Compare Sheridan, IL Car Insurance Rates (2021)

Car insurance in Sheridan, IL averages $263 a month. Sheridan, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sheridan car insurance rates, compare quotes from the top car insurance companies in Sheridan, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sheridan, IL are $3,158/year
  • The cheapest car insurance company in Sheridan for teen drivers is State Farm
  • The cheapest car insurance company in Sheridan is Liberty Mutual

If you need to buy Sheridan, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Sheridan, IL is right here.

You’ll find Sheridan car insurance rates, the cheapest Sheridan, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Sheridan, Illinois car insurance rates to Springfield car insurance rates, Champaign car insurance rates, and Naperville car insurance rates.

Ready to find affordable Sheridan, IL car insurance today? Enter your ZIP code for fast, free Sheridan car insurance quotes.

Cheapest Sheridan, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sheridan, IL car insurance rates? Every Sheridan, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sheridan, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,036 $11,754 $4,156 $4,493
American Family $2,414 $2,414 $2,210 $2,210 $6,824 $9,465 $2,414 $3,113
Farmers $2,324 $2,322 $2,061 $2,181 $10,013 $10,431 $2,655 $2,775
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,321 $1,423 $1,099 $1,226 $4,412 $4,903 $1,380 $1,455
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,894 $1,793 $1,561 $1,629 $6,850 $7,700 $2,261 $2,456
State Farm $1,386 $1,386 $1,240 $1,240 $3,975 $5,042 $1,566 $1,798
Travelers $1,552 $1,638 $1,418 $1,512 $4,503 $5,660 $1,644 $1,732
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

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Minimum Car Insurance in Sheridan, IL

Every driver must carry the minimum car insurance in Sheridan, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Sheridan, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sheridan, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sheridan, IL. Compare credit history car insurance rates in Sheridan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sheridan, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,012 $4,387
American Family $5,166 $3,512 $2,970
Farmers $4,937 $4,151 $3,949
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,041 $1,902 $1,514
Nationwide $3,326 $2,691 $2,358
Progressive $3,720 $3,162 $2,922
State Farm $3,201 $1,920 $1,491
Travelers $2,998 $2,413 $1,961
USAA $3,539 $2,416 $1,985

Cheapest Sheridan, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sheridan, IL to rates for a clean record with top companies.

Annual Sheridan, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,171 $5,113
American Family $2,855 $4,049 $5,389 $3,238
Farmers $3,668 $4,732 $4,614 $4,369
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,792 $2,545 $2,237 $2,036
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,695 $3,994 $2,982 $3,402
State Farm $2,014 $2,395 $2,204 $2,204
Travelers $1,954 $2,560 $2,864 $2,452
USAA $1,898 $2,702 $3,703 $2,283

Cheapest Sheridan, IL Car Insurance for Teen Drivers

Teen car insurance in Sheridan, IL can be expensive. Take a look at rates from the top car insurance companies in Sheridan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sheridan, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,036 $11,754
American Family $6,824 $9,465
Farmers $10,013 $10,431
GEICO $4,524 $4,715
Liberty Mutual $4,412 $4,903
Nationwide $4,888 $6,259
Progressive $6,850 $7,700
State Farm $3,975 $5,042
Travelers $4,503 $5,660
USAA $4,980 $5,522

Cheapest Sheridan, IL Car Insurance for Seniors

Take a look at Sheridan, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sheridan, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,210 $2,210
Farmers $2,061 $2,181
GEICO $1,429 $1,724
Liberty Mutual $1,099 $1,226
Nationwide $1,591 $1,681
Progressive $1,561 $1,629
State Farm $1,240 $1,240
Travelers $1,418 $1,512
USAA $1,486 $1,482

Cheapest Sheridan, IL Car Insurance Rates After a DUI

A DUI in Sheridan, IL increases car insurance rates. Compare Sheridan, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sheridan, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,171
American Family $5,389
Farmers $4,614
GEICO $3,243
Liberty Mutual $2,237
Nationwide $3,416
Progressive $2,982
State Farm $2,204
Travelers $2,864
USAA $3,703

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Cheapest Sheridan, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sheridan, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sheridan, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,833 $3,933
Farmers $4,346 $4,346
GEICO $2,338 $2,425
Liberty Mutual $2,152 $2,152
Nationwide $2,792 $2,792
Progressive $3,268 $3,268
State Farm $2,148 $2,260
Travelers $2,361 $2,554
USAA $2,572 $2,721

The Best Cheap Car Insurance Companies in Sheridan, IL

Take a look at a side-by-side comparison of the top car insurance companies in Sheridan, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sheridan, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,883
Farmers $4,346
GEICO $2,382
Liberty Mutual $2,152
Nationwide $2,792
Progressive $3,268
State Farm $2,204
Travelers $2,457
USAA $2,647

Category Winners: Cheapest Car Insurance in Sheridan, Illinois

Find the cheapest car insurance companies in Sheridan, IL for each category right here.

Best Annual Car Insurance Rates by Company in Sheridan, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Sheridan, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sheridan car insurance rates. Find the cheapest Sheridan, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sheridan, Illinois

Insurance Company Low Medium High
Allstate $5,275 $5,444 $5,629
American Family $3,738 $4,025 $3,886
Farmers $4,135 $4,244 $4,657
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,034 $2,148 $2,275
Nationwide $2,749 $2,820 $2,806
Progressive $3,003 $3,263 $3,538
State Farm $2,080 $2,207 $2,326
Travelers $2,297 $2,454 $2,621
USAA $2,479 $2,643 $2,817

What affects car insurance rates in Sheridan, Illinois?

What factors can have an impact on Sheridan, IL car insurance? There are several reasons why Sheridan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sheridan, Illinois.

Commute Time in Sheridan

The more time you spend in your car the higher the risk of an accident. The average commute length in Sheridan, IL is 32.9 minutes according to City-Data.

Compare Car Insurance Quotes in Sheridan, IL

Ready to find affordable Sheridan, Illinois car insurance today? Enter your ZIP code for fast, free Sheridan, IL car insurance quotes.

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