Compare Shawneetown, IL Car Insurance Rates (2021)

Car insurance in Shawneetown, IL averages $278 a month. Shawneetown, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Shawneetown car insurance rates, compare quotes from the top car insurance companies in Shawneetown, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Shawneetown, IL are $3,341/year
  • The cheapest car insurance company in Shawneetown is Liberty Mutual
  • Average car insurance rates in Shawneetown, IL after a DUI are $3,893/year

If you need to buy Shawneetown, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Shawneetown, IL is right here.

You’ll find Shawneetown car insurance rates, the cheapest Shawneetown, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Shawneetown, Illinois car insurance rates to Chicago car insurance rates, Joliet car insurance rates, and Cicero car insurance rates.

Ready to find affordable Shawneetown, IL car insurance today? Enter your ZIP code for fast, free Shawneetown car insurance quotes.

Cheapest Shawneetown, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shawneetown, IL car insurance rates? Every Shawneetown, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shawneetown, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,511 $3,527 $3,646 $3,646 $8,861 $11,572 $4,223 $4,564
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,548 $2,560 $2,264 $2,384 $10,558 $11,041 $2,897 $3,041
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,414 $1,530 $1,175 $1,315 $4,433 $4,937 $1,482 $1,572
Nationwide $1,962 $2,001 $1,741 $1,852 $5,337 $6,882 $2,279 $2,476
Progressive $2,227 $2,124 $1,832 $1,921 $7,492 $8,436 $2,644 $2,837
State Farm $1,497 $1,497 $1,322 $1,322 $4,052 $5,172 $1,687 $1,920
Travelers $1,499 $1,585 $1,345 $1,437 $4,068 $5,050 $1,594 $1,681
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Shawneetown, IL

Every driver must carry the minimum car insurance in Shawneetown, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Shawneetown, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Shawneetown, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shawneetown, IL. Compare credit history car insurance rates in Shawneetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shawneetown, Illinois

Insurance Company Poor Fair Good
Allstate $6,983 $4,991 $4,358
American Family $5,252 $3,551 $2,995
Farmers $5,306 $4,445 $4,233
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,165 $1,964 $1,568
Nationwide $3,665 $2,949 $2,584
Progressive $4,230 $3,562 $3,275
State Farm $3,358 $2,010 $1,558
Travelers $2,800 $2,227 $1,820
USAA $3,742 $2,576 $2,125

Cheapest Shawneetown, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shawneetown, IL to rates for a clean record with top companies.

Annual Shawneetown, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,987 $6,566 $6,085 $5,138
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,950 $5,065 $4,940 $4,691
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,867 $2,627 $2,321 $2,113
Nationwide $2,461 $3,200 $3,771 $2,834
Progressive $3,050 $4,468 $3,379 $3,860
State Farm $2,126 $2,492 $2,309 $2,309
Travelers $1,823 $2,375 $2,648 $2,283
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Shawneetown, IL Car Insurance for Teen Drivers

Teen car insurance in Shawneetown, IL can be expensive. Take a look at rates from the top car insurance companies in Shawneetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shawneetown, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,861 $11,572
American Family $6,830 $9,541
Farmers $10,558 $11,041
GEICO $5,690 $6,014
Liberty Mutual $4,433 $4,937
Nationwide $5,337 $6,882
Progressive $7,492 $8,436
State Farm $4,052 $5,172
Travelers $4,068 $5,050
USAA $5,467 $6,018

Cheapest Shawneetown, IL Car Insurance for Seniors

Take a look at Shawneetown, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shawneetown, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,646 $3,646
American Family $2,252 $2,252
Farmers $2,264 $2,384
GEICO $1,757 $2,095
Liberty Mutual $1,175 $1,315
Nationwide $1,741 $1,852
Progressive $1,832 $1,921
State Farm $1,322 $1,322
Travelers $1,345 $1,437
USAA $1,551 $1,522

Cheapest Shawneetown, IL Car Insurance Rates After a DUI

A DUI in Shawneetown, IL increases car insurance rates. Compare Shawneetown, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shawneetown, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,085
American Family $5,460
Farmers $4,940
GEICO $4,060
Liberty Mutual $2,321
Nationwide $3,771
Progressive $3,379
State Farm $2,309
Travelers $2,648
USAA $3,954

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Shawneetown, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shawneetown, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shawneetown, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,444 $5,444
American Family $3,881 $3,984
Farmers $4,662 $4,662
GEICO $2,920 $3,043
Liberty Mutual $2,232 $2,232
Nationwide $3,066 $3,066
Progressive $3,689 $3,689
State Farm $2,250 $2,368
Travelers $2,193 $2,371
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Shawneetown, IL

Take a look at a side-by-side comparison of the top car insurance companies in Shawneetown, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shawneetown, Illinois

Insurance Company Average Annual Rates
Allstate $5,444
American Family $3,933
Farmers $4,662
GEICO $2,982
Liberty Mutual $2,232
Nationwide $3,066
Progressive $3,689
State Farm $2,309
Travelers $2,282
USAA $2,814

Category Winners: Cheapest Car Insurance in Shawneetown, Illinois

Find the cheapest car insurance companies in Shawneetown, IL for each category right here.

Best Annual Car Insurance Rates by Company in Shawneetown, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Shawneetown, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shawneetown car insurance rates. Find the cheapest Shawneetown, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shawneetown, Illinois

Insurance Company Low Medium High
Allstate $5,293 $5,439 $5,600
American Family $3,810 $4,076 $3,912
Farmers $4,441 $4,551 $4,992
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,110 $2,227 $2,359
Nationwide $3,060 $3,090 $3,049
Progressive $3,332 $3,669 $4,066
State Farm $2,190 $2,312 $2,424
Travelers $2,148 $2,280 $2,419
USAA $2,621 $2,812 $3,010

What affects car insurance rates in Shawneetown, Illinois?

What factors can have an impact on Shawneetown, IL car insurance? There are several reasons why Shawneetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shawneetown, Illinois.

Commute Time in Shawneetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Shawneetown, IL is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Shawneetown, IL

Ready to find affordable Shawneetown, Illinois car insurance today? Enter your ZIP code for fast, free Shawneetown, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State