Compare Shelter Island Heights, NY Car Insurance Rates (2021)

Car insurance in Shelter Island Heights, NY averages $403 a month. Shelter Island Heights, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Shelter Island Heights car insurance rates, compare quotes from the top car insurance companies in Shelter Island Heights, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Shelter Island Heights for teen drivers is GEICO
  • Average car insurance rates in Shelter Island Heights, NY after a DUI are $6,624/year
  • The cheapest car insurance company in Shelter Island Heights is GEICO

If you need to buy Shelter Island Heights, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Shelter Island Heights, NY is right here.

You’ll find Shelter Island Heights car insurance rates, the cheapest Shelter Island Heights, NY car insurance companies, and information on New York car insurance laws. You can also compare Shelter Island Heights, New York car insurance rates to Yonkers car insurance rates, Schenectady car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Shelter Island Heights, NY car insurance today? Enter your ZIP code for fast, free Shelter Island Heights car insurance quotes.

Cheapest Shelter Island Heights, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shelter Island Heights, NY car insurance rates? Every Shelter Island Heights, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shelter Island Heights, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $2,839 $2,856 $2,904 $9,055 $9,735 $2,962 $2,977
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $2,679 $2,442 $2,096 $2,146 $8,841 $9,655 $3,375 $3,183
State Farm $2,798 $2,798 $2,448 $2,448 $8,083 $9,942 $3,082 $3,245
Travelers $3,244 $3,266 $2,965 $3,173 $7,594 $9,079 $3,435 $3,571
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Shelter Island Heights, NY

Every driver must carry the minimum car insurance in Shelter Island Heights, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Shelter Island Heights, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Shelter Island Heights, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shelter Island Heights, NY. Compare credit history car insurance rates in Shelter Island Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shelter Island Heights, New York

Insurance Company Poor Fair Good
Allstate $6,545 $3,811 $3,278
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,770 $5,770 $5,770
Progressive $6,981 $3,441 $2,485
State Farm $6,144 $3,858 $3,064
Travelers $6,308 $3,925 $3,389
USAA $6,717 $3,426 $3,016

Cheapest Shelter Island Heights, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shelter Island Heights, NY to rates for a clean record with top companies.

Annual Shelter Island Heights, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $3,829 $5,655 $4,865
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $4,178 $4,178 $4,645 $4,207
State Farm $4,145 $4,145 $4,566 $4,566
Travelers $3,879 $4,850 $4,918 $4,517
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Shelter Island Heights, NY Car Insurance for Teen Drivers

Teen car insurance in Shelter Island Heights, NY can be expensive. Take a look at rates from the top car insurance companies in Shelter Island Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shelter Island Heights, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,055 $9,735
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,951 $11,985
Progressive $8,841 $9,655
State Farm $8,083 $9,942
Travelers $7,594 $9,079
USAA $9,224 $10,935

Cheapest Shelter Island Heights, NY Car Insurance for Seniors

Take a look at Shelter Island Heights, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shelter Island Heights, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,904
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,990 $3,990
Progressive $2,096 $2,146
State Farm $2,448 $2,448
Travelers $2,965 $3,173
USAA $2,085 $2,091

Cheapest Shelter Island Heights, NY Car Insurance Rates After a DUI

A DUI in Shelter Island Heights, NY increases car insurance rates. Compare Shelter Island Heights, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shelter Island Heights, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,655
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,941
Progressive $4,645
State Farm $4,566
Travelers $4,918
USAA $5,682

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Shelter Island Heights, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shelter Island Heights, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shelter Island Heights, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,482 $4,607
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,770 $5,770
Progressive $4,302 $4,302
State Farm $4,196 $4,515
Travelers $4,541 $4,541
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Shelter Island Heights, NY

Take a look at a side-by-side comparison of the top car insurance companies in Shelter Island Heights, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shelter Island Heights, New York

Insurance Company Average Annual Rates
Allstate $4,544
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,770
Progressive $4,302
State Farm $4,356
Travelers $4,541
USAA $4,387

Category Winners: Cheapest Car Insurance in Shelter Island Heights, New York

Find the cheapest car insurance companies in Shelter Island Heights, NY for each category right here.

Best Annual Car Insurance Rates by Company in Shelter Island Heights, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Shelter Island Heights, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shelter Island Heights car insurance rates. Find the cheapest Shelter Island Heights, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shelter Island Heights, New York

Insurance Company Low Medium High
Allstate $4,226 $4,523 $4,885
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $5,355 $5,713 $6,243
Progressive $4,041 $4,268 $4,597
State Farm $4,103 $4,382 $4,582
Travelers $4,267 $4,484 $4,871
USAA $4,224 $4,357 $4,579

Compare Car Insurance Quotes in Shelter Island Heights, NY

Ready to find affordable Shelter Island Heights, New York car insurance today? Enter your ZIP code for fast, free Shelter Island Heights, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption