Compare Sheldon, MO Car Insurance Rates (2021)

Car insurance in Sheldon, MO averages $263 a month. Sheldon, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sheldon car insurance rates, compare quotes from the top car insurance companies in Sheldon, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sheldon for teen drivers is Nationwide
  • Average car insurance rates in Sheldon, MO are $3,156/year
  • Average car insurance rates in Sheldon, MO after a DUI are $3,674/year

If you need to buy Sheldon, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Sheldon, MO is right here.

You’ll find Sheldon car insurance rates, the cheapest Sheldon, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Sheldon, Missouri car insurance rates to Florissant car insurance rates, Independence car insurance rates, and Columbia car insurance rates.

Ready to find affordable Sheldon, MO car insurance today? Enter your ZIP code for fast, free Sheldon car insurance quotes.

Cheapest Sheldon, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sheldon, MO car insurance rates? Every Sheldon, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sheldon, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,855 $2,767 $2,563 $2,646 $7,835 $8,472 $2,743 $2,836
American Family $2,170 $2,170 $1,927 $1,927 $5,764 $7,532 $2,170 $2,553
Farmers $2,253 $2,252 $2,016 $2,131 $9,118 $9,446 $2,564 $2,687
GEICO $1,903 $2,119 $1,485 $1,869 $5,760 $6,105 $1,768 $1,787
Liberty Mutual $2,584 $2,804 $2,129 $2,388 $8,576 $9,527 $2,728 $2,918
Nationwide $1,322 $1,353 $1,182 $1,255 $3,302 $4,240 $1,504 $1,630
Progressive $1,977 $1,864 $1,615 $1,660 $6,054 $6,824 $2,417 $2,478
State Farm $1,567 $1,567 $1,391 $1,391 $4,376 $5,542 $1,759 $1,997
USAA $1,463 $1,450 $1,323 $1,344 $4,358 $5,323 $1,819 $2,023

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Minimum Car Insurance in Sheldon, MO

Every driver must carry the minimum car insurance in Sheldon, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Sheldon, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sheldon, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sheldon, MO. Compare credit history car insurance rates in Sheldon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sheldon, Missouri

Insurance Company Poor Fair Good
Allstate $5,647 $3,626 $2,996
American Family $4,289 $3,008 $2,533
Farmers $4,643 $3,860 $3,673
GEICO $3,935 $2,563 $2,051
Liberty Mutual $6,046 $3,676 $2,899
Nationwide $2,330 $1,919 $1,672
Progressive $3,615 $2,977 $2,741
State Farm $3,310 $2,203 $1,833
USAA $3,967 $1,859 $1,337

Cheapest Sheldon, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sheldon, MO to rates for a clean record with top companies.

Annual Sheldon, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $3,961 $4,908 $3,972
American Family $2,502 $3,534 $4,244 $2,827
Farmers $3,535 $4,352 $4,260 $4,088
GEICO $2,256 $2,879 $3,828 $2,435
Liberty Mutual $3,068 $4,377 $4,527 $4,855
Nationwide $1,567 $1,989 $2,630 $1,708
Progressive $2,733 $3,560 $2,998 $3,153
State Farm $2,261 $2,636 $2,449 $2,449
USAA $1,911 $2,325 $3,225 $2,091

Cheapest Sheldon, MO Car Insurance for Teen Drivers

Teen car insurance in Sheldon, MO can be expensive. Take a look at rates from the top car insurance companies in Sheldon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sheldon, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,835 $8,472
American Family $5,764 $7,532
Farmers $9,118 $9,446
GEICO $5,760 $6,105
Liberty Mutual $8,576 $9,527
Nationwide $3,302 $4,240
Progressive $6,054 $6,824
State Farm $4,376 $5,542
USAA $4,358 $5,323

Cheapest Sheldon, MO Car Insurance for Seniors

Take a look at Sheldon, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sheldon, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,646
American Family $1,927 $1,927
Farmers $2,016 $2,131
GEICO $1,485 $1,869
Liberty Mutual $2,129 $2,388
Nationwide $1,182 $1,255
Progressive $1,615 $1,660
State Farm $1,391 $1,391
USAA $1,323 $1,344

Cheapest Sheldon, MO Car Insurance Rates After a DUI

A DUI in Sheldon, MO increases car insurance rates. Compare Sheldon, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sheldon, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,908
American Family $4,244
Farmers $4,260
GEICO $3,828
Liberty Mutual $4,527
Nationwide $2,630
Progressive $2,998
State Farm $2,449
USAA $3,225

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Cheapest Sheldon, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sheldon, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sheldon, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,089 $4,089
American Family $3,243 $3,310
Farmers $4,058 $4,058
GEICO $2,793 $2,906
Liberty Mutual $4,207 $4,207
Nationwide $1,974 $1,974
Progressive $3,111 $3,111
State Farm $2,388 $2,509
USAA $2,302 $2,474

The Best Cheap Car Insurance Companies in Sheldon, MO

Take a look at a side-by-side comparison of the top car insurance companies in Sheldon, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sheldon, Missouri

Insurance Company Average Annual Rates
Allstate $4,089
American Family $3,277
Farmers $4,058
GEICO $2,850
Liberty Mutual $4,207
Nationwide $1,974
Progressive $3,111
State Farm $2,449
USAA $2,388

Category Winners: Cheapest Car Insurance in Sheldon, Missouri

Find the cheapest car insurance companies in Sheldon, MO for each category right here.

Best Annual Car Insurance Rates by Company in Sheldon, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Sheldon, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sheldon car insurance rates. Find the cheapest Sheldon, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sheldon, Missouri

Insurance Company Low Medium High
Allstate $3,930 $4,081 $4,258
American Family $3,191 $3,381 $3,258
Farmers $3,801 $4,018 $4,356
GEICO $2,676 $2,867 $3,005
Liberty Mutual $3,979 $4,226 $4,416
Nationwide $1,859 $1,990 $2,071
Progressive $2,817 $3,117 $3,398
State Farm $2,303 $2,457 $2,585
USAA $2,281 $2,380 $2,503

What affects car insurance rates in Sheldon, Missouri?

What factors can have an impact on Sheldon, MO car insurance? There are several reasons why Sheldon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sheldon, Missouri.

Commute Time in Sheldon

The more time you spend in your car the higher the risk of an accident. The average commute length in Sheldon, MO is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Sheldon, MO

Ready to find affordable Sheldon, Missouri car insurance today? Enter your ZIP code for fast, free Sheldon, MO car insurance quotes.

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