Compare Shell Rock, IA Car Insurance Rates (2021)

Car insurance in Shell Rock, IA averages $242 a month. Shell Rock, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Shell Rock car insurance rates, compare quotes from the top car insurance companies in Shell Rock, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Shell Rock is USAA
  • Average car insurance rates in Shell Rock, IA after a DUI are $3,506/year
  • The cheapest car insurance company in Shell Rock for teen drivers is USAA

If you need to buy Shell Rock, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Shell Rock, IA is right here.

You’ll find Shell Rock car insurance rates, the cheapest Shell Rock, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Shell Rock, Iowa car insurance rates to Cedar Rapids car insurance rates, Waterloo car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Shell Rock, IA car insurance today? Enter your ZIP code for fast, free Shell Rock car insurance quotes.

Cheapest Shell Rock, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shell Rock, IA car insurance rates? Every Shell Rock, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shell Rock, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,911 $1,911 $1,710 $1,710 $5,098 $7,150 $1,911 $2,302
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,169 $2,353 $1,903 $2,309 $10,599 $11,918 $2,459 $2,717
Nationwide $1,773 $1,824 $1,578 $1,690 $3,990 $5,189 $1,997 $2,178
Progressive $1,679 $1,626 $1,386 $1,433 $3,971 $4,488 $2,023 $2,183
State Farm $1,432 $1,432 $1,259 $1,259 $3,892 $4,937 $1,610 $1,832
Travelers $2,412 $2,458 $2,360 $2,358 $10,697 $16,957 $2,514 $2,958
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Shell Rock, IA

Every driver must carry the minimum car insurance in Shell Rock, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Shell Rock, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Shell Rock, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shell Rock, IA. Compare credit history car insurance rates in Shell Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shell Rock, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,778 $2,776 $2,334
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,500 $4,009 $3,152
Nationwide $3,076 $2,399 $2,107
Progressive $2,787 $2,238 $2,021
State Farm $3,142 $1,944 $1,533
Travelers $6,007 $5,128 $4,883
USAA $2,305 $1,581 $1,369

Cheapest Shell Rock, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shell Rock, IA to rates for a clean record with top companies.

Annual Shell Rock, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,139 $3,135 $4,064 $2,514
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,934 $4,865 $4,961 $4,453
Nationwide $1,820 $2,629 $3,597 $2,064
Progressive $1,893 $3,079 $2,051 $2,370
State Farm $2,042 $2,372 $2,207 $2,207
Travelers $3,880 $5,185 $6,954 $5,338
USAA $1,341 $1,794 $2,333 $1,538

Cheapest Shell Rock, IA Car Insurance for Teen Drivers

Teen car insurance in Shell Rock, IA can be expensive. Take a look at rates from the top car insurance companies in Shell Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shell Rock, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,098 $7,150
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,599 $11,918
Nationwide $3,990 $5,189
Progressive $3,971 $4,488
State Farm $3,892 $4,937
Travelers $10,697 $16,957
USAA $3,136 $3,336

Cheapest Shell Rock, IA Car Insurance for Seniors

Take a look at Shell Rock, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shell Rock, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,710 $1,710
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,903 $2,309
Nationwide $1,578 $1,690
Progressive $1,386 $1,433
State Farm $1,259 $1,259
Travelers $2,360 $2,358
USAA $1,081 $1,106

Cheapest Shell Rock, IA Car Insurance Rates After a DUI

A DUI in Shell Rock, IA increases car insurance rates. Compare Shell Rock, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shell Rock, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $4,064
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,961
Nationwide $3,597
Progressive $2,051
State Farm $2,207
Travelers $6,954
USAA $2,333

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Shell Rock, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shell Rock, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shell Rock, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,928 $2,997
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,553 $4,553
Nationwide $2,527 $2,527
Progressive $2,348 $2,348
State Farm $2,153 $2,260
Travelers $5,339 $5,339
USAA $1,688 $1,815

The Best Cheap Car Insurance Companies in Shell Rock, IA

Take a look at a side-by-side comparison of the top car insurance companies in Shell Rock, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shell Rock, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,963
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,553
Nationwide $2,527
Progressive $2,348
State Farm $2,207
Travelers $5,339
USAA $1,752

Category Winners: Cheapest Car Insurance in Shell Rock, Iowa

Find the cheapest car insurance companies in Shell Rock, IA for each category right here.

Best Annual Car Insurance Rates by Company in Shell Rock, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Shell Rock, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shell Rock car insurance rates. Find the cheapest Shell Rock, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shell Rock, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,976 $3,128 $2,785
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,386 $4,546 $4,728
Nationwide $2,636 $2,513 $2,433
Progressive $2,227 $2,356 $2,462
State Farm $2,095 $2,220 $2,305
Travelers $5,021 $5,420 $5,577
USAA $1,662 $1,757 $1,836

What affects car insurance rates in Shell Rock, Iowa?

What factors can have an impact on Shell Rock, IA car insurance? There are several reasons why Shell Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shell Rock, Iowa.

Commute Time in Shell Rock

The more time you spend in your car the higher the risk of an accident. The average commute length in Shell Rock, IA is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Shell Rock, IA

Ready to find affordable Shell Rock, Iowa car insurance today? Enter your ZIP code for fast, free Shell Rock, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption