Compare Sherman, NY Car Insurance Rates (2021)

Car insurance in Sherman, NY averages $255 a month. Sherman, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sherman car insurance rates, compare quotes from the top car insurance companies in Sherman, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sherman, NY are $3,062/year
  • The cheapest car insurance company in Sherman for teen drivers is GEICO
  • The cheapest car insurance company in Sherman is GEICO

If you need to buy Sherman, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Sherman, NY is right here.

You’ll find Sherman car insurance rates, the cheapest Sherman, NY car insurance companies, and information on New York car insurance laws. You can also compare Sherman, New York car insurance rates to Schenectady car insurance rates, Utica car insurance rates, and Rochester car insurance rates.

Ready to find affordable Sherman, NY car insurance today? Enter your ZIP code for fast, free Sherman car insurance quotes.

Cheapest Sherman, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sherman, NY car insurance rates? Every Sherman, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sherman, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,280 $2,144 $2,125 $2,149 $6,353 $6,797 $2,267 $2,283
GEICO $1,498 $1,441 $1,452 $1,431 $3,045 $4,367 $1,357 $1,386
Liberty Mutual $3,093 $3,093 $2,879 $2,879 $5,939 $9,636 $3,093 $3,293
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,474 $1,399 $1,203 $1,215 $4,811 $5,380 $1,899 $1,863
State Farm $2,216 $2,216 $1,931 $1,931 $6,476 $8,370 $2,433 $2,573
Travelers $2,486 $2,521 $2,272 $2,444 $5,789 $6,904 $2,645 $2,766
USAA $1,494 $1,470 $1,355 $1,359 $5,911 $7,036 $1,911 $2,112

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Minimum Car Insurance in Sherman, NY

Every driver must carry the minimum car insurance in Sherman, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Sherman, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sherman, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sherman, NY. Compare credit history car insurance rates in Sherman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sherman, New York

Insurance Company Poor Fair Good
Allstate $4,711 $2,778 $2,411
GEICO $2,501 $1,840 $1,650
Liberty Mutual $5,914 $3,882 $2,918
Nationwide $2,724 $2,724 $2,724
Progressive $3,782 $1,979 $1,456
State Farm $4,968 $3,115 $2,472
Travelers $4,774 $3,026 $2,635
USAA $4,355 $2,198 $1,941

Cheapest Sherman, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sherman, NY to rates for a clean record with top companies.

Annual Sherman, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,826 $2,826 $4,035 $3,512
GEICO $1,597 $1,739 $3,055 $1,597
Liberty Mutual $3,431 $3,431 $6,659 $3,431
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,343 $2,343 $2,579 $2,356
State Farm $3,354 $3,354 $3,682 $3,682
Travelers $2,981 $3,709 $3,763 $3,460
USAA $2,522 $2,562 $3,678 $2,562

Cheapest Sherman, NY Car Insurance for Teen Drivers

Teen car insurance in Sherman, NY can be expensive. Take a look at rates from the top car insurance companies in Sherman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sherman, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,353 $6,797
GEICO $3,045 $4,367
Liberty Mutual $5,939 $9,636
Nationwide $3,618 $5,377
Progressive $4,811 $5,380
State Farm $6,476 $8,370
Travelers $5,789 $6,904
USAA $5,911 $7,036

Cheapest Sherman, NY Car Insurance for Seniors

Take a look at Sherman, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sherman, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,125 $2,149
GEICO $1,452 $1,431
Liberty Mutual $2,879 $2,879
Nationwide $1,963 $1,963
Progressive $1,203 $1,215
State Farm $1,931 $1,931
Travelers $2,272 $2,444
USAA $1,355 $1,359

Cheapest Sherman, NY Car Insurance Rates After a DUI

A DUI in Sherman, NY increases car insurance rates. Compare Sherman, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sherman, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $3,055
Liberty Mutual $6,659
Nationwide $4,585
Progressive $2,579
State Farm $3,682
Travelers $3,763
USAA $3,678

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Cheapest Sherman, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sherman, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sherman, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,256 $3,343
GEICO $1,939 $2,055
Liberty Mutual $4,120 $4,357
Nationwide $2,724 $2,724
Progressive $2,406 $2,406
State Farm $3,394 $3,642
Travelers $3,478 $3,478
USAA $2,803 $2,860

The Best Cheap Car Insurance Companies in Sherman, NY

Take a look at a side-by-side comparison of the top car insurance companies in Sherman, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sherman, New York

Insurance Company Average Annual Rates
Allstate $3,300
GEICO $1,997
Liberty Mutual $4,238
Nationwide $2,724
Progressive $2,406
State Farm $3,518
Travelers $3,478
USAA $2,831

Category Winners: Cheapest Car Insurance in Sherman, New York

Find the cheapest car insurance companies in Sherman, NY for each category right here.

Best Annual Car Insurance Rates by Company in Sherman, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Sherman, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sherman car insurance rates. Find the cheapest Sherman, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sherman, New York

Insurance Company Low Medium High
Allstate $3,142 $3,290 $3,466
GEICO $1,903 $1,992 $2,097
Liberty Mutual $4,063 $4,224 $4,427
Nationwide $2,574 $2,704 $2,893
Progressive $2,300 $2,396 $2,520
State Farm $3,324 $3,541 $3,690
Travelers $3,306 $3,445 $3,684
USAA $2,744 $2,817 $2,932

What affects car insurance rates in Sherman, New York?

What factors can have an impact on Sherman, NY car insurance? There are several reasons why Sherman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sherman, New York.

Commute Time in Sherman

The more time you spend in your car the higher the risk of an accident. The average commute length in Sherman, NY is 20.4 minutes according to City-Data.

Traffic in Sherman

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Sherman, NY traffic data from INRIX ranks Sherman as the 955th-most congested in the world.

Compare Car Insurance Quotes in Sherman, NY

Ready to find affordable Sherman, New York car insurance today? Enter your ZIP code for fast, free Sherman, NY car insurance quotes.

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