Compare Sheep Springs, NM Car Insurance Rates (2021)

Car insurance in Sheep Springs, NM averages $278 a month. Sheep Springs, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sheep Springs car insurance rates, compare quotes from the top car insurance companies in Sheep Springs, NM.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Sheep Springs for teen drivers is State Farm
  • Average car insurance rates in Sheep Springs, NM after a DUI are $4,257/year
  • The cheapest car insurance company in Sheep Springs is State Farm

If you need to buy Sheep Springs, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Sheep Springs, NM is right here.

You’ll find Sheep Springs car insurance rates, the cheapest Sheep Springs, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Sheep Springs, New Mexico car insurance rates to Alamogordo car insurance rates, Santa Fe car insurance rates, and Las Cruces car insurance rates.

Ready to find affordable Sheep Springs, NM car insurance today? Enter your ZIP code for fast, free Sheep Springs car insurance quotes.

Cheapest Sheep Springs, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sheep Springs, NM car insurance rates? Every Sheep Springs, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sheep Springs, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,252 $2,285 $2,052 $2,147 $5,434 $6,824 $2,541 $2,715
Progressive $1,762 $1,715 $1,592 $1,605 $7,056 $7,923 $2,131 $2,196
State Farm $1,439 $1,439 $1,309 $1,309 $3,839 $4,802 $1,605 $1,780
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sheep Springs, NM

Every driver must carry the minimum car insurance in Sheep Springs, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Sheep Springs, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sheep Springs, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sheep Springs, NM. Compare credit history car insurance rates in Sheep Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sheep Springs, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $4,012 $3,124 $2,709
Progressive $3,572 $3,175 $2,995
State Farm $3,107 $1,929 $1,535
USAA $3,040 $2,276 $1,973

Cheapest Sheep Springs, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sheep Springs, NM to rates for a clean record with top companies.

Annual Sheep Springs, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,469 $3,445 $4,423 $2,789
Progressive $2,816 $3,825 $3,027 $3,322
State Farm $2,059 $2,234 $2,234 $2,234
USAA $1,802 $2,514 $3,304 $2,100

Cheapest Sheep Springs, NM Car Insurance for Teen Drivers

Teen car insurance in Sheep Springs, NM can be expensive. Take a look at rates from the top car insurance companies in Sheep Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sheep Springs, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,434 $6,824
Progressive $7,056 $7,923
State Farm $3,839 $4,802
USAA $4,267 $4,820

Cheapest Sheep Springs, NM Car Insurance for Seniors

Take a look at Sheep Springs, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sheep Springs, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,052 $2,147
Progressive $1,592 $1,605
State Farm $1,309 $1,309
USAA $1,530 $1,522

Cheapest Sheep Springs, NM Car Insurance Rates After a DUI

A DUI in Sheep Springs, NM increases car insurance rates. Compare Sheep Springs, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sheep Springs, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,423
Progressive $3,027
State Farm $2,234
USAA $3,304

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sheep Springs, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sheep Springs, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sheep Springs, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,282 $3,282
Progressive $3,247 $3,247
State Farm $2,138 $2,242
USAA $2,357 $2,502

The Best Cheap Car Insurance Companies in Sheep Springs, NM

Take a look at a side-by-side comparison of the top car insurance companies in Sheep Springs, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sheep Springs, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,282
Progressive $3,247
State Farm $2,190
USAA $2,430

Category Winners: Cheapest Car Insurance in Sheep Springs, New Mexico

Find the cheapest car insurance companies in Sheep Springs, NM for each category right here.

Best Annual Car Insurance Rates by Company in Sheep Springs, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sheep Springs, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sheep Springs car insurance rates. Find the cheapest Sheep Springs, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sheep Springs, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,199 $3,251 $3,395
Progressive $3,070 $3,248 $3,424
State Farm $1,996 $2,195 $2,379
USAA $2,258 $2,442 $2,590

What affects car insurance rates in Sheep Springs, New Mexico?

What factors can have an impact on Sheep Springs, NM car insurance? There are several reasons why Sheep Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sheep Springs, New Mexico.

Commute Time in Sheep Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Sheep Springs, NM is 48.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sheep Springs, NM

Ready to find affordable Sheep Springs, New Mexico car insurance today? Enter your ZIP code for fast, free Sheep Springs, NM car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption