Compare Shirleysburg, PA Car Insurance Rates (2021)

Car insurance in Shirleysburg, PA averages $303 a month. Shirleysburg, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Shirleysburg car insurance rates, compare quotes from the top car insurance companies in Shirleysburg, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shirleysburg is USAA
  • The cheapest car insurance company in Shirleysburg for teen drivers is USAA
  • Average car insurance rates in Shirleysburg, PA after a DUI are $3,987/year

If you need to buy Shirleysburg, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Shirleysburg, PA is right here.

You’ll find Shirleysburg car insurance rates, the cheapest Shirleysburg, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Shirleysburg, Pennsylvania car insurance rates to Erie car insurance rates, Pittsburgh car insurance rates, and York car insurance rates.

Ready to find affordable Shirleysburg, PA car insurance today? Enter your ZIP code for fast, free Shirleysburg car insurance quotes.

Cheapest Shirleysburg, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shirleysburg, PA car insurance rates? Every Shirleysburg, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shirleysburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,192 $2,192 $2,013 $2,013 $7,116 $7,116 $2,421 $2,421
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,786 $1,786 $1,690 $1,690 $5,023 $5,023 $2,002 $2,002
Progressive $2,554 $2,554 $2,276 $2,276 $8,132 $8,132 $3,283 $3,283
State Farm $1,646 $1,646 $1,436 $1,436 $5,628 $5,628 $1,802 $1,802
Travelers $1,678 $1,678 $1,793 $1,793 $23,624 $23,624 $2,036 $2,036
USAA $986 $986 $892 $892 $2,954 $2,954 $1,304 $1,304

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Minimum Car Insurance in Shirleysburg, PA

Every driver must carry the minimum car insurance in Shirleysburg, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Shirleysburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Shirleysburg, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shirleysburg, PA. Compare credit history car insurance rates in Shirleysburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shirleysburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,402 $3,269 $2,636
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $3,082 $2,533 $2,261
Progressive $5,387 $3,771 $3,026
State Farm $3,741 $2,316 $1,828
Travelers $7,937 $7,153 $6,758
USAA $1,911 $1,425 $1,264

Cheapest Shirleysburg, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shirleysburg, PA to rates for a clean record with top companies.

Annual Shirleysburg, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,293 $3,863 $3,293 $3,293
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,893 $2,531 $3,536 $2,542
Progressive $3,688 $5,069 $3,792 $3,695
State Farm $2,431 $2,826 $2,628 $2,628
Travelers $5,191 $7,357 $9,226 $7,357
USAA $1,236 $1,702 $1,816 $1,380

Cheapest Shirleysburg, PA Car Insurance for Teen Drivers

Teen car insurance in Shirleysburg, PA can be expensive. Take a look at rates from the top car insurance companies in Shirleysburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shirleysburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,116 $7,116
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $5,023 $5,023
Progressive $8,132 $8,132
State Farm $5,628 $5,628
Travelers $23,624 $23,624
USAA $2,954 $2,954

Cheapest Shirleysburg, PA Car Insurance for Seniors

Take a look at Shirleysburg, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shirleysburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,013
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,690 $1,690
Progressive $2,276 $2,276
State Farm $1,436 $1,436
Travelers $1,793 $1,793
USAA $892 $892

Cheapest Shirleysburg, PA Car Insurance Rates After a DUI

A DUI in Shirleysburg, PA increases car insurance rates. Compare Shirleysburg, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shirleysburg, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,293
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,536
Progressive $3,792
State Farm $2,628
Travelers $9,226
USAA $1,816

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Cheapest Shirleysburg, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shirleysburg, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shirleysburg, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,369 $3,502
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,625 $2,625
Progressive $4,061 $4,061
State Farm $2,551 $2,705
Travelers $7,283 $7,283
USAA $1,490 $1,577

The Best Cheap Car Insurance Companies in Shirleysburg, PA

Take a look at a side-by-side comparison of the top car insurance companies in Shirleysburg, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shirleysburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,436
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,625
Progressive $4,061
State Farm $2,628
Travelers $7,283
USAA $1,534

Category Winners: Cheapest Car Insurance in Shirleysburg, Pennsylvania

Find the cheapest car insurance companies in Shirleysburg, PA for each category right here.

Best Annual Car Insurance Rates by Company in Shirleysburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Shirleysburg, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shirleysburg car insurance rates. Find the cheapest Shirleysburg, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shirleysburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,310 $3,453 $3,544
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,656 $2,656 $2,564
Progressive $3,766 $4,089 $4,328
State Farm $2,502 $2,652 $2,730
Travelers $7,466 $7,261 $7,121
USAA $1,421 $1,548 $1,632

What affects car insurance rates in Shirleysburg, Pennsylvania?

What factors can have an impact on Shirleysburg, PA car insurance? There are several reasons why Shirleysburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shirleysburg, Pennsylvania.

Commute Time in Shirleysburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Shirleysburg, PA is 26.7 minutes according to City-Data.

Compare Car Insurance Quotes in Shirleysburg, PA

Ready to find affordable Shirleysburg, Pennsylvania car insurance today? Enter your ZIP code for fast, free Shirleysburg, PA car insurance quotes.

Free Car Insurance Comparison

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