Compare Shirland, IL Car Insurance Rates (2021)

Car insurance in Shirland, IL averages $269 a month. Shirland, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Shirland car insurance rates, compare quotes from the top car insurance companies in Shirland, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shirland for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Shirland is Liberty Mutual
  • Average car insurance rates in Shirland, IL after a DUI are $3,763/year

If you need to buy Shirland, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Shirland, IL is right here.

You’ll find Shirland car insurance rates, the cheapest Shirland, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Shirland, Illinois car insurance rates to Joliet car insurance rates, Peoria car insurance rates, and Springfield car insurance rates.

Ready to find affordable Shirland, IL car insurance today? Enter your ZIP code for fast, free Shirland car insurance quotes.

Cheapest Shirland, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shirland, IL car insurance rates? Every Shirland, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shirland, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,217 $2,217 $2,034 $2,034 $6,337 $8,753 $2,217 $2,863
Farmers $2,350 $2,348 $2,085 $2,206 $10,128 $10,549 $2,688 $2,811
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,270 $1,370 $1,060 $1,183 $4,114 $4,573 $1,325 $1,394
Nationwide $1,556 $1,580 $1,390 $1,468 $4,204 $5,377 $1,806 $1,951
Progressive $1,910 $1,800 $1,575 $1,649 $7,032 $7,892 $2,276 $2,468
State Farm $1,330 $1,330 $1,192 $1,192 $3,852 $4,878 $1,503 $1,730
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

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Minimum Car Insurance in Shirland, IL

Every driver must carry the minimum car insurance in Shirland, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Shirland, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Shirland, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shirland, IL. Compare credit history car insurance rates in Shirland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shirland, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,757 $3,246 $2,749
Farmers $4,994 $4,199 $3,994
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,871 $1,800 $1,438
Nationwide $2,875 $2,330 $2,045
Progressive $3,784 $3,217 $2,975
State Farm $3,087 $1,852 $1,438
Travelers $5,140 $4,145 $3,357
USAA $3,600 $2,467 $2,031

Cheapest Shirland, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shirland, IL to rates for a clean record with top companies.

Annual Shirland, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,633 $3,748 $4,970 $2,986
Farmers $3,709 $4,786 $4,666 $4,422
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,702 $2,402 $2,114 $1,926
Nationwide $1,957 $2,518 $2,951 $2,240
Progressive $2,738 $4,073 $3,033 $3,457
State Farm $1,940 $2,312 $2,126 $2,126
Travelers $3,325 $4,400 $4,927 $4,206
USAA $1,929 $2,762 $3,784 $2,324

Cheapest Shirland, IL Car Insurance for Teen Drivers

Teen car insurance in Shirland, IL can be expensive. Take a look at rates from the top car insurance companies in Shirland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shirland, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,337 $8,753
Farmers $10,128 $10,549
GEICO $4,524 $4,715
Liberty Mutual $4,114 $4,573
Nationwide $4,204 $5,377
Progressive $7,032 $7,892
State Farm $3,852 $4,878
Travelers $7,852 $9,892
USAA $5,149 $5,691

Cheapest Shirland, IL Car Insurance for Seniors

Take a look at Shirland, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shirland, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,034 $2,034
Farmers $2,085 $2,206
GEICO $1,429 $1,724
Liberty Mutual $1,060 $1,183
Nationwide $1,390 $1,468
Progressive $1,575 $1,649
State Farm $1,192 $1,192
Travelers $2,366 $2,530
USAA $1,505 $1,491

Cheapest Shirland, IL Car Insurance Rates After a DUI

A DUI in Shirland, IL increases car insurance rates. Compare Shirland, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shirland, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,820
American Family $4,970
Farmers $4,666
GEICO $3,243
Liberty Mutual $2,114
Nationwide $2,951
Progressive $3,033
State Farm $2,126
Travelers $4,927
USAA $3,784

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Cheapest Shirland, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shirland, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shirland, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,538 $3,630
Farmers $4,396 $4,396
GEICO $2,338 $2,425
Liberty Mutual $2,036 $2,036
Nationwide $2,416 $2,416
Progressive $3,325 $3,325
State Farm $2,072 $2,179
Travelers $4,044 $4,385
USAA $2,624 $2,776

The Best Cheap Car Insurance Companies in Shirland, IL

Take a look at a side-by-side comparison of the top car insurance companies in Shirland, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shirland, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,584
Farmers $4,396
GEICO $2,382
Liberty Mutual $2,036
Nationwide $2,416
Progressive $3,325
State Farm $2,126
Travelers $4,214
USAA $2,700

Category Winners: Cheapest Car Insurance in Shirland, Illinois

Find the cheapest car insurance companies in Shirland, IL for each category right here.

Best Annual Car Insurance Rates by Company in Shirland, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Shirland, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shirland car insurance rates. Find the cheapest Shirland, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shirland, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,443 $3,716 $3,593
Farmers $4,185 $4,295 $4,707
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,922 $2,032 $2,154
Nationwide $2,391 $2,439 $2,419
Progressive $3,045 $3,316 $3,614
State Farm $2,006 $2,128 $2,243
Travelers $3,940 $4,209 $4,494
USAA $2,521 $2,697 $2,882

Compare Car Insurance Quotes in Shirland, IL

Ready to find affordable Shirland, Illinois car insurance today? Enter your ZIP code for fast, free Shirland, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State