Compare Shirley, AR Car Insurance Rates (2021)

Car insurance in Shirley, AR averages $335 a month. Shirley, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Shirley car insurance rates, compare quotes from the top car insurance companies in Shirley, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shirley is USAA
  • Average car insurance rates in Shirley, AR are $4,022/year
  • Average car insurance rates in Shirley, AR after a DUI are $4,814/year

If you need to buy Shirley, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Shirley, AR is right here.

You’ll find Shirley car insurance rates, the cheapest Shirley, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Shirley, Arkansas car insurance rates to Pine Bluff car insurance rates, Hot Springs car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable Shirley, AR car insurance today? Enter your ZIP code for fast, free Shirley car insurance quotes.

Cheapest Shirley, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shirley, AR car insurance rates? Every Shirley, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shirley, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,762 $2,789 $2,457 $2,629 $9,804 $11,723 $3,061 $3,329
Farmers $2,428 $2,420 $2,172 $2,279 $9,967 $10,337 $2,775 $2,929
GEICO $2,470 $2,441 $2,277 $2,214 $6,486 $6,498 $2,432 $2,466
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,447 $2,493 $2,200 $2,323 $5,904 $7,513 $2,798 $3,014
Progressive $2,905 $2,766 $2,386 $2,488 $12,028 $13,565 $3,482 $3,769
State Farm $1,716 $1,716 $1,531 $1,531 $4,918 $6,174 $1,932 $2,226
Travelers $2,205 $2,249 $2,168 $2,176 $12,615 $20,221 $2,353 $2,740
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

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Minimum Car Insurance in Shirley, AR

Every driver must carry the minimum car insurance in Shirley, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Shirley, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shirley, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shirley, AR. Compare credit history car insurance rates in Shirley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shirley, Arkansas

Insurance Company Poor Fair Good
Allstate $6,061 $4,634 $3,763
Farmers $5,026 $4,206 $4,009
GEICO $4,085 $3,359 $2,787
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,238 $3,412 $3,110
Progressive $6,168 $5,239 $4,865
State Farm $3,937 $2,371 $1,846
Travelers $6,710 $5,590 $5,222
USAA $2,729 $1,861 $1,586

Cheapest Shirley, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shirley, AR to rates for a clean record with top companies.

Annual Shirley, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,993 $5,002 $5,533 $4,748
Farmers $3,737 $4,775 $4,666 $4,476
GEICO $2,316 $3,550 $5,285 $2,492
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $2,798 $3,605 $4,866 $3,077
Progressive $4,679 $6,482 $4,913 $5,621
State Farm $2,497 $2,939 $2,718 $2,718
Travelers $4,897 $5,060 $7,391 $6,016
USAA $1,585 $2,004 $2,887 $1,758

Cheapest Shirley, AR Car Insurance for Teen Drivers

Teen car insurance in Shirley, AR can be expensive. Take a look at rates from the top car insurance companies in Shirley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shirley, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,804 $11,723
Farmers $9,967 $10,337
GEICO $6,486 $6,498
Liberty Mutual $7,977 $8,773
Nationwide $5,904 $7,513
Progressive $12,028 $13,565
State Farm $4,918 $6,174
Travelers $12,615 $20,221
USAA $3,959 $4,151

Cheapest Shirley, AR Car Insurance for Seniors

Take a look at Shirley, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shirley, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,457 $2,629
Farmers $2,172 $2,279
GEICO $2,277 $2,214
Liberty Mutual $2,208 $2,460
Nationwide $2,200 $2,323
Progressive $2,386 $2,488
State Farm $1,531 $1,531
Travelers $2,168 $2,176
USAA $1,183 $1,194

Cheapest Shirley, AR Car Insurance Rates After a DUI

A DUI in Shirley, AR increases car insurance rates. Compare Shirley, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shirley, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,533
Farmers $4,666
GEICO $5,285
Liberty Mutual $5,070
Nationwide $4,866
Progressive $4,913
State Farm $2,718
Travelers $7,391
USAA $2,887

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Cheapest Shirley, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shirley, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shirley, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,819 $4,819
Farmers $4,414 $4,414
GEICO $3,386 $3,435
Liberty Mutual $3,923 $3,923
Nationwide $3,587 $3,587
Progressive $5,424 $5,424
State Farm $2,654 $2,781
Travelers $5,841 $5,841
USAA $2,000 $2,117

The Best Cheap Car Insurance Companies in Shirley, AR

Take a look at a side-by-side comparison of the top car insurance companies in Shirley, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shirley, Arkansas

Insurance Company Average Annual Rates
Allstate $4,819
Farmers $4,414
GEICO $3,411
Liberty Mutual $3,923
Nationwide $3,587
Progressive $5,424
State Farm $2,718
Travelers $5,841
USAA $2,059

Category Winners: Cheapest Car Insurance in Shirley, Arkansas

Find the cheapest car insurance companies in Shirley, AR for each category right here.

Best Annual Car Insurance Rates by Company in Shirley, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Shirley, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shirley car insurance rates. Find the cheapest Shirley, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shirley, Arkansas

Insurance Company Low Medium High
Allstate $4,686 $4,816 $4,956
Farmers $4,208 $4,370 $4,662
GEICO $3,275 $3,410 $3,547
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $3,610 $3,515 $3,635
Progressive $5,038 $5,345 $5,888
State Farm $2,598 $2,715 $2,841
Travelers $5,579 $5,858 $6,086
USAA $1,975 $2,051 $2,149

What affects car insurance rates in Shirley, Arkansas?

What factors can have an impact on Shirley, AR car insurance? There are several reasons why Shirley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shirley, Arkansas.

Commute Time in Shirley

The more time you spend in your car the higher the risk of an accident. The average commute length in Shirley, AR is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Shirley, AR

Ready to find affordable Shirley, Arkansas car insurance today? Enter your ZIP code for fast, free Shirley, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State