Compare Sherwood, OH Car Insurance Rates (2021)

Car insurance in Sherwood, OH averages $211 a month. Sherwood, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sherwood car insurance rates, compare quotes from the top car insurance companies in Sherwood, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sherwood is USAA
  • Average car insurance rates in Sherwood, OH are $2,529/year
  • The cheapest car insurance company in Sherwood for teen drivers is American Family

If you need to buy Sherwood, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Sherwood, OH is right here.

You’ll find Sherwood car insurance rates, the cheapest Sherwood, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Sherwood, Ohio car insurance rates to Cincinnati car insurance rates, Toledo car insurance rates, and Dayton car insurance rates.

Ready to find affordable Sherwood, OH car insurance today? Enter your ZIP code for fast, free Sherwood car insurance quotes.

Cheapest Sherwood, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sherwood, OH car insurance rates? Every Sherwood, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sherwood, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,860 $1,855 $1,674 $1,789 $5,080 $5,822 $1,961 $2,097
American Family $897 $933 $809 $818 $2,562 $2,786 $1,095 $1,153
Farmers $1,670 $1,661 $1,474 $1,554 $7,217 $7,463 $1,872 $1,959
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,883 $2,055 $1,450 $1,764 $9,795 $11,059 $2,002 $2,184
Nationwide $1,911 $1,921 $1,726 $1,740 $4,827 $6,223 $2,048 $2,381
Progressive $1,677 $1,588 $1,397 $1,442 $7,285 $8,208 $2,006 $2,072
State Farm $1,308 $1,308 $1,165 $1,165 $3,993 $5,019 $1,517 $1,739
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Sherwood, OH

Every driver must carry the minimum car insurance in Sherwood, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Sherwood, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sherwood, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sherwood, OH. Compare credit history car insurance rates in Sherwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sherwood, Ohio

Insurance Company Poor Fair Good
Allstate $3,546 $2,587 $2,168
American Family $1,827 $1,253 $1,065
Farmers $3,528 $2,970 $2,828
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,761 $3,536 $2,775
Nationwide $3,431 $2,769 $2,341
Progressive $3,614 $3,112 $2,902
State Farm $3,066 $1,896 $1,495
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Cheapest Sherwood, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sherwood, OH to rates for a clean record with top companies.

Annual Sherwood, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,336 $2,811 $3,288 $2,634
American Family $1,325 $1,401 $1,401 $1,401
Farmers $2,561 $3,298 $3,216 $3,360
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,382 $4,339 $4,432 $3,943
Nationwide $2,285 $2,902 $3,677 $2,525
Progressive $2,770 $3,753 $2,950 $3,364
State Farm $1,966 $2,338 $2,152 $2,152
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Sherwood, OH Car Insurance for Teen Drivers

Teen car insurance in Sherwood, OH can be expensive. Take a look at rates from the top car insurance companies in Sherwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sherwood, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,080 $5,822
American Family $2,562 $2,786
Farmers $7,217 $7,463
GEICO $3,279 $3,053
Liberty Mutual $9,795 $11,059
Nationwide $4,827 $6,223
Progressive $7,285 $8,208
State Farm $3,993 $5,019
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheapest Sherwood, OH Car Insurance for Seniors

Take a look at Sherwood, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sherwood, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,789
American Family $809 $818
Farmers $1,474 $1,554
GEICO $1,153 $1,164
Liberty Mutual $1,450 $1,764
Nationwide $1,726 $1,740
Progressive $1,397 $1,442
State Farm $1,165 $1,165
Travelers $1,247 $1,242
USAA $798 $797

Cheapest Sherwood, OH Car Insurance Rates After a DUI

A DUI in Sherwood, OH increases car insurance rates. Compare Sherwood, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sherwood, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $1,401
Farmers $3,216
GEICO $2,408
Liberty Mutual $4,432
Nationwide $3,677
Progressive $2,950
State Farm $2,152
Travelers $3,940
USAA $1,861

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Cheapest Sherwood, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sherwood, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sherwood, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,767 $2,767
American Family $1,365 $1,398
Farmers $3,109 $3,109
GEICO $1,669 $1,728
Liberty Mutual $4,024 $4,024
Nationwide $2,847 $2,847
Progressive $3,209 $3,209
State Farm $2,100 $2,204
Travelers $2,726 $2,726
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Sherwood, OH

Take a look at a side-by-side comparison of the top car insurance companies in Sherwood, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sherwood, Ohio

Insurance Company Average Annual Rates
Allstate $2,767
American Family $1,382
Farmers $3,109
GEICO $1,699
Liberty Mutual $4,024
Nationwide $2,847
Progressive $3,209
State Farm $2,152
Travelers $2,726
USAA $1,380

Category Winners: Cheapest Car Insurance in Sherwood, Ohio

Find the cheapest car insurance companies in Sherwood, OH for each category right here.

Best Annual Car Insurance Rates by Company in Sherwood, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Sherwood, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sherwood car insurance rates. Find the cheapest Sherwood, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sherwood, Ohio

Insurance Company Low Medium High
Allstate $2,692 $2,762 $2,847
American Family $1,357 $1,392 $1,397
Farmers $2,958 $3,066 $3,302
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,864 $4,043 $4,165
Nationwide $3,140 $2,760 $2,641
Progressive $3,083 $3,181 $3,364
State Farm $2,054 $2,158 $2,244
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Sherwood, Ohio?

What factors can have an impact on Sherwood, OH car insurance? There are several reasons why Sherwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sherwood, Ohio.

Commute Time in Sherwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Sherwood, OH is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Sherwood, OH

Ready to find affordable Sherwood, Ohio car insurance today? Enter your ZIP code for fast, free Sherwood, OH car insurance quotes.

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