Compare Shelbyville, TX Car Insurance Rates (2021)

Car insurance in Shelbyville, TX averages $328 a month. Shelbyville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Shelbyville car insurance rates, compare quotes from the top car insurance companies in Shelbyville, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shelbyville for teen drivers is USAA
  • Average car insurance rates in Shelbyville, TX after a DUI are $4,454/year
  • The cheapest car insurance company in Shelbyville is USAA

If you need to buy Shelbyville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Shelbyville, TX is right here.

You’ll find Shelbyville car insurance rates, the cheapest Shelbyville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Shelbyville, Texas car insurance rates to Austin car insurance rates, Arlington car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Shelbyville, TX car insurance today? Enter your ZIP code for fast, free Shelbyville car insurance quotes.

Cheapest Shelbyville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shelbyville, TX car insurance rates? Every Shelbyville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shelbyville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,273 $3,300 $3,233 $3,233 $8,625 $10,401 $4,041 $4,205
American Family $2,716 $3,024 $2,532 $2,900 $7,169 $9,384 $3,896 $4,440
GEICO $2,536 $2,731 $2,448 $2,745 $5,476 $5,770 $2,738 $2,757
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $2,733 $2,568 $2,442 $2,483 $11,877 $13,234 $3,225 $3,244
State Farm $2,111 $2,111 $1,868 $1,868 $4,915 $6,240 $2,285 $2,361
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

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Minimum Car Insurance in Shelbyville, TX

Every driver must carry the minimum car insurance in Shelbyville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Shelbyville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shelbyville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shelbyville, TX. Compare credit history car insurance rates in Shelbyville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shelbyville, Texas

Insurance Company Poor Fair Good
Allstate $6,413 $4,690 $4,013
American Family $6,187 $3,908 $3,429
GEICO $5,252 $2,970 $1,978
Nationwide $4,733 $3,794 $3,291
Progressive $5,860 $5,091 $4,726
State Farm $4,213 $2,616 $2,081
USAA $3,619 $2,084 $1,674

Cheapest Shelbyville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shelbyville, TX to rates for a clean record with top companies.

Annual Shelbyville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,912 $6,039 $6,293 $3,912
American Family $4,125 $5,200 $4,580 $4,125
GEICO $2,887 $3,810 $3,189 $3,715
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $4,547 $5,930 $5,311 $5,115
State Farm $2,655 $3,024 $3,546 $2,655
USAA $1,835 $2,704 $3,192 $2,106

Cheapest Shelbyville, TX Car Insurance for Teen Drivers

Teen car insurance in Shelbyville, TX can be expensive. Take a look at rates from the top car insurance companies in Shelbyville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shelbyville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,625 $10,401
American Family $7,169 $9,384
GEICO $5,476 $5,770
Nationwide $7,015 $9,007
Progressive $11,877 $13,234
State Farm $4,915 $6,240
USAA $4,400 $4,800

Cheapest Shelbyville, TX Car Insurance for Seniors

Take a look at Shelbyville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shelbyville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,233 $3,233
American Family $2,532 $2,900
GEICO $2,448 $2,745
Nationwide $2,177 $2,306
Progressive $2,442 $2,483
State Farm $1,868 $1,868
USAA $1,496 $1,487

Cheapest Shelbyville, TX Car Insurance Rates After a DUI

A DUI in Shelbyville, TX increases car insurance rates. Compare Shelbyville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shelbyville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,293
American Family $4,580
GEICO $3,189
Nationwide $5,064
Progressive $5,311
State Farm $3,546
USAA $3,192

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Cheapest Shelbyville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shelbyville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shelbyville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,919 $5,159
American Family $4,508 $4,508
GEICO $3,337 $3,463
Nationwide $3,939 $3,939
Progressive $5,226 $5,226
State Farm $2,970 $2,970
USAA $2,428 $2,490

The Best Cheap Car Insurance Companies in Shelbyville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Shelbyville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shelbyville, Texas

Insurance Company Average Annual Rates
Allstate $5,039
American Family $4,508
GEICO $3,400
Nationwide $3,939
Progressive $5,226
State Farm $2,970
USAA $2,459

Category Winners: Cheapest Car Insurance in Shelbyville, Texas

Find the cheapest car insurance companies in Shelbyville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Shelbyville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Shelbyville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shelbyville car insurance rates. Find the cheapest Shelbyville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shelbyville, Texas

Insurance Company Low Medium High
Allstate $4,908 $4,990 $5,218
American Family $4,161 $4,328 $5,033
GEICO $3,241 $3,359 $3,600
Nationwide $4,252 $3,767 $3,798
Progressive $4,937 $5,197 $5,543
State Farm $2,827 $2,958 $3,125
USAA $2,380 $2,450 $2,547

Compare Car Insurance Quotes in Shelbyville, TX

Ready to find affordable Shelbyville, Texas car insurance today? Enter your ZIP code for fast, free Shelbyville, TX car insurance quotes.

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