Compare Shasta Lake, CA Car Insurance Rates (2021)

Car insurance in Shasta Lake, CA averages $260 a month. Shasta Lake, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Shasta Lake car insurance rates, compare quotes from the top car insurance companies in Shasta Lake, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shasta Lake is Progressive
  • Average car insurance rates in Shasta Lake, CA are $3,120/year
  • The cheapest car insurance company in Shasta Lake for teen drivers is USAA

If you need to buy Shasta Lake, California car insurance, the options can be confusing. Everything you need to know about car insurance in Shasta Lake, CA is right here.

You’ll find Shasta Lake car insurance rates, the cheapest Shasta Lake, CA car insurance companies, and information on California car insurance laws. You can also compare Shasta Lake, California car insurance rates to Oakland car insurance rates, Bakersfield car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Shasta Lake, CA car insurance today? Enter your ZIP code for fast, free Shasta Lake car insurance quotes.

Cheapest Shasta Lake, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shasta Lake, CA car insurance rates? Every Shasta Lake, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shasta Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,148 $1,563 $1,584 $5,787 $7,275 $2,740 $3,026
Farmers $2,375 $2,375 $2,135 $2,135 $7,543 $12,372 $2,810 $3,125
GEICO $1,588 $1,590 $1,495 $1,495 $4,812 $4,902 $2,278 $2,335
Liberty Mutual $2,369 $2,249 $2,198 $2,131 $5,231 $5,534 $2,683 $2,695
Nationwide $2,634 $2,519 $2,306 $2,178 $6,582 $7,282 $3,122 $3,089
Progressive $1,370 $1,410 $1,179 $1,391 $3,647 $4,388 $1,978 $2,126
State Farm $2,892 $2,892 $2,583 $2,583 $5,310 $6,596 $3,199 $3,298
Travelers $2,061 $2,002 $1,825 $1,806 $4,136 $4,750 $2,660 $2,608
USAA $1,755 $1,663 $1,715 $1,721 $3,990 $3,994 $2,414 $2,282

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Minimum Car Insurance in Shasta Lake, CA

Every driver must carry the minimum car insurance in Shasta Lake, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Shasta Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Shasta Lake, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shasta Lake, CA to rates for a clean record with top companies.

Annual Shasta Lake, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,989 $3,329 $5,215 $2,599
Farmers $3,223 $4,388 $5,467 $4,357
GEICO $1,794 $2,758 $3,471 $2,225
Liberty Mutual $2,723 $3,649 $3,290 $2,884
Nationwide $2,596 $3,325 $5,611 $3,325
Progressive $1,432 $2,430 $2,825 $2,057
State Farm $2,617 $3,122 $5,900 $3,038
Travelers $1,849 $2,957 $3,439 $2,678
USAA $1,624 $2,410 $3,954 $1,779

Cheapest Shasta Lake, CA Car Insurance for Teen Drivers

Teen car insurance in Shasta Lake, CA can be expensive. Take a look at rates from the top car insurance companies in Shasta Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shasta Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,787 $7,275
Farmers $7,543 $12,372
GEICO $4,812 $4,902
Liberty Mutual $5,231 $5,534
Nationwide $6,582 $7,282
Progressive $3,647 $4,388
State Farm $5,310 $6,596
Travelers $4,136 $4,750
USAA $3,990 $3,994

Cheapest Shasta Lake, CA Car Insurance for Seniors

Take a look at Shasta Lake, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shasta Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,563 $1,584
Farmers $2,135 $2,135
GEICO $1,495 $1,495
Liberty Mutual $2,198 $2,131
Nationwide $2,306 $2,178
Progressive $1,179 $1,391
State Farm $2,583 $2,583
Travelers $1,825 $1,806
USAA $1,715 $1,721

Cheapest Shasta Lake, CA Car Insurance Rates After a DUI

A DUI in Shasta Lake, CA increases car insurance rates. Compare Shasta Lake, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shasta Lake, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,215
Farmers $5,467
GEICO $3,471
Liberty Mutual $3,290
Nationwide $5,611
Progressive $2,825
State Farm $5,900
Travelers $3,439
USAA $3,954

Cheapest Shasta Lake, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shasta Lake, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shasta Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,962 $3,604
Farmers $3,955 $4,762
GEICO $2,328 $2,796
Liberty Mutual $2,879 $3,393
Nationwide $3,284 $4,144
Progressive $1,988 $2,384
State Farm $3,535 $3,804
Travelers $2,463 $2,998
USAA $2,249 $2,635

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The Best Cheap Car Insurance Companies in Shasta Lake, CA

Take a look at a side-by-side comparison of the top car insurance companies in Shasta Lake, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shasta Lake, California

Insurance Company Average Annual Rates
Allstate $3,283
Farmers $4,359
GEICO $2,562
Liberty Mutual $3,136
Nationwide $3,714
Progressive $2,186
State Farm $3,669
Travelers $2,731
USAA $2,442

Category Winners: Cheapest Car Insurance in Shasta Lake, California

Find the cheapest car insurance companies in Shasta Lake, CA for each category right here.

Best Annual Car Insurance Rates by Company in Shasta Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Shasta Lake, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shasta Lake car insurance rates. Find the cheapest Shasta Lake, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shasta Lake, California

Insurance Company Low Medium High
Allstate $3,105 $3,311 $3,432
Farmers $4,064 $4,391 $4,622
GEICO $2,331 $2,590 $2,765
Liberty Mutual $2,946 $3,161 $3,302
Nationwide $3,330 $3,773 $4,040
Progressive $1,944 $2,252 $2,363
State Farm $3,305 $3,731 $3,972
Travelers $2,410 $2,796 $2,986
USAA $2,199 $2,492 $2,635

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What affects car insurance rates in Shasta Lake, California?

What factors can have an impact on Shasta Lake, CA car insurance? There are several reasons why Shasta Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shasta Lake, California.

Commute Time in Shasta Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Shasta Lake, CA is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Shasta Lake, CA

Ready to find affordable Shasta Lake, California car insurance today? Enter your ZIP code for fast, free Shasta Lake, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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