Compare Shokan, NY Car Insurance Rates (2021)

Car insurance in Shokan, NY averages $338 a month. Shokan, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Shokan car insurance rates, compare quotes from the top car insurance companies in Shokan, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shokan, NY are $4,060/year
  • Average car insurance rates in Shokan, NY after a DUI are $5,355/year
  • The cheapest car insurance company in Shokan is GEICO

If you need to buy Shokan, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Shokan, NY is right here.

You’ll find Shokan car insurance rates, the cheapest Shokan, NY car insurance companies, and information on New York car insurance laws. You can also compare Shokan, New York car insurance rates to Albany car insurance rates, Yonkers car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Shokan, NY car insurance today? Enter your ZIP code for fast, free Shokan car insurance quotes.

Cheapest Shokan, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shokan, NY car insurance rates? Every Shokan, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shokan, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,345 $3,379 $3,419 $10,567 $11,266 $3,505 $3,516
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,125 $1,978 $1,695 $1,723 $7,059 $7,815 $2,720 $2,624
State Farm $2,931 $2,931 $2,556 $2,556 $8,702 $11,208 $3,226 $3,415
Travelers $2,867 $2,896 $2,618 $2,809 $6,708 $7,965 $3,044 $3,178
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Shokan, NY

Every driver must carry the minimum car insurance in Shokan, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Shokan, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Shokan, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shokan, NY. Compare credit history car insurance rates in Shokan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shokan, New York

Insurance Company Poor Fair Good
Allstate $7,716 $4,445 $3,811
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,547 $2,811 $2,044
State Farm $6,627 $4,152 $3,293
Travelers $5,529 $3,483 $3,020
USAA $5,185 $2,565 $2,265

Cheapest Shokan, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shokan, NY to rates for a clean record with top companies.

Annual Shokan, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $4,496 $6,609 $5,694
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,372 $3,372 $3,733 $3,393
State Farm $4,465 $4,465 $4,916 $4,916
Travelers $3,427 $4,282 $4,347 $3,987
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Shokan, NY Car Insurance for Teen Drivers

Teen car insurance in Shokan, NY can be expensive. Take a look at rates from the top car insurance companies in Shokan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shokan, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $11,266
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $7,059 $7,815
State Farm $8,702 $11,208
Travelers $6,708 $7,965
USAA $6,993 $8,362

Cheapest Shokan, NY Car Insurance for Seniors

Take a look at Shokan, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shokan, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,379 $3,419
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,695 $1,723
State Farm $2,556 $2,556
Travelers $2,618 $2,809
USAA $1,576 $1,583

Cheapest Shokan, NY Car Insurance Rates After a DUI

A DUI in Shokan, NY increases car insurance rates. Compare Shokan, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shokan, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,609
GEICO $3,419
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,733
State Farm $4,916
Travelers $4,347
USAA $4,343

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Cheapest Shokan, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shokan, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shokan, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,249 $5,399
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,467 $3,467
State Farm $4,526 $4,855
Travelers $4,011 $4,011
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Shokan, NY

Take a look at a side-by-side comparison of the top car insurance companies in Shokan, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shokan, New York

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,467
State Farm $4,691
Travelers $4,011
USAA $3,339

Category Winners: Cheapest Car Insurance in Shokan, New York

Find the cheapest car insurance companies in Shokan, NY for each category right here.

Best Annual Car Insurance Rates by Company in Shokan, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Shokan, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shokan car insurance rates. Find the cheapest Shokan, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shokan, New York

Insurance Company Low Medium High
Allstate $4,950 $5,300 $5,722
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,288 $3,447 $3,667
State Farm $4,462 $4,717 $4,892
Travelers $3,816 $3,971 $4,246
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Shokan, New York?

What factors can have an impact on Shokan, NY car insurance? There are several reasons why Shokan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shokan, New York.

Commute Time in Shokan

The more time you spend in your car the higher the risk of an accident. The average commute length in Shokan, NY is 26.2 minutes according to City-Data.

Compare Car Insurance Quotes in Shokan, NY

Ready to find affordable Shokan, New York car insurance today? Enter your ZIP code for fast, free Shokan, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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