 $3,427
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $2,055 $1,955 $1,843 $1,850 $9,996 $11,326 $2,549 $2,612
State Farm $1,851 $1,851 $1,653 $1,653 $5,452 $6,899 $2,062 $2,305
Travelers $2,277 $2,317 $2,240 $2,242 $10,974 $17,609 $2,380 $2,746
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

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Minimum Car Insurance in Sharpsburg, KY

Every driver must carry the minimum car insurance in Sharpsburg, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Sharpsburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sharpsburg, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sharpsburg, KY. Compare credit history car insurance rates in Sharpsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sharpsburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,203 $4,986 $4,142
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,692 $5,339 $4,186
Nationwide $5,472 $4,309 $3,742
Progressive $4,773 $4,164 $3,882
State Farm $4,281 $2,591 $2,025
Travelers $5,966 $5,049 $5,029
USAA $4,072 $2,277 $1,855

Cheapest Sharpsburg, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sharpsburg, KY to rates for a clean record with top companies.

Annual Sharpsburg, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,476 $5,890 $6,326 $5,081
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,028 $7,815 $6,057 $5,389
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $3,535 $5,229 $4,033 $4,296
State Farm $2,714 $3,217 $2,966 $2,966
Travelers $4,661 $4,795 $6,935 $5,001
USAA $2,062 $2,916 $3,479 $2,482

Cheapest Sharpsburg, KY Car Insurance for Teen Drivers

Teen car insurance in Sharpsburg, KY can be expensive. Take a look at rates from the top car insurance companies in Sharpsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sharpsburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,719 $13,168
GEICO $7,170 $8,568
Liberty Mutual $13,477 $14,642
Nationwide $7,262 $9,049
Progressive $9,996 $11,326
State Farm $5,452 $6,899
Travelers $10,974 $17,609
USAA $4,862 $5,131

Cheapest Sharpsburg, KY Car Insurance for Seniors

Take a look at Sharpsburg, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sharpsburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,787 $2,966
GEICO $3,742 $3,389
Liberty Mutual $3,059 $3,380
Nationwide $2,887 $3,016
Progressive $1,843 $1,850
State Farm $1,653 $1,653
Travelers $2,240 $2,242
USAA $1,654 $1,686

Cheapest Sharpsburg, KY Car Insurance Rates After a DUI

A DUI in Sharpsburg, KY increases car insurance rates. Compare Sharpsburg, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sharpsburg, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,326
GEICO $7,199
Liberty Mutual $6,057
Nationwide $5,866
Progressive $4,033
State Farm $2,966
Travelers $6,935
USAA $3,479

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Cheapest Sharpsburg, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sharpsburg, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sharpsburg, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,443 $5,443
GEICO $4,371 $4,456
Liberty Mutual $6,072 $6,072
Nationwide $4,508 $4,508
Progressive $4,273 $4,273
State Farm $2,894 $3,037
Travelers $5,348 $5,348
USAA $2,633 $2,836

The Best Cheap Car Insurance Companies in Sharpsburg, KY

Take a look at a side-by-side comparison of the top car insurance companies in Sharpsburg, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sharpsburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,443
GEICO $4,413
Liberty Mutual $6,072
Nationwide $4,508
Progressive $4,273
State Farm $2,966
Travelers $5,348
USAA $2,735

Category Winners: Cheapest Car Insurance in Sharpsburg, Kentucky

Find the cheapest car insurance companies in Sharpsburg, KY for each category right here.

Best Annual Car Insurance Rates by Company in Sharpsburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sharpsburg, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sharpsburg car insurance rates. Find the cheapest Sharpsburg, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sharpsburg, Kentucky

Insurance Company Low Medium High
Allstate $5,048 $5,422 $5,860
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,689 $6,011 $6,516
Nationwide $4,563 $4,454 $4,506
Progressive $3,960 $4,222 $4,638
State Farm $2,791 $2,961 $3,145
Travelers $5,075 $5,371 $5,598
USAA $2,617 $2,729 $2,858

What affects car insurance rates in Sharpsburg, Kentucky?

What factors can have an impact on Sharpsburg, KY car insurance? There are several reasons why Sharpsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sharpsburg, Kentucky.

Commute Time in Sharpsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Sharpsburg, KY is 31.2 minutes according to City-Data.

Compare Car Insurance Quotes in Sharpsburg, KY

Ready to find affordable Sharpsburg, Kentucky car insurance today? Enter your ZIP code for fast, free Sharpsburg, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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