Compare Shepardsville, IN Car Insurance Rates (2021)

Car insurance in Shepardsville, IN averages $286 a month. Shepardsville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Shepardsville car insurance rates, compare quotes from the top car insurance companies in Shepardsville, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Shepardsville is USAA
  • The cheapest car insurance company in Shepardsville for teen drivers is USAA
  • Average car insurance rates in Shepardsville, IN after a DUI are $4,083/year

If you need to buy Shepardsville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Shepardsville, IN is right here.

You’ll find Shepardsville car insurance rates, the cheapest Shepardsville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Shepardsville, Indiana car insurance rates to Evansville car insurance rates, South Bend car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Shepardsville, IN car insurance today? Enter your ZIP code for fast, free Shepardsville car insurance quotes.

Cheapest Shepardsville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shepardsville, IN car insurance rates? Every Shepardsville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shepardsville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,557 $2,625 $2,239 $2,456 $7,737 $9,780 $2,607 $2,829
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,570 $1,547 $1,344 $1,513 $8,551 $9,132 $2,074 $2,235
GEICO $1,699 $1,696 $1,601 $1,673 $5,062 $4,684 $1,947 $1,704
Liberty Mutual $4,104 $4,104 $3,771 $3,771 $8,998 $13,592 $4,104 $5,631
Nationwide $1,705 $1,744 $1,494 $1,597 $4,947 $6,436 $1,999 $2,189
Progressive $1,655 $1,566 $1,496 $1,509 $9,523 $10,714 $2,065 $2,103
State Farm $1,516 $1,516 $1,356 $1,356 $4,643 $5,953 $1,681 $1,865
Travelers $1,347 $1,371 $1,259 $1,260 $8,337 $13,187 $1,424 $1,655
USAA $1,063 $1,046 $990 $996 $2,981 $3,328 $1,436 $1,534

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Shepardsville, IN

Every driver must carry the minimum car insurance in Shepardsville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Shepardsville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shepardsville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shepardsville, IN. Compare credit history car insurance rates in Shepardsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shepardsville, Indiana

Insurance Company Poor Fair Good
Allstate $5,101 $3,776 $3,434
American Family $5,078 $3,306 $2,769
Farmers $4,078 $3,326 $3,083
GEICO $3,020 $2,508 $1,996
Liberty Mutual $8,003 $5,209 $4,817
Nationwide $3,146 $2,657 $2,488
Progressive $4,233 $3,736 $3,518
State Farm $3,622 $2,160 $1,674
Travelers $4,154 $3,519 $3,516
USAA $2,250 $1,489 $1,277

Cheapest Shepardsville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shepardsville, IN to rates for a clean record with top companies.

Annual Shepardsville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,287 $4,816 $4,422 $3,889
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,132 $3,639 $3,758 $3,455
GEICO $1,636 $2,589 $3,538 $2,271
Liberty Mutual $4,692 $5,529 $8,649 $5,169
Nationwide $2,375 $3,065 $2,939 $2,676
Progressive $2,867 $5,026 $3,424 $3,999
State Farm $2,426 $2,664 $2,426 $2,426
Travelers $3,167 $3,916 $4,438 $3,399
USAA $1,261 $1,798 $2,064 $1,563

Cheapest Shepardsville, IN Car Insurance for Teen Drivers

Teen car insurance in Shepardsville, IN can be expensive. Take a look at rates from the top car insurance companies in Shepardsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shepardsville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,737 $9,780
American Family $6,331 $9,225
Farmers $8,551 $9,132
GEICO $5,062 $4,684
Liberty Mutual $8,998 $13,592
Nationwide $4,947 $6,436
Progressive $9,523 $10,714
State Farm $4,643 $5,953
Travelers $8,337 $13,187
USAA $2,981 $3,328

Cheapest Shepardsville, IN Car Insurance for Seniors

Take a look at Shepardsville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shepardsville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,239 $2,456
American Family $2,107 $2,107
Farmers $1,344 $1,513
GEICO $1,601 $1,673
Liberty Mutual $3,771 $3,771
Nationwide $1,494 $1,597
Progressive $1,496 $1,509
State Farm $1,356 $1,356
Travelers $1,259 $1,260
USAA $990 $996

Cheapest Shepardsville, IN Car Insurance Rates After a DUI

A DUI in Shepardsville, IN increases car insurance rates. Compare Shepardsville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shepardsville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,422
American Family $5,171
Farmers $3,758
GEICO $3,538
Liberty Mutual $8,649
Nationwide $2,939
Progressive $3,424
State Farm $2,426
Travelers $4,438
USAA $2,064

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Shepardsville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shepardsville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shepardsville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,104 $4,104
American Family $3,673 $3,762
Farmers $3,496 $3,496
GEICO $2,464 $2,553
Liberty Mutual $5,850 $6,170
Nationwide $2,764 $2,764
Progressive $3,829 $3,829
State Farm $2,414 $2,557
Travelers $3,730 $3,730
USAA $1,650 $1,694

The Best Cheap Car Insurance Companies in Shepardsville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Shepardsville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shepardsville, Indiana

Insurance Company Average Annual Rates
Allstate $4,104
American Family $3,717
Farmers $3,496
GEICO $2,508
Liberty Mutual $6,010
Nationwide $2,764
Progressive $3,829
State Farm $2,485
Travelers $3,730
USAA $1,672

Category Winners: Cheapest Car Insurance in Shepardsville, Indiana

Find the cheapest car insurance companies in Shepardsville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Shepardsville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Shepardsville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shepardsville car insurance rates. Find the cheapest Shepardsville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shepardsville, Indiana

Insurance Company Low Medium High
Allstate $3,893 $4,087 $4,330
American Family $3,702 $3,842 $3,608
Farmers $3,358 $3,488 $3,642
GEICO $2,332 $2,502 $2,691
Liberty Mutual $5,786 $5,991 $6,252
Nationwide $2,789 $2,743 $2,760
Progressive $3,594 $3,762 $4,131
State Farm $2,358 $2,485 $2,613
Travelers $3,661 $3,765 $3,764
USAA $1,610 $1,667 $1,737

Compare Car Insurance Quotes in Shepardsville, IN

Ready to find affordable Shepardsville, Indiana car insurance today? Enter your ZIP code for fast, free Shepardsville, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State