Compare Shell Lake, WI Car Insurance Rates (2021)

Car insurance in Shell Lake, WI averages $271 a month. Shell Lake, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Shell Lake car insurance rates, compare quotes from the top car insurance companies in Shell Lake, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shell Lake is American Family
  • Average car insurance rates in Shell Lake, WI after a DUI are $3,598/year
  • Average car insurance rates in Shell Lake, WI are $3,247/year

If you need to buy Shell Lake, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Shell Lake, WI is right here.

You’ll find Shell Lake car insurance rates, the cheapest Shell Lake, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Shell Lake, Wisconsin car insurance rates to Appleton car insurance rates, Kenosha car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Shell Lake, WI car insurance today? Enter your ZIP code for fast, free Shell Lake car insurance quotes.

Cheapest Shell Lake, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shell Lake, WI car insurance rates? Every Shell Lake, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shell Lake, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,375 $2,513 $2,182 $2,419 $7,429 $9,540 $2,426 $2,640
American Family $1,032 $1,083 $961 $973 $2,844 $3,151 $1,213 $1,295
Farmers $2,102 $2,109 $1,871 $1,970 $9,413 $9,770 $2,376 $2,502
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,256 $2,483 $1,830 $2,094 $6,610 $7,444 $2,404 $2,628
Nationwide $4,174 $4,411 $3,433 $3,630 $8,237 $12,554 $5,058 $6,077
Progressive $2,058 $1,989 $1,682 $1,741 $7,226 $8,199 $2,471 $2,668
State Farm $1,521 $1,521 $1,330 $1,330 $4,028 $5,122 $1,708 $1,940
USAA $1,426 $1,429 $1,283 $1,315 $3,556 $4,148 $1,860 $2,053

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Minimum Car Insurance in Shell Lake, WI

Every driver must carry the minimum car insurance in Shell Lake, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Shell Lake, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Shell Lake, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shell Lake, WI. Compare credit history car insurance rates in Shell Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shell Lake, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,182 $3,559 $3,081
American Family $2,099 $1,385 $1,224
Farmers $4,551 $3,828 $3,664
GEICO $3,065 $2,183 $1,750
Liberty Mutual $5,043 $2,993 $2,370
Nationwide $6,686 $5,577 $5,577
Progressive $4,029 $3,370 $3,114
State Farm $3,451 $1,980 $1,507
USAA $3,303 $1,725 $1,373

Cheapest Shell Lake, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shell Lake, WI to rates for a clean record with top companies.

Annual Shell Lake, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,238 $4,428 $4,117 $3,979
American Family $1,500 $1,592 $1,592 $1,592
Farmers $3,501 $4,398 $4,184 $3,974
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,679 $3,726 $3,918 $3,552
Nationwide $5,027 $5,816 $7,129 $5,816
Progressive $3,220 $3,859 $3,332 $3,607
State Farm $2,147 $2,478 $2,313 $2,313
USAA $1,675 $2,103 $2,849 $1,908

Cheapest Shell Lake, WI Car Insurance for Teen Drivers

Teen car insurance in Shell Lake, WI can be expensive. Take a look at rates from the top car insurance companies in Shell Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shell Lake, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,429 $9,540
American Family $2,844 $3,151
Farmers $9,413 $9,770
GEICO $4,697 $5,064
Liberty Mutual $6,610 $7,444
Nationwide $8,237 $12,554
Progressive $7,226 $8,199
State Farm $4,028 $5,122
USAA $3,556 $4,148

Cheapest Shell Lake, WI Car Insurance for Seniors

Take a look at Shell Lake, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shell Lake, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,419
American Family $961 $973
Farmers $1,871 $1,970
GEICO $1,472 $1,670
Liberty Mutual $1,830 $2,094
Nationwide $3,433 $3,630
Progressive $1,682 $1,741
State Farm $1,330 $1,330
USAA $1,283 $1,315

Cheapest Shell Lake, WI Car Insurance Rates After a DUI

A DUI in Shell Lake, WI increases car insurance rates. Compare Shell Lake, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shell Lake, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,117
American Family $1,592
Farmers $4,184
GEICO $2,949
Liberty Mutual $3,918
Nationwide $7,129
Progressive $3,332
State Farm $2,313
USAA $2,849

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Cheapest Shell Lake, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shell Lake, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shell Lake, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,846 $4,036
American Family $1,542 $1,596
Farmers $4,014 $4,014
GEICO $2,281 $2,384
Liberty Mutual $3,469 $3,469
Nationwide $5,947 $5,947
Progressive $3,504 $3,504
State Farm $2,257 $2,368
USAA $2,106 $2,162

The Best Cheap Car Insurance Companies in Shell Lake, WI

Take a look at a side-by-side comparison of the top car insurance companies in Shell Lake, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shell Lake, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,941
American Family $1,569
Farmers $4,014
GEICO $2,333
Liberty Mutual $3,469
Nationwide $5,947
Progressive $3,504
State Farm $2,313
USAA $2,134

Category Winners: Cheapest Car Insurance in Shell Lake, Wisconsin

Find the cheapest car insurance companies in Shell Lake, WI for each category right here.

Best Annual Car Insurance Rates by Company in Shell Lake, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Shell Lake, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shell Lake car insurance rates. Find the cheapest Shell Lake, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shell Lake, Wisconsin

Insurance Company Low Medium High
Allstate $3,772 $3,931 $4,119
American Family $1,553 $1,583 $1,571
Farmers $3,736 $3,987 $4,320
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,234 $3,494 $3,678
Nationwide $5,795 $5,943 $6,102
Progressive $3,320 $3,525 $3,667
State Farm $2,211 $2,318 $2,408
USAA $2,063 $2,135 $2,203

What affects car insurance rates in Shell Lake, Wisconsin?

What factors can have an impact on Shell Lake, WI car insurance? There are several reasons why Shell Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shell Lake, Wisconsin.

Commute Time in Shell Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Shell Lake, WI is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Shell Lake, WI

Ready to find affordable Shell Lake, Wisconsin car insurance today? Enter your ZIP code for fast, free Shell Lake, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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