Compare Sherrard, IL Car Insurance Rates (2021)

Car insurance in Sherrard, IL averages $245 a month. Sherrard, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sherrard car insurance rates, compare quotes from the top car insurance companies in Sherrard, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Sherrard for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Sherrard is Liberty Mutual
  • Average car insurance rates in Sherrard, IL are $2,935/year

If you need to buy Sherrard, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Sherrard, IL is right here.

You’ll find Sherrard car insurance rates, the cheapest Sherrard, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Sherrard, Illinois car insurance rates to Springfield car insurance rates, Elgin car insurance rates, and Aurora car insurance rates.

Ready to find affordable Sherrard, IL car insurance today? Enter your ZIP code for fast, free Sherrard car insurance quotes.

Cheapest Sherrard, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sherrard, IL car insurance rates? Every Sherrard, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sherrard, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,892 $2,906 $3,010 $3,010 $7,379 $9,593 $3,474 $3,752
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,197 $2,198 $1,955 $2,061 $9,089 $9,465 $2,507 $2,631
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,300 $1,405 $1,085 $1,213 $4,106 $4,571 $1,359 $1,436
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,949 $1,866 $1,607 $1,670 $6,583 $7,408 $2,332 $2,519
State Farm $1,377 $1,377 $1,221 $1,221 $3,839 $4,872 $1,554 $1,785
Travelers $1,424 $1,503 $1,283 $1,368 $3,896 $4,837 $1,512 $1,593
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sherrard, IL

Every driver must carry the minimum car insurance in Sherrard, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Sherrard, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sherrard, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sherrard, IL. Compare credit history car insurance rates in Sherrard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sherrard, Illinois

Insurance Company Poor Fair Good
Allstate $5,759 $4,134 $3,613
American Family $4,742 $3,217 $2,718
Farmers $4,571 $3,826 $3,641
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,912 $1,815 $1,450
Nationwide $3,113 $2,512 $2,202
Progressive $3,709 $3,132 $2,885
State Farm $3,135 $1,877 $1,455
Travelers $2,666 $2,128 $1,737
USAA $3,299 $2,255 $1,854

Cheapest Sherrard, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sherrard, IL to rates for a clean record with top companies.

Annual Sherrard, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,261 $5,450 $5,058 $4,239
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,392 $4,361 $4,252 $4,046
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,723 $2,425 $2,140 $1,950
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,684 $3,927 $2,965 $3,391
State Farm $1,978 $2,334 $2,156 $2,156
Travelers $1,742 $2,269 $2,520 $2,177
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Sherrard, IL Car Insurance for Teen Drivers

Teen car insurance in Sherrard, IL can be expensive. Take a look at rates from the top car insurance companies in Sherrard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sherrard, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,379 $9,593
American Family $6,205 $8,633
Farmers $9,089 $9,465
GEICO $4,847 $5,129
Liberty Mutual $4,106 $4,571
Nationwide $4,540 $5,829
Progressive $6,583 $7,408
State Farm $3,839 $4,872
Travelers $3,896 $4,837
USAA $4,700 $5,201

Cheapest Sherrard, IL Car Insurance for Seniors

Take a look at Sherrard, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sherrard, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,010 $3,010
American Family $2,037 $2,037
Farmers $1,955 $2,061
GEICO $1,521 $1,797
Liberty Mutual $1,085 $1,213
Nationwide $1,491 $1,581
Progressive $1,607 $1,670
State Farm $1,221 $1,221
Travelers $1,283 $1,368
USAA $1,379 $1,361

Cheapest Sherrard, IL Car Insurance Rates After a DUI

A DUI in Sherrard, IL increases car insurance rates. Compare Sherrard, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sherrard, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,058
American Family $4,933
Farmers $4,252
GEICO $3,482
Liberty Mutual $2,140
Nationwide $3,196
Progressive $2,965
State Farm $2,156
Travelers $2,520
USAA $3,453

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sherrard, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sherrard, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sherrard, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,502 $4,502
American Family $3,513 $3,605
Farmers $4,013 $4,013
GEICO $2,519 $2,617
Liberty Mutual $2,059 $2,059
Nationwide $2,609 $2,609
Progressive $3,242 $3,242
State Farm $2,102 $2,209
Travelers $2,092 $2,262
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Sherrard, IL

Take a look at a side-by-side comparison of the top car insurance companies in Sherrard, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sherrard, Illinois

Insurance Company Average Annual Rates
Allstate $4,502
American Family $3,559
Farmers $4,013
GEICO $2,568
Liberty Mutual $2,059
Nationwide $2,609
Progressive $3,242
State Farm $2,156
Travelers $2,177
USAA $2,469

Category Winners: Cheapest Car Insurance in Sherrard, Illinois

Find the cheapest car insurance companies in Sherrard, IL for each category right here.

Best Annual Car Insurance Rates by Company in Sherrard, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sherrard, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sherrard car insurance rates. Find the cheapest Sherrard, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sherrard, Illinois

Insurance Company Low Medium High
Allstate $4,362 $4,498 $4,646
American Family $3,452 $3,688 $3,537
Farmers $3,835 $3,928 $4,275
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,941 $2,055 $2,182
Nationwide $2,611 $2,626 $2,590
Progressive $3,015 $3,233 $3,477
State Farm $2,053 $2,159 $2,255
Travelers $2,055 $2,175 $2,302
USAA $2,324 $2,467 $2,616

What affects car insurance rates in Sherrard, Illinois?

What factors can have an impact on Sherrard, IL car insurance? There are several reasons why Sherrard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sherrard, Illinois.

Commute Time in Sherrard

The more time you spend in your car the higher the risk of an accident. The average commute length in Sherrard, IL is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Sherrard, IL

Ready to find affordable Sherrard, Illinois car insurance today? Enter your ZIP code for fast, free Sherrard, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State