Compare Shawnee, CO Car Insurance Rates (2021)

Car insurance in Shawnee, CO averages $346 a month. Shawnee, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Shawnee car insurance rates, compare quotes from the top car insurance companies in Shawnee, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shawnee is Liberty Mutual
  • The cheapest car insurance company in Shawnee for teen drivers is USAA
  • Average car insurance rates in Shawnee, CO are $4,154/year

If you need to buy Shawnee, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Shawnee, CO is right here.

You’ll find Shawnee car insurance rates, the cheapest Shawnee, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Shawnee, Colorado car insurance rates to Aurora car insurance rates, Pueblo car insurance rates, and Greeley car insurance rates.

Ready to find affordable Shawnee, CO car insurance today? Enter your ZIP code for fast, free Shawnee car insurance quotes.

Cheapest Shawnee, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shawnee, CO car insurance rates? Every Shawnee, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shawnee, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,749 $3,504 $3,354 $3,392 $13,068 $13,728 $4,155 $4,193
American Family $2,772 $2,772 $2,498 $2,498 $6,730 $9,031 $2,772 $3,398
Farmers $3,107 $3,091 $2,807 $3,019 $11,931 $12,101 $3,424 $3,477
GEICO $2,305 $2,534 $2,465 $2,823 $7,361 $7,783 $2,104 $2,133
Liberty Mutual $1,949 $1,948 $1,633 $1,790 $5,603 $6,128 $1,979 $2,034
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,834 $2,641 $2,471 $2,458 $9,983 $11,178 $3,202 $3,111
State Farm $2,529 $2,529 $2,256 $2,256 $7,113 $9,033 $2,825 $3,347
USAA $1,994 $1,976 $1,918 $1,904 $5,128 $5,847 $2,552 $2,752

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Minimum Car Insurance in Shawnee, CO

Every driver must carry the minimum car insurance in Shawnee, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Shawnee, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Shawnee, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shawnee, CO. Compare credit history car insurance rates in Shawnee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shawnee, Colorado

Insurance Company Poor Fair Good
Allstate $7,837 $6,037 $4,555
American Family $5,277 $3,752 $3,147
Farmers $6,218 $5,070 $4,820
GEICO $4,441 $3,688 $2,936
Liberty Mutual $4,133 $2,511 $2,004
Nationwide $4,245 $3,363 $2,929
Progressive $5,378 $4,599 $4,228
State Farm $5,541 $3,555 $2,862
USAA $4,426 $2,549 $2,051

Cheapest Shawnee, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shawnee, CO to rates for a clean record with top companies.

Annual Shawnee, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,228 $6,017 $7,392 $5,935
American Family $3,006 $4,244 $5,578 $3,408
Farmers $4,541 $5,829 $5,746 $5,363
GEICO $2,580 $4,045 $4,760 $3,369
Liberty Mutual $2,516 $2,950 $3,084 $2,981
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $4,088 $5,764 $4,317 $4,770
State Farm $3,681 $4,292 $3,986 $3,986
USAA $2,191 $2,686 $4,693 $2,465

Cheapest Shawnee, CO Car Insurance for Teen Drivers

Teen car insurance in Shawnee, CO can be expensive. Take a look at rates from the top car insurance companies in Shawnee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shawnee, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,068 $13,728
American Family $6,730 $9,031
Farmers $11,931 $12,101
GEICO $7,361 $7,783
Liberty Mutual $5,603 $6,128
Nationwide $5,929 $7,587
Progressive $9,983 $11,178
State Farm $7,113 $9,033
USAA $5,128 $5,847

Cheapest Shawnee, CO Car Insurance for Seniors

Take a look at Shawnee, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shawnee, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,392
American Family $2,498 $2,498
Farmers $2,807 $3,019
GEICO $2,465 $2,823
Liberty Mutual $1,633 $1,790
Nationwide $2,085 $2,204
Progressive $2,471 $2,458
State Farm $2,256 $2,256
USAA $1,918 $1,904

Cheapest Shawnee, CO Car Insurance Rates After a DUI

A DUI in Shawnee, CO increases car insurance rates. Compare Shawnee, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shawnee, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,392
American Family $5,578
Farmers $5,746
GEICO $4,760
Liberty Mutual $3,084
Nationwide $4,685
Progressive $4,317
State Farm $3,986
USAA $4,693

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Cheapest Shawnee, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shawnee, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shawnee, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,143 $6,143
American Family $3,972 $4,146
Farmers $5,370 $5,370
GEICO $3,612 $3,765
Liberty Mutual $2,883 $2,883
Nationwide $3,512 $3,512
Progressive $4,735 $4,735
State Farm $3,889 $4,083
USAA $2,925 $3,093

The Best Cheap Car Insurance Companies in Shawnee, CO

Take a look at a side-by-side comparison of the top car insurance companies in Shawnee, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shawnee, Colorado

Insurance Company Average Annual Rates
Allstate $6,143
American Family $4,059
Farmers $5,370
GEICO $3,689
Liberty Mutual $2,883
Nationwide $3,512
Progressive $4,735
State Farm $3,986
USAA $3,009

Category Winners: Cheapest Car Insurance in Shawnee, Colorado

Find the cheapest car insurance companies in Shawnee, CO for each category right here.

Best Annual Car Insurance Rates by Company in Shawnee, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Shawnee, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shawnee car insurance rates. Find the cheapest Shawnee, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shawnee, Colorado

Insurance Company Low Medium High
Allstate $5,864 $6,126 $6,440
American Family $3,851 $4,142 $4,185
Farmers $4,701 $5,290 $6,118
GEICO $3,290 $3,616 $4,160
Liberty Mutual $2,756 $2,876 $3,016
Nationwide $3,535 $3,511 $3,491
Progressive $4,370 $4,750 $5,085
State Farm $3,751 $3,988 $4,219
USAA $2,855 $3,009 $3,163

Compare Car Insurance Quotes in Shawnee, CO

Ready to find affordable Shawnee, Colorado car insurance today? Enter your ZIP code for fast, free Shawnee, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State