Compare Shirley, IL Car Insurance Rates (2021)

Car insurance in Shirley, IL averages $240 a month. Shirley, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Shirley car insurance rates, compare quotes from the top car insurance companies in Shirley, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shirley, IL after a DUI are $3,349/year
  • Average car insurance rates in Shirley, IL are $2,878/year
  • The cheapest car insurance company in Shirley is Travelers

If you need to buy Shirley, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Shirley, IL is right here.

You’ll find Shirley car insurance rates, the cheapest Shirley, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Shirley, Illinois car insurance rates to Aurora car insurance rates, Springfield car insurance rates, and Chicago car insurance rates.

Ready to find affordable Shirley, IL car insurance today? Enter your ZIP code for fast, free Shirley car insurance quotes.

Cheapest Shirley, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shirley, IL car insurance rates? Every Shirley, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shirley, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,880 $3,004 $3,004 $7,546 $9,834 $3,451 $3,734
American Family $2,115 $2,115 $1,937 $1,937 $5,956 $8,256 $2,115 $2,726
Farmers $2,182 $2,178 $1,935 $2,047 $9,424 $9,811 $2,500 $2,617
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,362 $1,470 $1,133 $1,265 $4,361 $4,848 $1,426 $1,507
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,753 $1,659 $1,447 $1,508 $6,357 $7,134 $2,094 $2,274
State Farm $1,319 $1,319 $1,188 $1,188 $3,931 $4,970 $1,495 $1,729
Travelers $1,317 $1,384 $1,211 $1,286 $3,847 $4,804 $1,392 $1,462
USAA $1,387 $1,405 $1,296 $1,272 $4,481 $4,914 $1,813 $1,981

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Minimum Car Insurance in Shirley, IL

Every driver must carry the minimum car insurance in Shirley, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Shirley, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Shirley, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shirley, IL. Compare credit history car insurance rates in Shirley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shirley, Illinois

Insurance Company Poor Fair Good
Allstate $5,769 $4,188 $3,663
American Family $4,513 $3,071 $2,599
Farmers $4,643 $3,904 $3,713
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,069 $1,916 $1,529
Nationwide $2,910 $2,352 $2,066
Progressive $3,449 $2,929 $2,708
State Farm $3,116 $1,865 $1,446
Travelers $2,536 $2,059 $1,668
USAA $3,074 $2,125 $1,757

Cheapest Shirley, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shirley, IL to rates for a clean record with top companies.

Annual Shirley, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $5,522 $5,169 $4,257
American Family $2,492 $3,557 $4,702 $2,827
Farmers $3,445 $4,449 $4,338 $4,114
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,815 $2,559 $2,257 $2,055
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,499 $3,700 $2,763 $3,151
State Farm $1,948 $2,337 $2,142 $2,142
Travelers $1,671 $2,189 $2,406 $2,084
USAA $1,654 $2,381 $3,244 $1,995

Cheapest Shirley, IL Car Insurance for Teen Drivers

Teen car insurance in Shirley, IL can be expensive. Take a look at rates from the top car insurance companies in Shirley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shirley, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,546 $9,834
American Family $5,956 $8,256
Farmers $9,424 $9,811
GEICO $4,847 $5,129
Liberty Mutual $4,361 $4,848
Nationwide $4,229 $5,428
Progressive $6,357 $7,134
State Farm $3,931 $4,970
Travelers $3,847 $4,804
USAA $4,481 $4,914

Cheapest Shirley, IL Car Insurance for Seniors

Take a look at Shirley, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shirley, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,004 $3,004
American Family $1,937 $1,937
Farmers $1,935 $2,047
GEICO $1,521 $1,797
Liberty Mutual $1,133 $1,265
Nationwide $1,407 $1,490
Progressive $1,447 $1,508
State Farm $1,188 $1,188
Travelers $1,211 $1,286
USAA $1,296 $1,272

Cheapest Shirley, IL Car Insurance Rates After a DUI

A DUI in Shirley, IL increases car insurance rates. Compare Shirley, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shirley, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,169
American Family $4,702
Farmers $4,338
GEICO $3,482
Liberty Mutual $2,257
Nationwide $2,990
Progressive $2,763
State Farm $2,142
Travelers $2,406
USAA $3,244

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Cheapest Shirley, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shirley, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shirley, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,351 $3,438
Farmers $4,087 $4,087
GEICO $2,519 $2,617
Liberty Mutual $2,172 $2,172
Nationwide $2,443 $2,443
Progressive $3,028 $3,028
State Farm $2,088 $2,197
Travelers $2,007 $2,169
USAA $2,254 $2,383

The Best Cheap Car Insurance Companies in Shirley, IL

Take a look at a side-by-side comparison of the top car insurance companies in Shirley, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shirley, Illinois

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,394
Farmers $4,087
GEICO $2,568
Liberty Mutual $2,172
Nationwide $2,443
Progressive $3,028
State Farm $2,142
Travelers $2,088
USAA $2,318

Category Winners: Cheapest Car Insurance in Shirley, Illinois

Find the cheapest car insurance companies in Shirley, IL for each category right here.

Best Annual Car Insurance Rates by Company in Shirley, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Shirley, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shirley car insurance rates. Find the cheapest Shirley, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shirley, Illinois

Insurance Company Low Medium High
Allstate $4,419 $4,536 $4,665
American Family $3,274 $3,518 $3,391
Farmers $3,895 $3,995 $4,371
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,061 $2,168 $2,286
Nationwide $2,426 $2,463 $2,439
Progressive $2,807 $3,022 $3,256
State Farm $2,024 $2,147 $2,257
Travelers $1,981 $2,086 $2,196
USAA $2,143 $2,316 $2,496

Compare Car Insurance Quotes in Shirley, IL

Ready to find affordable Shirley, Illinois car insurance today? Enter your ZIP code for fast, free Shirley, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State