Compare Short Hills, NJ Car Insurance Rates (2021)

Car insurance in Short Hills, NJ averages $480 a month. Short Hills, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Short Hills car insurance rates, compare quotes from the top car insurance companies in Short Hills, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Short Hills for teen drivers is GEICO
  • Average car insurance rates in Short Hills, NJ after a DUI are $6,708/year
  • The cheapest car insurance company in Short Hills is GEICO

If you need to buy Short Hills, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Short Hills, NJ is right here.

You’ll find Short Hills car insurance rates, the cheapest Short Hills, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Short Hills, New Jersey car insurance rates to Newark car insurance rates, Passaic car insurance rates, and Paterson car insurance rates.

Ready to find affordable Short Hills, NJ car insurance today? Enter your ZIP code for fast, free Short Hills car insurance quotes.

Cheapest Short Hills, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Short Hills, NJ car insurance rates? Every Short Hills, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Short Hills, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,901 $3,882 $3,779 $3,779 $12,372 $15,221 $4,585 $4,741
Farmers $4,969 $5,018 $4,833 $4,743 $14,748 $16,998 $5,927 $6,082
GEICO $2,344 $2,304 $2,289 $2,289 $4,302 $4,344 $2,700 $2,650
Liberty Mutual $5,277 $5,277 $5,801 $5,801 $13,827 $15,708 $5,801 $6,676
Progressive $2,032 $1,884 $1,839 $1,882 $9,348 $10,337 $2,410 $2,323
State Farm $4,049 $4,049 $3,665 $3,665 $13,246 $17,003 $4,614 $5,159
Travelers $2,934 $2,903 $2,717 $2,779 $6,932 $8,018 $2,912 $2,929

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Minimum Car Insurance in Short Hills, NJ

Every driver must carry the minimum car insurance in Short Hills, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Short Hills, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Short Hills, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Short Hills, NJ. Compare credit history car insurance rates in Short Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Short Hills, New Jersey

Insurance Company Poor Fair Good
Allstate $9,099 $5,870 $4,630
Farmers $9,406 $7,376 $6,963
GEICO $4,377 $2,514 $1,818
Liberty Mutual $10,179 $7,533 $6,351
Progressive $4,471 $3,919 $3,630
State Farm $10,023 $6,051 $4,720
Travelers $5,323 $3,956 $2,768

Cheapest Short Hills, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Short Hills, NJ to rates for a clean record with top companies.

Annual Short Hills, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,892 $8,159 $7,122 $5,958
Farmers $6,117 $10,431 $8,456 $6,654
GEICO $2,257 $2,968 $4,129 $2,257
Liberty Mutual $7,701 $8,819 $7,863 $7,701
Progressive $3,460 $4,619 $3,934 $4,014
State Farm $3,773 $6,858 $11,017 $6,077
Travelers $3,098 $4,544 $4,436 $3,985

Cheapest Short Hills, NJ Car Insurance for Teen Drivers

Teen car insurance in Short Hills, NJ can be expensive. Take a look at rates from the top car insurance companies in Short Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Short Hills, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,372 $15,221
Farmers $14,748 $16,998
GEICO $4,302 $4,344
Liberty Mutual $13,827 $15,708
Progressive $9,348 $10,337
State Farm $13,246 $17,003
Travelers $6,932 $8,018

Cheapest Short Hills, NJ Car Insurance for Seniors

Take a look at Short Hills, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Short Hills, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,779 $3,779
Farmers $4,833 $4,743
GEICO $2,289 $2,289
Liberty Mutual $5,801 $5,801
Progressive $1,839 $1,882
State Farm $3,665 $3,665
Travelers $2,717 $2,779

Cheapest Short Hills, NJ Car Insurance Rates After a DUI

A DUI in Short Hills, NJ increases car insurance rates. Compare Short Hills, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Short Hills, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,122
Farmers $8,456
GEICO $4,129
Liberty Mutual $7,863
Progressive $3,934
State Farm $11,017
Travelers $4,436

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Cheapest Short Hills, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Short Hills, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Short Hills, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,521 $6,545
Farmers $7,915 $7,915
GEICO $2,879 $2,927
Liberty Mutual $7,942 $8,100
Progressive $4,007 $4,007
State Farm $6,756 $7,107
Travelers $4,016 $4,016

The Best Cheap Car Insurance Companies in Short Hills, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Short Hills, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Short Hills, New Jersey

Insurance Company Average Annual Rates
Allstate $6,533
Farmers $7,915
GEICO $2,903
Liberty Mutual $8,021
Progressive $4,007
State Farm $6,931
Travelers $4,016

Category Winners: Cheapest Car Insurance in Short Hills, New Jersey

Find the cheapest car insurance companies in Short Hills, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Short Hills, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Short Hills, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Short Hills car insurance rates. Find the cheapest Short Hills, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Short Hills, New Jersey

Insurance Company Low Medium High
Allstate $6,027 $6,628 $6,942
Farmers $7,121 $7,879 $8,745
GEICO $2,608 $2,961 $3,140
Liberty Mutual $7,213 $8,257 $8,593
Progressive $3,606 $4,075 $4,339
State Farm $6,467 $7,017 $7,310
Travelers $3,652 $4,018 $4,377

What affects car insurance rates in Short Hills, New Jersey?

What factors can have an impact on Short Hills, NJ car insurance? There are several reasons why Short Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Short Hills, New Jersey.

Commute Time in Short Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Short Hills, NJ is 47.1 minutes according to City-Data.

Compare Car Insurance Quotes in Short Hills, NJ

Ready to find affordable Short Hills, New Jersey car insurance today? Enter your ZIP code for fast, free Short Hills, NJ car insurance quotes.

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