Compare Shaw Heights, CO Car Insurance Rates (2021)

Car insurance in Shaw Heights, CO averages $331 a month. Shaw Heights, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Shaw Heights car insurance rates, compare quotes from the top car insurance companies in Shaw Heights, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shaw Heights, CO are $3,970/year
  • Average car insurance rates in Shaw Heights, CO after a DUI are $4,741/year
  • The cheapest car insurance company in Shaw Heights is Liberty Mutual

If you need to buy Shaw Heights, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Shaw Heights, CO is right here.

You’ll find Shaw Heights car insurance rates, the cheapest Shaw Heights, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Shaw Heights, Colorado car insurance rates to Boulder car insurance rates, Arvada car insurance rates, and Centennial car insurance rates.

Ready to find affordable Shaw Heights, CO car insurance today? Enter your ZIP code for fast, free Shaw Heights car insurance quotes.

Cheapest Shaw Heights, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shaw Heights, CO car insurance rates? Every Shaw Heights, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shaw Heights, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,399 $3,160 $3,081 $3,110 $12,428 $13,080 $3,695 $3,691
American Family $2,685 $2,685 $2,423 $2,423 $6,515 $8,773 $2,685 $3,283
Farmers $3,061 $3,033 $2,764 $2,993 $12,149 $12,266 $3,368 $3,388
GEICO $1,934 $2,133 $2,120 $2,456 $6,200 $6,505 $1,755 $1,753
Liberty Mutual $1,929 $1,872 $1,642 $1,810 $6,091 $6,642 $1,948 $1,957
Nationwide $2,552 $2,593 $2,287 $2,411 $6,509 $8,303 $2,942 $3,172
Progressive $2,445 $2,285 $2,164 $2,150 $8,544 $9,524 $2,743 $2,657
State Farm $2,091 $2,091 $1,912 $1,912 $6,317 $7,956 $2,351 $2,785
USAA $2,173 $2,156 $2,089 $2,077 $5,581 $6,374 $2,790 $3,015

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Minimum Car Insurance in Shaw Heights, CO

Every driver must carry the minimum car insurance in Shaw Heights, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Shaw Heights, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Shaw Heights, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shaw Heights, CO. Compare credit history car insurance rates in Shaw Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shaw Heights, Colorado

Insurance Company Poor Fair Good
Allstate $7,271 $5,615 $4,231
American Family $5,100 $3,643 $3,059
Farmers $6,226 $5,081 $4,826
GEICO $3,736 $3,107 $2,478
Liberty Mutual $4,260 $2,619 $2,081
Nationwide $4,647 $3,685 $3,207
Progressive $4,617 $3,949 $3,626
State Farm $4,748 $3,061 $2,472
USAA $4,834 $2,778 $2,234

Cheapest Shaw Heights, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shaw Heights, CO to rates for a clean record with top companies.

Annual Shaw Heights, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,819 $5,586 $6,913 $5,504
American Family $2,911 $4,118 $5,406 $3,301
Farmers $4,534 $5,850 $5,771 $5,355
GEICO $2,162 $3,419 $4,045 $2,803
Liberty Mutual $2,623 $3,068 $3,170 $3,084
Nationwide $2,965 $4,042 $5,118 $3,260
Progressive $3,506 $4,969 $3,699 $4,082
State Farm $3,129 $3,725 $3,427 $3,427
USAA $2,390 $2,930 $5,116 $2,692

Cheapest Shaw Heights, CO Car Insurance for Teen Drivers

Teen car insurance in Shaw Heights, CO can be expensive. Take a look at rates from the top car insurance companies in Shaw Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shaw Heights, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,428 $13,080
American Family $6,515 $8,773
Farmers $12,149 $12,266
GEICO $6,200 $6,505
Liberty Mutual $6,091 $6,642
Nationwide $6,509 $8,303
Progressive $8,544 $9,524
State Farm $6,317 $7,956
USAA $5,581 $6,374

Cheapest Shaw Heights, CO Car Insurance for Seniors

Take a look at Shaw Heights, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shaw Heights, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,110
American Family $2,423 $2,423
Farmers $2,764 $2,993
GEICO $2,120 $2,456
Liberty Mutual $1,642 $1,810
Nationwide $2,287 $2,411
Progressive $2,164 $2,150
State Farm $1,912 $1,912
USAA $2,089 $2,077

Cheapest Shaw Heights, CO Car Insurance Rates After a DUI

A DUI in Shaw Heights, CO increases car insurance rates. Compare Shaw Heights, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shaw Heights, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,913
American Family $5,406
Farmers $5,771
GEICO $4,045
Liberty Mutual $3,170
Nationwide $5,118
Progressive $3,699
State Farm $3,427
USAA $5,116

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Cheapest Shaw Heights, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shaw Heights, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shaw Heights, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,705 $5,705
American Family $3,849 $4,019
Farmers $5,378 $5,378
GEICO $3,045 $3,169
Liberty Mutual $2,986 $2,986
Nationwide $3,846 $3,846
Progressive $4,064 $4,064
State Farm $3,341 $3,513
USAA $3,189 $3,375

The Best Cheap Car Insurance Companies in Shaw Heights, CO

Take a look at a side-by-side comparison of the top car insurance companies in Shaw Heights, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shaw Heights, Colorado

Insurance Company Average Annual Rates
Allstate $5,705
American Family $3,934
Farmers $5,378
GEICO $3,107
Liberty Mutual $2,986
Nationwide $3,846
Progressive $4,064
State Farm $3,427
USAA $3,282

Category Winners: Cheapest Car Insurance in Shaw Heights, Colorado

Find the cheapest car insurance companies in Shaw Heights, CO for each category right here.

Best Annual Car Insurance Rates by Company in Shaw Heights, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Shaw Heights, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shaw Heights car insurance rates. Find the cheapest Shaw Heights, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shaw Heights, Colorado

Insurance Company Low Medium High
Allstate $5,374 $5,686 $6,056
American Family $3,716 $4,015 $4,071
Farmers $4,653 $5,292 $6,188
GEICO $2,694 $3,030 $3,598
Liberty Mutual $2,806 $2,976 $3,178
Nationwide $3,826 $3,849 $3,863
Progressive $3,683 $4,079 $4,431
State Farm $3,145 $3,429 $3,707
USAA $3,115 $3,282 $3,448

What affects car insurance rates in Shaw Heights, Colorado?

What factors can have an impact on Shaw Heights, CO car insurance? There are several reasons why Shaw Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shaw Heights, Colorado.

Commute Time in Shaw Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Shaw Heights, CO is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Shaw Heights, CO

Ready to find affordable Shaw Heights, Colorado car insurance today? Enter your ZIP code for fast, free Shaw Heights, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State