Compare Sheboygan, WI Car Insurance Rates (2021)

Car insurance in Sheboygan, WI averages $208 a month. Sheboygan, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sheboygan car insurance rates, compare quotes from the top car insurance companies in Sheboygan, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Sheboygan is 53081
  • The cheapest car insurance company in Sheboygan is American Family
  • Average car insurance rates in Sheboygan, WI after a DUI are $2,762/year

If you need to buy Sheboygan, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Sheboygan, WI is right here.

You’ll find Sheboygan car insurance rates, the cheapest Sheboygan, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Sheboygan, Wisconsin car insurance rates to Kenosha car insurance rates, Milwaukee car insurance rates, and Appleton car insurance rates.

Ready to find affordable Sheboygan, WI car insurance today? Enter your ZIP code for fast, free Sheboygan car insurance quotes.

Cheapest Sheboygan, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sheboygan, WI car insurance rates? Every Sheboygan, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sheboygan, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,020 $2,124 $1,872 $2,063 $6,583 $8,421 $2,045 $2,217
American Family $780 $809 $760 $760 $2,510 $2,739 $925 $978
Farmers $1,693 $1,691 $1,493 $1,589 $8,439 $8,755 $1,928 $2,010
GEICO $1,107 $1,238 $1,180 $1,385 $3,788 $4,072 $1,021 $1,040
Liberty Mutual $1,428 $1,553 $1,154 $1,305 $5,129 $5,744 $1,517 $1,637
Nationwide $2,606 $2,734 $2,181 $2,291 $5,565 $8,589 $3,190 $3,734
Progressive $1,380 $1,296 $1,134 $1,189 $5,585 $6,272 $1,653 $1,793
State Farm $1,212 $1,212 $1,093 $1,093 $3,673 $4,623 $1,371 $1,572
USAA $1,083 $1,077 $989 $1,000 $2,778 $3,203 $1,395 $1,523

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Minimum Car Insurance in Sheboygan, WI

Every driver must carry the minimum car insurance in Sheboygan, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Sheboygan, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sheboygan, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sheboygan, WI. Compare credit history car insurance rates in Sheboygan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sheboygan, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,480 $3,090 $2,685
American Family $1,725 $1,128 $995
Farmers $3,886 $3,305 $3,158
GEICO $2,429 $1,736 $1,396
Liberty Mutual $3,496 $2,129 $1,675
Nationwide $4,340 $3,622 $3,622
Progressive $2,862 $2,457 $2,294
State Farm $2,955 $1,697 $1,292
USAA $2,492 $1,332 $1,069

Cheapest Sheboygan, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sheboygan, WI to rates for a clean record with top companies.

Annual Sheboygan, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $3,831 $3,588 $3,464
American Family $1,229 $1,300 $1,300 $1,300
Farmers $3,002 $3,808 $3,598 $3,392
GEICO $1,270 $2,077 $2,434 $1,634
Liberty Mutual $1,853 $2,658 $2,742 $2,481
Nationwide $3,266 $3,776 $4,626 $3,776
Progressive $2,318 $2,830 $2,412 $2,590
State Farm $1,808 $2,154 $1,981 $1,981
USAA $1,279 $1,613 $2,173 $1,459

Cheapest Sheboygan, WI Car Insurance for Teen Drivers

Teen car insurance in Sheboygan, WI can be expensive. Take a look at rates from the top car insurance companies in Sheboygan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sheboygan, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $8,421
American Family $2,510 $2,739
Farmers $8,439 $8,755
GEICO $3,788 $4,072
Liberty Mutual $5,129 $5,744
Nationwide $5,565 $8,589
Progressive $5,585 $6,272
State Farm $3,673 $4,623
USAA $2,778 $3,203

Cheapest Sheboygan, WI Car Insurance for Seniors

Take a look at Sheboygan, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sheboygan, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,063
American Family $760 $760
Farmers $1,493 $1,589
GEICO $1,180 $1,385
Liberty Mutual $1,154 $1,305
Nationwide $2,181 $2,291
Progressive $1,134 $1,189
State Farm $1,093 $1,093
USAA $989 $1,000

Cheapest Sheboygan, WI Car Insurance Rates After a DUI

A DUI in Sheboygan, WI increases car insurance rates. Compare Sheboygan, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sheboygan, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,588
American Family $1,300
Farmers $3,598
GEICO $2,434
Liberty Mutual $2,742
Nationwide $4,626
Progressive $2,412
State Farm $1,981
USAA $2,173

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Cheapest Sheboygan, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sheboygan, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sheboygan, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,500
American Family $1,261 $1,304
Farmers $3,450 $3,450
GEICO $1,818 $1,890
Liberty Mutual $2,433 $2,433
Nationwide $3,861 $3,861
Progressive $2,538 $2,538
State Farm $1,931 $2,031
USAA $1,610 $1,652

Cheapest Sheboygan, WI Car Insurance Rates by ZIP Code

Sheboygan car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sheboygan, WI.

Annual Car Insurance Rates by ZIP Code in Sheboygan, Wisconsin

ZIP Code Average Annual Rates
53081 $2,446
53083 $2,473

The Best Cheap Car Insurance Companies in Sheboygan, WI

Take a look at a side-by-side comparison of the top car insurance companies in Sheboygan, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sheboygan, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,418
American Family $1,283
Farmers $3,450
GEICO $1,854
Liberty Mutual $2,433
Nationwide $3,861
Progressive $2,538
State Farm $1,981
USAA $1,631

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Category Winners: Cheapest Car Insurance in Sheboygan, Wisconsin

Find the cheapest car insurance companies in Sheboygan, WI for each category right here.

Best Annual Car Insurance Rates by Company in Sheboygan, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Cheapest Sheboygan, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sheboygan car insurance rates. Find the cheapest Sheboygan, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sheboygan, Wisconsin

Insurance Company Low Medium High
Allstate $3,276 $3,410 $3,569
American Family $1,259 $1,295 $1,295
Farmers $3,147 $3,421 $3,782
GEICO $1,694 $1,852 $2,015
Liberty Mutual $2,228 $2,458 $2,614
Nationwide $3,723 $3,862 $3,998
Progressive $2,357 $2,564 $2,693
State Farm $1,851 $1,989 $2,104
USAA $1,564 $1,633 $1,697

What affects car insurance rates in Sheboygan, Wisconsin?

What factors can have an impact on Sheboygan, WI car insurance? There are several reasons why Sheboygan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sheboygan, Wisconsin.

Car Theft in Sheboygan

High levels of vehicle theft can make car insurance more expensive. Sheboygan, WI car theft statistics from the FBI indicate 22 vehicle thefts a year.

Commute Time in Sheboygan

The more time you spend in your car the higher the risk of an accident. The average commute length in Sheboygan, WI is 15.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Sheboygan, WI

Ready to find affordable Sheboygan, Wisconsin car insurance today? Enter your ZIP code for fast, free Sheboygan, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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