Compare Shiner, TX Car Insurance Rates (2021)

Car insurance in Shiner, TX averages $303 a month. Shiner, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Shiner car insurance rates, compare quotes from the top car insurance companies in Shiner, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shiner, TX are $3,635/year
  • Average car insurance rates in Shiner, TX after a DUI are $4,123/year
  • The cheapest car insurance company in Shiner for teen drivers is USAA

If you need to buy Shiner, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Shiner, TX is right here.

You’ll find Shiner car insurance rates, the cheapest Shiner, TX car insurance companies, and information on Texas car insurance laws. You can also compare Shiner, Texas car insurance rates to Fort Worth car insurance rates, Dallas car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Shiner, TX car insurance today? Enter your ZIP code for fast, free Shiner car insurance quotes.

Cheapest Shiner, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shiner, TX car insurance rates? Every Shiner, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shiner, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,339 $3,262 $3,262 $8,595 $10,390 $4,084 $4,267
American Family $2,870 $3,195 $2,649 $3,037 $7,423 $9,674 $4,094 $4,650
GEICO $2,200 $2,373 $2,125 $2,415 $4,773 $4,926 $2,376 $2,358
Nationwide $2,264 $2,310 $2,000 $2,124 $6,246 $8,054 $2,642 $2,865
Progressive $2,296 $2,186 $2,043 $2,085 $9,543 $10,629 $2,720 $2,761
State Farm $1,816 $1,816 $1,608 $1,608 $4,211 $5,343 $1,965 $2,030
USAA $1,497 $1,508 $1,428 $1,420 $4,185 $4,565 $1,995 $2,145

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Minimum Car Insurance in Shiner, TX

Every driver must carry the minimum car insurance in Shiner, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Shiner, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shiner, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shiner, TX. Compare credit history car insurance rates in Shiner from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shiner, Texas

Insurance Company Poor Fair Good
Allstate $6,435 $4,717 $4,036
American Family $6,456 $4,090 $3,551
GEICO $4,531 $2,575 $1,725
Nationwide $4,282 $3,426 $2,982
Progressive $4,821 $4,166 $3,861
State Farm $3,613 $2,247 $1,790
USAA $3,443 $1,987 $1,598

Cheapest Shiner, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shiner, TX to rates for a clean record with top companies.

Annual Shiner, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,029 $6,294 $3,964
American Family $4,281 $5,454 $4,779 $4,281
GEICO $2,500 $3,292 $2,761 $3,220
Nationwide $3,087 $3,087 $4,588 $3,491
Progressive $3,738 $4,823 $4,361 $4,209
State Farm $2,280 $2,596 $3,042 $2,280
USAA $1,749 $2,576 $3,038 $2,007

Cheapest Shiner, TX Car Insurance for Teen Drivers

Teen car insurance in Shiner, TX can be expensive. Take a look at rates from the top car insurance companies in Shiner for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shiner, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,595 $10,390
American Family $7,423 $9,674
GEICO $4,773 $4,926
Nationwide $6,246 $8,054
Progressive $9,543 $10,629
State Farm $4,211 $5,343
USAA $4,185 $4,565

Cheapest Shiner, TX Car Insurance for Seniors

Take a look at Shiner, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shiner, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,262 $3,262
American Family $2,649 $3,037
GEICO $2,125 $2,415
Nationwide $2,000 $2,124
Progressive $2,043 $2,085
State Farm $1,608 $1,608
USAA $1,428 $1,420

Cheapest Shiner, TX Car Insurance Rates After a DUI

A DUI in Shiner, TX increases car insurance rates. Compare Shiner, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shiner, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,294
American Family $4,779
GEICO $2,761
Nationwide $4,588
Progressive $4,361
State Farm $3,042
USAA $3,038

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Cheapest Shiner, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shiner, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shiner, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,946 $5,179
American Family $4,699 $4,699
GEICO $2,888 $2,999
Nationwide $3,563 $3,563
Progressive $4,283 $4,283
State Farm $2,550 $2,550
USAA $2,313 $2,372

The Best Cheap Car Insurance Companies in Shiner, TX

Take a look at a side-by-side comparison of the top car insurance companies in Shiner, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shiner, Texas

Insurance Company Average Annual Rates
Allstate $5,063
American Family $4,699
GEICO $2,943
Nationwide $3,563
Progressive $4,283
State Farm $2,550
USAA $2,343

Category Winners: Cheapest Car Insurance in Shiner, Texas

Find the cheapest car insurance companies in Shiner, TX for each category right here.

Best Annual Car Insurance Rates by Company in Shiner, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Shiner, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shiner car insurance rates. Find the cheapest Shiner, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shiner, Texas

Insurance Company Low Medium High
Allstate $4,948 $5,020 $5,220
American Family $4,365 $4,513 $5,219
GEICO $2,776 $2,903 $3,151
Nationwide $3,847 $3,409 $3,434
Progressive $4,091 $4,263 $4,494
State Farm $2,428 $2,542 $2,680
USAA $2,266 $2,333 $2,428

What affects car insurance rates in Shiner, Texas?

What factors can have an impact on Shiner, TX car insurance? There are several reasons why Shiner car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shiner, Texas.

Car Theft in Shiner

High levels of vehicle theft can make car insurance more expensive. Shiner, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Shiner

The more time you spend in your car the higher the risk of an accident. The average commute length in Shiner, TX is 27.3 minutes according to City-Data.

Compare Car Insurance Quotes in Shiner, TX

Ready to find affordable Shiner, Texas car insurance today? Enter your ZIP code for fast, free Shiner, TX car insurance quotes.

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