Compare Shobonier, IL Car Insurance Rates (2021)

Car insurance in Shobonier, IL averages $250 a month. Shobonier, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Shobonier car insurance rates, compare quotes from the top car insurance companies in Shobonier, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shobonier for teen drivers is Travelers
  • Average car insurance rates in Shobonier, IL after a DUI are $3,505/year
  • The cheapest car insurance company in Shobonier is Travelers

If you need to buy Shobonier, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Shobonier, IL is right here.

You’ll find Shobonier car insurance rates, the cheapest Shobonier, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Shobonier, Illinois car insurance rates to Joliet car insurance rates, Cicero car insurance rates, and Champaign car insurance rates.

Ready to find affordable Shobonier, IL car insurance today? Enter your ZIP code for fast, free Shobonier car insurance quotes.

Cheapest Shobonier, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shobonier, IL car insurance rates? Every Shobonier, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shobonier, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,346 $1,454 $1,120 $1,252 $4,288 $4,772 $1,408 $1,488
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $1,773 $1,690 $1,458 $1,521 $6,152 $6,920 $2,116 $2,294
State Farm $1,374 $1,374 $1,218 $1,218 $3,798 $4,833 $1,550 $1,771
Travelers $1,284 $1,353 $1,154 $1,229 $3,441 $4,241 $1,362 $1,434
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Shobonier, IL

Every driver must carry the minimum car insurance in Shobonier, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Shobonier, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Shobonier, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shobonier, IL. Compare credit history car insurance rates in Shobonier from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shobonier, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,742 $3,217 $2,718
Farmers $4,603 $3,851 $3,665
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,027 $1,888 $1,508
Nationwide $4,078 $3,280 $2,871
Progressive $3,417 $2,890 $2,664
State Farm $3,115 $1,865 $1,446
Travelers $2,375 $1,891 $1,546
USAA $3,657 $2,511 $2,069

Cheapest Shobonier, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shobonier, IL to rates for a clean record with top companies.

Annual Shobonier, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,791 $2,523 $2,225 $2,026
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $2,474 $3,633 $2,733 $3,122
State Farm $1,967 $2,317 $2,142 $2,142
Travelers $1,556 $2,018 $2,235 $1,940
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Shobonier, IL Car Insurance for Teen Drivers

Teen car insurance in Shobonier, IL can be expensive. Take a look at rates from the top car insurance companies in Shobonier for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shobonier, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,205 $8,633
Farmers $9,133 $9,512
GEICO $4,375 $4,641
Liberty Mutual $4,288 $4,772
Nationwide $5,974 $7,701
Progressive $6,152 $6,920
State Farm $3,798 $4,833
Travelers $3,441 $4,241
USAA $5,277 $5,820

Cheapest Shobonier, IL Car Insurance for Seniors

Take a look at Shobonier, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shobonier, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,037 $2,037
Farmers $1,973 $2,079
GEICO $1,364 $1,612
Liberty Mutual $1,120 $1,252
Nationwide $1,920 $2,041
Progressive $1,458 $1,521
State Farm $1,218 $1,218
Travelers $1,154 $1,229
USAA $1,524 $1,504

Cheapest Shobonier, IL Car Insurance Rates After a DUI

A DUI in Shobonier, IL increases car insurance rates. Compare Shobonier, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shobonier, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,933
Farmers $4,279
GEICO $3,141
Liberty Mutual $2,225
Nationwide $4,198
Progressive $2,733
State Farm $2,142
Travelers $2,235
USAA $3,851

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Cheapest Shobonier, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shobonier, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shobonier, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,513 $3,605
Farmers $4,039 $4,039
GEICO $2,263 $2,351
Liberty Mutual $2,141 $2,141
Nationwide $3,410 $3,410
Progressive $2,990 $2,990
State Farm $2,088 $2,196
Travelers $1,863 $2,012
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Shobonier, IL

Take a look at a side-by-side comparison of the top car insurance companies in Shobonier, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shobonier, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,559
Farmers $4,039
GEICO $2,307
Liberty Mutual $2,141
Nationwide $3,410
Progressive $2,990
State Farm $2,142
Travelers $1,937
USAA $2,746

Category Winners: Cheapest Car Insurance in Shobonier, Illinois

Find the cheapest car insurance companies in Shobonier, IL for each category right here.

Best Annual Car Insurance Rates by Company in Shobonier, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Travelers

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Cheapest Shobonier, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shobonier car insurance rates. Find the cheapest Shobonier, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shobonier, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,452 $3,688 $3,537
Farmers $3,862 $3,955 $4,302
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,023 $2,137 $2,264
Nationwide $3,399 $3,437 $3,393
Progressive $2,761 $2,984 $3,227
State Farm $2,032 $2,145 $2,249
Travelers $1,837 $1,935 $2,039
USAA $2,561 $2,743 $2,933

Compare Car Insurance Quotes in Shobonier, IL

Ready to find affordable Shobonier, Illinois car insurance today? Enter your ZIP code for fast, free Shobonier, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State