Compare Shelbiana, KY Car Insurance Rates (2021)

Car insurance in Shelbiana, KY averages $565 a month. Shelbiana, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Shelbiana car insurance rates, compare quotes from the top car insurance companies in Shelbiana, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shelbiana, KY are $6,779/year
  • Average car insurance rates in Shelbiana, KY after a DUI are $8,108/year
  • The cheapest car insurance company in Shelbiana is USAA

If you need to buy Shelbiana, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Shelbiana, KY is right here.

You’ll find Shelbiana car insurance rates, the cheapest Shelbiana, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Shelbiana, Kentucky car insurance rates to Owensboro car insurance rates, Hopkinsville car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Shelbiana, KY car insurance today? Enter your ZIP code for fast, free Shelbiana car insurance quotes.

Cheapest Shelbiana, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shelbiana, KY car insurance rates? Every Shelbiana, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shelbiana, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,968 $4,320 $3,359 $3,780 $16,543 $18,361 $4,137 $4,300
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,317 $3,123 $3,017 $3,006 $17,189 $19,534 $4,124 $4,166
State Farm $2,439 $2,439 $2,161 $2,161 $6,525 $8,294 $2,702 $2,973
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

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Minimum Car Insurance in Shelbiana, KY

Every driver must carry the minimum car insurance in Shelbiana, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Shelbiana, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shelbiana, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shelbiana, KY. Compare credit history car insurance rates in Shelbiana from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shelbiana, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $10,561 $6,429 $5,048
Nationwide $9,520 $7,384 $6,351
Progressive $7,995 $7,012 $6,547
State Farm $5,319 $3,254 $2,562
Travelers $11,350 $9,578 $9,547
USAA $4,983 $2,817 $2,301

Cheapest Shelbiana, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shelbiana, KY to rates for a clean record with top companies.

Annual Shelbiana, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,108 $9,450 $7,323 $6,503
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,917 $8,882 $6,743 $7,196
State Farm $3,436 $3,987 $3,712 $3,712
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,526 $3,582 $4,312 $3,049

Cheapest Shelbiana, KY Car Insurance for Teen Drivers

Teen car insurance in Shelbiana, KY can be expensive. Take a look at rates from the top car insurance companies in Shelbiana for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shelbiana, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $16,543 $18,361
Nationwide $12,492 $15,331
Progressive $17,189 $19,534
State Farm $6,525 $8,294
Travelers $21,158 $34,320
USAA $6,138 $6,430

Cheapest Shelbiana, KY Car Insurance for Seniors

Take a look at Shelbiana, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shelbiana, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,359 $3,780
Nationwide $5,035 $5,213
Progressive $3,017 $3,006
State Farm $2,161 $2,161
Travelers $4,067 $4,072
USAA $2,016 $2,039

Cheapest Shelbiana, KY Car Insurance Rates After a DUI

A DUI in Shelbiana, KY increases car insurance rates. Compare Shelbiana, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shelbiana, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $7,323
Nationwide $10,149
Progressive $6,743
State Farm $3,712
Travelers $13,249
USAA $4,312

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Cheapest Shelbiana, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shelbiana, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shelbiana, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $7,346 $7,346
Nationwide $7,752 $7,752
Progressive $7,185 $7,185
State Farm $3,622 $3,802
Travelers $10,159 $10,159
USAA $3,241 $3,494

The Best Cheap Car Insurance Companies in Shelbiana, KY

Take a look at a side-by-side comparison of the top car insurance companies in Shelbiana, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shelbiana, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $7,346
Nationwide $7,752
Progressive $7,185
State Farm $3,712
Travelers $10,159
USAA $3,367

Category Winners: Cheapest Car Insurance in Shelbiana, Kentucky

Find the cheapest car insurance companies in Shelbiana, KY for each category right here.

Best Annual Car Insurance Rates by Company in Shelbiana, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Shelbiana, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shelbiana car insurance rates. Find the cheapest Shelbiana, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shelbiana, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,894 $7,288 $7,856
Nationwide $7,743 $7,625 $7,887
Progressive $6,429 $7,017 $8,108
State Farm $3,464 $3,699 $3,973
Travelers $9,606 $10,191 $10,679
USAA $3,184 $3,358 $3,560

Compare Car Insurance Quotes in Shelbiana, KY

Ready to find affordable Shelbiana, Kentucky car insurance today? Enter your ZIP code for fast, free Shelbiana, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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