Compare Shenandoah, IA Car Insurance Rates (2021)

Car insurance in Shenandoah, IA averages $261 a month. Shenandoah, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Shenandoah car insurance rates, compare quotes from the top car insurance companies in Shenandoah, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shenandoah is USAA
  • Average car insurance rates in Shenandoah, IA after a DUI are $3,773/year
  • The cheapest car insurance company in Shenandoah for teen drivers is USAA

If you need to buy Shenandoah, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Shenandoah, IA is right here.

You’ll find Shenandoah car insurance rates, the cheapest Shenandoah, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Shenandoah, Iowa car insurance rates to Des Moines car insurance rates, Sioux City car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Shenandoah, IA car insurance today? Enter your ZIP code for fast, free Shenandoah car insurance quotes.

Cheapest Shenandoah, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shenandoah, IA car insurance rates? Every Shenandoah, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shenandoah, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,060 $1,906 $1,941 $6,282 $7,076 $2,338 $2,404
American Family $2,109 $2,109 $1,882 $1,882 $5,561 $7,845 $2,109 $2,546
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,203 $2,393 $1,928 $2,341 $10,488 $11,802 $2,497 $2,760
Nationwide $1,831 $1,885 $1,629 $1,745 $4,135 $5,378 $2,064 $2,252
Progressive $1,950 $1,896 $1,607 $1,662 $4,447 $5,037 $2,347 $2,526
State Farm $1,534 $1,534 $1,335 $1,335 $3,968 $5,055 $1,721 $1,949
Travelers $2,734 $2,792 $2,649 $2,653 $11,841 $18,771 $2,840 $3,385
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

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Minimum Car Insurance in Shenandoah, IA

Every driver must carry the minimum car insurance in Shenandoah, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Shenandoah, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Shenandoah, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shenandoah, IA. Compare credit history car insurance rates in Shenandoah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shenandoah, Iowa

Insurance Company Poor Fair Good
Allstate $3,909 $3,108 $2,791
American Family $4,155 $3,051 $2,560
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,505 $4,001 $3,149
Nationwide $3,185 $2,482 $2,178
Progressive $3,197 $2,554 $2,300
State Farm $3,282 $2,030 $1,601
Travelers $6,715 $5,718 $5,442
USAA $2,498 $1,705 $1,473

Cheapest Shenandoah, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shenandoah, IA to rates for a clean record with top companies.

Annual Shenandoah, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,774 $3,368 $3,830 $3,105
American Family $2,351 $3,433 $4,471 $2,766
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,934 $4,858 $4,964 $4,450
Nationwide $1,882 $2,720 $3,723 $2,135
Progressive $2,167 $3,504 $2,349 $2,716
State Farm $2,145 $2,463 $2,304 $2,304
Travelers $4,346 $5,781 $7,743 $5,964
USAA $1,452 $1,935 $2,518 $1,664

Cheapest Shenandoah, IA Car Insurance for Teen Drivers

Teen car insurance in Shenandoah, IA can be expensive. Take a look at rates from the top car insurance companies in Shenandoah for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shenandoah, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,282 $7,076
American Family $5,561 $7,845
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,488 $11,802
Nationwide $4,135 $5,378
Progressive $4,447 $5,037
State Farm $3,968 $5,055
Travelers $11,841 $18,771
USAA $3,336 $3,568

Cheapest Shenandoah, IA Car Insurance for Seniors

Take a look at Shenandoah, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shenandoah, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,906 $1,941
American Family $1,882 $1,882
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,928 $2,341
Nationwide $1,629 $1,745
Progressive $1,607 $1,662
State Farm $1,335 $1,335
Travelers $2,649 $2,653
USAA $1,170 $1,207

Cheapest Shenandoah, IA Car Insurance Rates After a DUI

A DUI in Shenandoah, IA increases car insurance rates. Compare Shenandoah, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shenandoah, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,830
American Family $4,471
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,964
Nationwide $3,723
Progressive $2,349
State Farm $2,304
Travelers $7,743
USAA $2,518

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Cheapest Shenandoah, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shenandoah, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shenandoah, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,191 $3,348
American Family $3,217 $3,293
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,552 $4,552
Nationwide $2,615 $2,615
Progressive $2,684 $2,684
State Farm $2,249 $2,359
Travelers $5,958 $5,958
USAA $1,823 $1,962

The Best Cheap Car Insurance Companies in Shenandoah, IA

Take a look at a side-by-side comparison of the top car insurance companies in Shenandoah, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shenandoah, Iowa

Insurance Company Average Annual Rates
Allstate $3,269
American Family $3,255
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,552
Nationwide $2,615
Progressive $2,684
State Farm $2,304
Travelers $5,958
USAA $1,892

Category Winners: Cheapest Car Insurance in Shenandoah, Iowa

Find the cheapest car insurance companies in Shenandoah, IA for each category right here.

Best Annual Car Insurance Rates by Company in Shenandoah, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Shenandoah, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shenandoah car insurance rates. Find the cheapest Shenandoah, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shenandoah, Iowa

Insurance Company Low Medium High
Allstate $3,138 $3,274 $3,395
American Family $3,283 $3,436 $3,048
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,382 $4,544 $4,728
Nationwide $2,736 $2,598 $2,511
Progressive $2,534 $2,691 $2,827
State Farm $2,203 $2,316 $2,393
Travelers $5,628 $6,047 $6,199
USAA $1,802 $1,898 $1,977

What affects car insurance rates in Shenandoah, Iowa?

What factors can have an impact on Shenandoah, IA car insurance? There are several reasons why Shenandoah car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shenandoah, Iowa.

Commute Time in Shenandoah

The more time you spend in your car the higher the risk of an accident. The average commute length in Shenandoah, IA is 12.6 minutes according to City-Data.

Compare Car Insurance Quotes in Shenandoah, IA

Ready to find affordable Shenandoah, Iowa car insurance today? Enter your ZIP code for fast, free Shenandoah, IA car insurance quotes.

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