Compare Shell Ridge, CA Car Insurance Rates (2021)

Car insurance in Shell Ridge, CA averages $279 a month. Shell Ridge, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Shell Ridge car insurance rates, compare quotes from the top car insurance companies in Shell Ridge, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Shell Ridge, CA are $3,347/year
  • The cheapest car insurance company in Shell Ridge is Progressive
  • Average car insurance rates in Shell Ridge, CA after a DUI are $4,696/year

If you need to buy Shell Ridge, California car insurance, the options can be confusing. Everything you need to know about car insurance in Shell Ridge, CA is right here.

You’ll find Shell Ridge car insurance rates, the cheapest Shell Ridge, CA car insurance companies, and information on California car insurance laws. You can also compare Shell Ridge, California car insurance rates to San Francisco car insurance rates, Bakersfield car insurance rates, and San Diego car insurance rates.

Ready to find affordable Shell Ridge, CA car insurance today? Enter your ZIP code for fast, free Shell Ridge car insurance quotes.

Cheapest Shell Ridge, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shell Ridge, CA car insurance rates? Every Shell Ridge, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shell Ridge, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,754 $2,753 $2,014 $2,030 $7,708 $9,691 $3,517 $3,853
Farmers $2,402 $2,402 $2,167 $2,167 $7,715 $12,673 $2,852 $3,180
GEICO $1,593 $1,594 $1,498 $1,498 $4,859 $4,939 $2,289 $2,337
Liberty Mutual $2,170 $2,051 $2,022 $1,959 $4,728 $5,049 $2,440 $2,462
Nationwide $2,848 $2,718 $2,498 $2,354 $7,283 $8,023 $3,413 $3,367
Progressive $1,517 $1,560 $1,291 $1,529 $4,033 $4,848 $2,172 $2,332
State Farm $2,871 $2,871 $2,565 $2,565 $5,300 $6,582 $3,179 $3,276
Travelers $2,429 $2,350 $2,151 $2,127 $5,035 $5,767 $3,163 $3,094
USAA $1,832 $1,737 $1,783 $1,792 $4,187 $4,225 $2,544 $2,406

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Shell Ridge, CA

Every driver must carry the minimum car insurance in Shell Ridge, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Shell Ridge, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Shell Ridge, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shell Ridge, CA to rates for a clean record with top companies.

Annual Shell Ridge, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,589 $4,348 $6,827 $3,395
Farmers $3,286 $4,474 $5,575 $4,445
GEICO $1,800 $2,783 $3,486 $2,233
Liberty Mutual $2,483 $3,326 $3,002 $2,631
Nationwide $2,839 $3,637 $6,139 $3,637
Progressive $1,584 $2,684 $3,094 $2,280
State Farm $2,606 $3,108 $5,867 $3,024
Travelers $2,182 $3,543 $4,127 $3,207
USAA $1,703 $2,539 $4,144 $1,866

Cheapest Shell Ridge, CA Car Insurance for Teen Drivers

Teen car insurance in Shell Ridge, CA can be expensive. Take a look at rates from the top car insurance companies in Shell Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shell Ridge, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,708 $9,691
Farmers $7,715 $12,673
GEICO $4,859 $4,939
Liberty Mutual $4,728 $5,049
Nationwide $7,283 $8,023
Progressive $4,033 $4,848
State Farm $5,300 $6,582
Travelers $5,035 $5,767
USAA $4,187 $4,225

Cheapest Shell Ridge, CA Car Insurance for Seniors

Take a look at Shell Ridge, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shell Ridge, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,014 $2,030
Farmers $2,167 $2,167
GEICO $1,498 $1,498
Liberty Mutual $2,022 $1,959
Nationwide $2,498 $2,354
Progressive $1,291 $1,529
State Farm $2,565 $2,565
Travelers $2,151 $2,127
USAA $1,783 $1,792

Cheapest Shell Ridge, CA Car Insurance Rates After a DUI

A DUI in Shell Ridge, CA increases car insurance rates. Compare Shell Ridge, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shell Ridge, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,827
Farmers $5,575
GEICO $3,486
Liberty Mutual $3,002
Nationwide $6,139
Progressive $3,094
State Farm $5,867
Travelers $4,127
USAA $4,144

Cheapest Shell Ridge, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shell Ridge, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shell Ridge, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,870 $4,710
Farmers $4,033 $4,856
GEICO $2,340 $2,812
Liberty Mutual $2,629 $3,092
Nationwide $3,591 $4,535
Progressive $2,185 $2,635
State Farm $3,518 $3,785
Travelers $2,936 $3,594
USAA $2,364 $2,762

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Shell Ridge, CA

Take a look at a side-by-side comparison of the top car insurance companies in Shell Ridge, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shell Ridge, California

Insurance Company Average Annual Rates
Allstate $4,290
Farmers $4,445
GEICO $2,576
Liberty Mutual $2,860
Nationwide $4,063
Progressive $2,410
State Farm $3,651
Travelers $3,265
USAA $2,563

Category Winners: Cheapest Car Insurance in Shell Ridge, California

Find the cheapest car insurance companies in Shell Ridge, CA for each category right here.

Best Annual Car Insurance Rates by Company in Shell Ridge, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Shell Ridge, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shell Ridge car insurance rates. Find the cheapest Shell Ridge, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shell Ridge, California

Insurance Company Low Medium High
Allstate $4,061 $4,327 $4,482
Farmers $4,153 $4,480 $4,701
GEICO $2,360 $2,605 $2,763
Liberty Mutual $2,663 $2,888 $3,030
Nationwide $3,655 $4,140 $4,393
Progressive $2,160 $2,488 $2,583
State Farm $3,275 $3,718 $3,960
Travelers $2,862 $3,355 $3,577
USAA $2,342 $2,610 $2,738

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Shell Ridge, California?

What factors can have an impact on Shell Ridge, CA car insurance? There are several reasons why Shell Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shell Ridge, California.

Commute Time in Shell Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Shell Ridge, CA is 40.2 minutes according to City-Data.

Compare Car Insurance Quotes in Shell Ridge, CA

Ready to find affordable Shell Ridge, California car insurance today? Enter your ZIP code for fast, free Shell Ridge, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption