Compare Sheffield, IL Car Insurance Rates (2021)

Car insurance in Sheffield, IL averages $238 a month. Sheffield, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sheffield car insurance rates, compare quotes from the top car insurance companies in Sheffield, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sheffield, IL after a DUI are $3,319/year
  • The cheapest car insurance company in Sheffield is Travelers
  • Average car insurance rates in Sheffield, IL are $2,851/year

If you need to buy Sheffield, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Sheffield, IL is right here.

You’ll find Sheffield car insurance rates, the cheapest Sheffield, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Sheffield, Illinois car insurance rates to Chicago car insurance rates, Naperville car insurance rates, and Elgin car insurance rates.

Ready to find affordable Sheffield, IL car insurance today? Enter your ZIP code for fast, free Sheffield car insurance quotes.

Cheapest Sheffield, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sheffield, IL car insurance rates? Every Sheffield, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sheffield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,212 $2,211 $1,964 $2,074 $9,372 $9,766 $2,527 $2,648
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,326 $1,431 $1,105 $1,232 $4,195 $4,659 $1,389 $1,469
Nationwide $1,460 $1,489 $1,303 $1,382 $3,824 $4,917 $1,681 $1,822
Progressive $1,716 $1,633 $1,412 $1,473 $6,046 $6,794 $2,050 $2,226
State Farm $1,332 $1,332 $1,189 $1,189 $3,779 $4,795 $1,504 $1,724
Travelers $1,372 $1,448 $1,230 $1,312 $3,687 $4,553 $1,457 $1,535
USAA $1,429 $1,459 $1,326 $1,310 $4,480 $4,953 $1,871 $2,063

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Minimum Car Insurance in Sheffield, IL

Every driver must carry the minimum car insurance in Sheffield, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Sheffield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sheffield, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sheffield, IL. Compare credit history car insurance rates in Sheffield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sheffield, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,659 $3,910 $3,721
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,970 $1,853 $1,480
Nationwide $2,663 $2,150 $1,891
Progressive $3,333 $2,820 $2,602
State Farm $3,057 $1,834 $1,425
Travelers $2,543 $2,024 $1,655
USAA $3,152 $2,157 $1,775

Cheapest Sheffield, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sheffield, IL to rates for a clean record with top companies.

Annual Sheffield, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,460 $4,457 $4,346 $4,125
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,756 $2,474 $2,184 $1,989
Nationwide $1,805 $2,329 $2,735 $2,070
Progressive $2,413 $3,552 $2,666 $3,045
State Farm $1,926 $2,284 $2,105 $2,105
Travelers $1,663 $2,161 $2,397 $2,077
USAA $1,694 $2,415 $3,298 $2,039

Cheapest Sheffield, IL Car Insurance for Teen Drivers

Teen car insurance in Sheffield, IL can be expensive. Take a look at rates from the top car insurance companies in Sheffield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sheffield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,372 $9,766
GEICO $4,847 $5,129
Liberty Mutual $4,195 $4,659
Nationwide $3,824 $4,917
Progressive $6,046 $6,794
State Farm $3,779 $4,795
Travelers $3,687 $4,553
USAA $4,480 $4,953

Cheapest Sheffield, IL Car Insurance for Seniors

Take a look at Sheffield, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sheffield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,964 $2,074
GEICO $1,521 $1,797
Liberty Mutual $1,105 $1,232
Nationwide $1,303 $1,382
Progressive $1,412 $1,473
State Farm $1,189 $1,189
Travelers $1,230 $1,312
USAA $1,326 $1,310

Cheapest Sheffield, IL Car Insurance Rates After a DUI

A DUI in Sheffield, IL increases car insurance rates. Compare Sheffield, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sheffield, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,346
GEICO $3,482
Liberty Mutual $2,184
Nationwide $2,735
Progressive $2,666
State Farm $2,105
Travelers $2,397
USAA $3,298

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Cheapest Sheffield, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sheffield, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sheffield, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,097 $4,097
GEICO $2,519 $2,617
Liberty Mutual $2,101 $2,101
Nationwide $2,235 $2,235
Progressive $2,919 $2,919
State Farm $2,052 $2,159
Travelers $1,994 $2,154
USAA $2,295 $2,428

The Best Cheap Car Insurance Companies in Sheffield, IL

Take a look at a side-by-side comparison of the top car insurance companies in Sheffield, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sheffield, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,097
GEICO $2,568
Liberty Mutual $2,101
Nationwide $2,235
Progressive $2,919
State Farm $2,105
Travelers $2,074
USAA $2,362

Category Winners: Cheapest Car Insurance in Sheffield, Illinois

Find the cheapest car insurance companies in Sheffield, IL for each category right here.

Best Annual Car Insurance Rates by Company in Sheffield, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Sheffield, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sheffield car insurance rates. Find the cheapest Sheffield, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sheffield, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,906 $4,005 $4,380
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,998 $2,097 $2,208
Nationwide $2,226 $2,250 $2,228
Progressive $2,709 $2,911 $3,136
State Farm $1,987 $2,107 $2,221
Travelers $1,964 $2,072 $2,187
USAA $2,216 $2,359 $2,509

What affects car insurance rates in Sheffield, Illinois?

What factors can have an impact on Sheffield, IL car insurance? There are several reasons why Sheffield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sheffield, Illinois.

Commute Time in Sheffield

The more time you spend in your car the higher the risk of an accident. The average commute length in Sheffield, IL is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sheffield, IL

Ready to find affordable Sheffield, Illinois car insurance today? Enter your ZIP code for fast, free Sheffield, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State