Compare Shawnee, OH Car Insurance Rates (2021)

Car insurance in Shawnee, OH averages $253 a month. Shawnee, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Shawnee car insurance rates, compare quotes from the top car insurance companies in Shawnee, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shawnee is USAA
  • Average car insurance rates in Shawnee, OH are $3,040/year
  • The cheapest car insurance company in Shawnee for teen drivers is USAA

If you need to buy Shawnee, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Shawnee, OH is right here.

You’ll find Shawnee car insurance rates, the cheapest Shawnee, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Shawnee, Ohio car insurance rates to Parma car insurance rates, Lorain car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Shawnee, OH car insurance today? Enter your ZIP code for fast, free Shawnee car insurance quotes.

Cheapest Shawnee, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shawnee, OH car insurance rates? Every Shawnee, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shawnee, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,343 $2,346 $2,094 $2,243 $6,328 $7,233 $2,488 $2,678
American Family $983 $1,023 $891 $897 $2,931 $3,194 $1,212 $1,279
Farmers $1,920 $1,917 $1,694 $1,780 $8,190 $8,494 $2,156 $2,269
GEICO $1,552 $1,504 $1,424 $1,415 $4,121 $3,851 $1,731 $1,487
Liberty Mutual $2,553 $2,791 $1,963 $2,381 $12,978 $14,693 $2,739 $3,011
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,956 $1,859 $1,621 $1,676 $8,410 $9,495 $2,349 $2,428
State Farm $1,602 $1,602 $1,419 $1,419 $4,783 $6,014 $1,856 $2,130
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

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Minimum Car Insurance in Shawnee, OH

Every driver must carry the minimum car insurance in Shawnee, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Shawnee, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shawnee, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shawnee, OH. Compare credit history car insurance rates in Shawnee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shawnee, Ohio

Insurance Company Poor Fair Good
Allstate $4,476 $3,231 $2,700
American Family $2,056 $1,406 $1,191
Farmers $4,038 $3,390 $3,229
GEICO $2,565 $2,136 $1,707
Liberty Mutual $7,760 $4,716 $3,690
Nationwide $3,983 $3,208 $2,708
Progressive $4,201 $3,608 $3,363
State Farm $3,710 $2,292 $1,807
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

Cheapest Shawnee, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shawnee, OH to rates for a clean record with top companies.

Annual Shawnee, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,934 $3,533 $4,107 $3,302
American Family $1,486 $1,573 $1,573 $1,573
Farmers $2,930 $3,765 $3,672 $3,842
GEICO $1,463 $2,095 $2,979 $2,007
Liberty Mutual $4,538 $5,790 $5,944 $5,283
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $3,215 $4,350 $3,420 $3,912
State Farm $2,384 $2,822 $2,603 $2,603
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Cheapest Shawnee, OH Car Insurance for Teen Drivers

Teen car insurance in Shawnee, OH can be expensive. Take a look at rates from the top car insurance companies in Shawnee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shawnee, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,328 $7,233
American Family $2,931 $3,194
Farmers $8,190 $8,494
GEICO $4,121 $3,851
Liberty Mutual $12,978 $14,693
Nationwide $5,497 $7,148
Progressive $8,410 $9,495
State Farm $4,783 $6,014
Travelers $6,362 $10,023
USAA $2,712 $3,025

Cheapest Shawnee, OH Car Insurance for Seniors

Take a look at Shawnee, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shawnee, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,094 $2,243
American Family $891 $897
Farmers $1,694 $1,780
GEICO $1,424 $1,415
Liberty Mutual $1,963 $2,381
Nationwide $2,008 $2,033
Progressive $1,621 $1,676
State Farm $1,419 $1,419
Travelers $1,482 $1,476
USAA $841 $843

Cheapest Shawnee, OH Car Insurance Rates After a DUI

A DUI in Shawnee, OH increases car insurance rates. Compare Shawnee, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shawnee, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,107
American Family $1,573
Farmers $3,672
GEICO $2,979
Liberty Mutual $5,944
Nationwide $4,290
Progressive $3,420
State Farm $2,603
Travelers $4,649
USAA $1,966

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Cheapest Shawnee, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shawnee, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shawnee, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,469 $3,469
American Family $1,532 $1,570
Farmers $3,552 $3,552
GEICO $2,096 $2,176
Liberty Mutual $5,389 $5,389
Nationwide $3,300 $3,300
Progressive $3,724 $3,724
State Farm $2,541 $2,665
Travelers $3,216 $3,216
USAA $1,405 $1,516

The Best Cheap Car Insurance Companies in Shawnee, OH

Take a look at a side-by-side comparison of the top car insurance companies in Shawnee, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shawnee, Ohio

Insurance Company Average Annual Rates
Allstate $3,469
American Family $1,551
Farmers $3,552
GEICO $2,136
Liberty Mutual $5,389
Nationwide $3,300
Progressive $3,724
State Farm $2,603
Travelers $3,216
USAA $1,460

Category Winners: Cheapest Car Insurance in Shawnee, Ohio

Find the cheapest car insurance companies in Shawnee, OH for each category right here.

Best Annual Car Insurance Rates by Company in Shawnee, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Shawnee, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shawnee car insurance rates. Find the cheapest Shawnee, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shawnee, Ohio

Insurance Company Low Medium High
Allstate $3,359 $3,462 $3,586
American Family $1,530 $1,563 $1,561
Farmers $3,389 $3,502 $3,766
GEICO $2,084 $2,128 $2,195
Liberty Mutual $5,212 $5,408 $5,547
Nationwide $3,656 $3,198 $3,045
Progressive $3,593 $3,695 $3,884
State Farm $2,500 $2,609 $2,700
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

What affects car insurance rates in Shawnee, Ohio?

What factors can have an impact on Shawnee, OH car insurance? There are several reasons why Shawnee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shawnee, Ohio.

Car Theft in Shawnee

High levels of vehicle theft can make car insurance more expensive. Shawnee, OH car theft statistics from the FBI indicate 165 vehicle thefts a year.

Commute Time in Shawnee

The more time you spend in your car the higher the risk of an accident. The average commute length in Shawnee, OH is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Shawnee, OH

Ready to find affordable Shawnee, Ohio car insurance today? Enter your ZIP code for fast, free Shawnee, OH car insurance quotes.

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