Compare Shindler, SD Car Insurance Rates (2021)

Car insurance in Shindler, SD averages $306 a month. Shindler, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Shindler car insurance rates, compare quotes from the top car insurance companies in Shindler, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shindler for teen drivers is GEICO
  • The cheapest car insurance company in Shindler is State Farm
  • Average car insurance rates in Shindler, SD after a DUI are $4,399/year

If you need to buy Shindler, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Shindler, SD is right here.

You’ll find Shindler car insurance rates, the cheapest Shindler, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Shindler, South Dakota car insurance rates to Huron car insurance rates, Sioux Falls car insurance rates, and Yankton car insurance rates.

Ready to find affordable Shindler, SD car insurance today? Enter your ZIP code for fast, free Shindler car insurance quotes.

Cheapest Shindler, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shindler, SD car insurance rates? Every Shindler, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shindler, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,515 $2,515 $2,252 $2,252 $5,515 $8,094 $2,515 $3,084
Farmers $1,842 $1,845 $1,615 $1,691 $8,817 $9,177 $2,064 $2,184
GEICO $1,903 $1,788 $1,804 $1,663 $4,154 $4,843 $1,664 $1,571
Liberty Mutual $3,524 $3,816 $2,782 $3,389 $15,062 $16,918 $3,653 $4,037
Nationwide $1,817 $1,844 $1,636 $1,723 $4,276 $5,430 $2,079 $2,237
Progressive $1,919 $1,853 $1,587 $1,651 $7,856 $8,880 $2,398 $2,516
State Farm $1,414 $1,414 $1,265 $1,265 $4,118 $5,214 $1,597 $1,815

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Minimum Car Insurance in Shindler, SD

Every driver must carry the minimum car insurance in Shindler, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Shindler, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shindler, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shindler, SD. Compare credit history car insurance rates in Shindler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shindler, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,631 $3,339 $2,809
Farmers $4,112 $3,499 $3,352
GEICO $3,927 $1,995 $1,349
Liberty Mutual $9,559 $5,827 $4,557
Nationwide $3,152 $2,529 $2,210
Progressive $4,070 $3,458 $3,220
State Farm $3,293 $1,969 $1,526

Cheapest Shindler, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shindler, SD to rates for a clean record with top companies.

Annual Shindler, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,603 $3,859 $4,934 $2,974
Farmers $3,110 $3,951 $3,855 $3,702
GEICO $1,546 $2,592 $4,010 $1,546
Liberty Mutual $5,576 $7,010 $7,202 $6,802
Nationwide $1,940 $2,639 $3,713 $2,228
Progressive $3,073 $4,253 $3,315 $3,690
State Farm $2,076 $2,450 $2,263 $2,263

Cheapest Shindler, SD Car Insurance for Teen Drivers

Teen car insurance in Shindler, SD can be expensive. Take a look at rates from the top car insurance companies in Shindler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shindler, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,515 $8,094
Farmers $8,817 $9,177
GEICO $4,154 $4,843
Liberty Mutual $15,062 $16,918
Nationwide $4,276 $5,430
Progressive $7,856 $8,880
State Farm $4,118 $5,214

Cheapest Shindler, SD Car Insurance for Seniors

Take a look at Shindler, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shindler, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,252 $2,252
Farmers $1,615 $1,691
GEICO $1,804 $1,663
Liberty Mutual $2,782 $3,389
Nationwide $1,636 $1,723
Progressive $1,587 $1,651
State Farm $1,265 $1,265

Cheapest Shindler, SD Car Insurance Rates After a DUI

A DUI in Shindler, SD increases car insurance rates. Compare Shindler, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shindler, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $4,934
Farmers $3,855
GEICO $4,010
Liberty Mutual $7,202
Nationwide $3,713
Progressive $3,315
State Farm $2,263

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Cheapest Shindler, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shindler, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shindler, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,551 $3,635
Farmers $3,654 $3,654
GEICO $2,393 $2,454
Liberty Mutual $6,647 $6,647
Nationwide $2,630 $2,630
Progressive $3,583 $3,583
State Farm $2,205 $2,321

The Best Cheap Car Insurance Companies in Shindler, SD

Take a look at a side-by-side comparison of the top car insurance companies in Shindler, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shindler, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,593
Farmers $3,654
GEICO $2,424
Liberty Mutual $6,647
Nationwide $2,630
Progressive $3,583
State Farm $2,263

Category Winners: Cheapest Car Insurance in Shindler, South Dakota

Find the cheapest car insurance companies in Shindler, SD for each category right here.

Best Annual Car Insurance Rates by Company in Shindler, South Dakota

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Shindler, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shindler car insurance rates. Find the cheapest Shindler, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shindler, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,555 $3,685 $3,538
Farmers $3,447 $3,601 $3,915
GEICO $2,332 $2,420 $2,519
Liberty Mutual $6,484 $6,635 $6,824
Nationwide $2,428 $2,615 $2,848
Progressive $3,446 $3,537 $3,765
State Farm $2,144 $2,266 $2,377

What affects car insurance rates in Shindler, South Dakota?

What factors can have an impact on Shindler, SD car insurance? There are several reasons why Shindler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shindler, South Dakota.

Commute Time in Shindler

The more time you spend in your car the higher the risk of an accident. The average commute length in Shindler, SD is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Shindler, SD

Ready to find affordable Shindler, South Dakota car insurance today? Enter your ZIP code for fast, free Shindler, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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