Compare Shelby Gap, KY Car Insurance Rates (2021)

Car insurance in Shelby Gap, KY averages $570 a month. Shelby Gap, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Shelby Gap car insurance rates, compare quotes from the top car insurance companies in Shelby Gap, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shelby Gap, KY are $6,840/year
  • Average car insurance rates in Shelby Gap, KY after a DUI are $8,156/year
  • The cheapest car insurance company in Shelby Gap is USAA

If you need to buy Shelby Gap, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Shelby Gap, KY is right here.

You’ll find Shelby Gap car insurance rates, the cheapest Shelby Gap, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Shelby Gap, Kentucky car insurance rates to Henderson car insurance rates, Hopkinsville car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Shelby Gap, KY car insurance today? Enter your ZIP code for fast, free Shelby Gap car insurance quotes.

Cheapest Shelby Gap, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shelby Gap, KY car insurance rates? Every Shelby Gap, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shelby Gap, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,822 $5,244 $4,094 $4,598 $20,781 $23,013 $5,014 $5,181
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,900 $2,738 $2,620 $2,620 $14,675 $16,656 $3,603 $3,660
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $3,936 $4,009 $3,876 $3,880 $19,963 $32,267 $4,120 $4,782
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

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Minimum Car Insurance in Shelby Gap, KY

Every driver must carry the minimum car insurance in Shelby Gap, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Shelby Gap, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shelby Gap, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shelby Gap, KY. Compare credit history car insurance rates in Shelby Gap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shelby Gap, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,086 $7,963 $6,230
Nationwide $9,520 $7,384 $6,351
Progressive $6,897 $6,031 $5,624
State Farm $5,740 $3,505 $2,756
Travelers $10,735 $9,055 $9,023
USAA $4,983 $2,817 $2,301

Cheapest Shelby Gap, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shelby Gap, KY to rates for a clean record with top companies.

Annual Shelby Gap, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,537 $11,725 $9,069 $8,043
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,100 $7,615 $5,818 $6,203
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,340 $8,587 $12,522 $8,967
USAA $2,526 $3,582 $4,312 $3,049

Cheapest Shelby Gap, KY Car Insurance for Teen Drivers

Teen car insurance in Shelby Gap, KY can be expensive. Take a look at rates from the top car insurance companies in Shelby Gap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shelby Gap, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,781 $23,013
Nationwide $12,492 $15,331
Progressive $14,675 $16,656
State Farm $7,103 $8,745
Travelers $19,963 $32,267
USAA $6,138 $6,430

Cheapest Shelby Gap, KY Car Insurance for Seniors

Take a look at Shelby Gap, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shelby Gap, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,094 $4,598
Nationwide $5,035 $5,213
Progressive $2,620 $2,620
State Farm $2,371 $2,371
Travelers $3,876 $3,880
USAA $2,016 $2,039

Cheapest Shelby Gap, KY Car Insurance Rates After a DUI

A DUI in Shelby Gap, KY increases car insurance rates. Compare Shelby Gap, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shelby Gap, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,069
Nationwide $10,149
Progressive $5,818
State Farm $4,000
Travelers $12,522
USAA $4,312

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Cheapest Shelby Gap, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shelby Gap, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shelby Gap, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,093 $9,093
Nationwide $7,752 $7,752
Progressive $6,184 $6,184
State Farm $3,895 $4,105
Travelers $9,604 $9,604
USAA $3,241 $3,494

The Best Cheap Car Insurance Companies in Shelby Gap, KY

Take a look at a side-by-side comparison of the top car insurance companies in Shelby Gap, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shelby Gap, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,093
Nationwide $7,752
Progressive $6,184
State Farm $4,000
Travelers $9,604
USAA $3,367

Category Winners: Cheapest Car Insurance in Shelby Gap, Kentucky

Find the cheapest car insurance companies in Shelby Gap, KY for each category right here.

Best Annual Car Insurance Rates by Company in Shelby Gap, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Shelby Gap, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shelby Gap car insurance rates. Find the cheapest Shelby Gap, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shelby Gap, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,530 $9,019 $9,730
Nationwide $7,743 $7,625 $7,887
Progressive $5,635 $6,070 $6,848
State Farm $3,743 $3,988 $4,270
Travelers $9,109 $9,639 $10,064
USAA $3,184 $3,358 $3,560

Compare Car Insurance Quotes in Shelby Gap, KY

Ready to find affordable Shelby Gap, Kentucky car insurance today? Enter your ZIP code for fast, free Shelby Gap, KY car insurance quotes.

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