Compare Shorter, AL Car Insurance Rates (2021)

Car insurance in Shorter, AL averages $317 a month. Shorter, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Shorter car insurance rates, compare quotes from the top car insurance companies in Shorter, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Shorter, AL after a DUI are $4,334/year
  • Average car insurance rates in Shorter, AL are $3,807/year
  • The cheapest car insurance company in Shorter is USAA

If you need to buy Shorter, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Shorter, AL is right here.

You’ll find Shorter car insurance rates, the cheapest Shorter, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Shorter, Alabama car insurance rates to Madison car insurance rates, Birmingham car insurance rates, and Montgomery car insurance rates.

Ready to find affordable Shorter, AL car insurance today? Enter your ZIP code for fast, free Shorter car insurance quotes.

Cheapest Shorter, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shorter, AL car insurance rates? Every Shorter, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shorter, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,936 $1,847 $1,753 $1,787 $6,755 $7,274 $2,167 $2,213
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,080 $3,328 $2,523 $2,820 $11,210 $12,466 $3,286 $3,509
Nationwide $1,711 $1,735 $1,558 $1,616 $4,430 $5,728 $1,896 $2,123
Progressive $2,603 $2,455 $2,133 $2,269 $10,368 $11,596 $3,049 $3,244
State Farm $3,126 $3,126 $2,810 $2,810 $9,143 $11,497 $3,524 $4,034
Travelers $1,507 $1,533 $1,405 $1,403 $7,919 $12,463 $1,429 $1,655
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

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Minimum Car Insurance in Shorter, AL

Every driver must carry the minimum car insurance in Shorter, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Shorter, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Shorter, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shorter, AL. Compare credit history car insurance rates in Shorter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shorter, Alabama

Insurance Company Poor Fair Good
Allstate $3,973 $3,124 $2,553
Farmers $5,138 $4,409 $4,182
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,566 $4,632 $3,635
Nationwide $3,137 $2,448 $2,214
Progressive $5,341 $4,557 $4,246
State Farm $8,119 $4,112 $2,794
Travelers $3,999 $3,464 $3,529
USAA $3,047 $1,984 $1,771

Cheapest Shorter, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shorter, AL to rates for a clean record with top companies.

Annual Shorter, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,738 $3,227 $3,812 $3,089
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,137 $5,763 $5,635 $5,576
Nationwide $2,273 $2,273 $3,313 $2,539
Progressive $4,264 $5,335 $4,574 $4,686
State Farm $4,542 $5,578 $4,957 $4,957
Travelers $3,056 $3,207 $4,672 $3,722
USAA $1,742 $2,187 $3,255 $1,885

Cheapest Shorter, AL Car Insurance for Teen Drivers

Teen car insurance in Shorter, AL can be expensive. Take a look at rates from the top car insurance companies in Shorter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shorter, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,755 $7,274
Farmers $9,908 $10,210
GEICO $5,541 $5,439
Liberty Mutual $11,210 $12,466
Nationwide $4,430 $5,728
Progressive $10,368 $11,596
State Farm $9,143 $11,497
Travelers $7,919 $12,463
USAA $4,208 $4,671

Cheapest Shorter, AL Car Insurance for Seniors

Take a look at Shorter, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shorter, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,753 $1,787
Farmers $2,397 $2,532
GEICO $1,990 $2,057
Liberty Mutual $2,523 $2,820
Nationwide $1,558 $1,616
Progressive $2,133 $2,269
State Farm $2,810 $2,810
Travelers $1,405 $1,403
USAA $1,313 $1,290

Cheapest Shorter, AL Car Insurance Rates After a DUI

A DUI in Shorter, AL increases car insurance rates. Compare Shorter, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shorter, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,812
Farmers $4,847
GEICO $3,940
Liberty Mutual $5,635
Nationwide $3,313
Progressive $4,574
State Farm $4,957
Travelers $4,672
USAA $3,255

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Cheapest Shorter, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shorter, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shorter, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,217 $3,217
Farmers $4,576 $4,576
GEICO $2,883 $2,990
Liberty Mutual $5,278 $5,278
Nationwide $2,600 $2,600
Progressive $4,715 $4,715
State Farm $4,886 $5,131
Travelers $3,664 $3,664
USAA $2,163 $2,371

The Best Cheap Car Insurance Companies in Shorter, AL

Take a look at a side-by-side comparison of the top car insurance companies in Shorter, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shorter, Alabama

Insurance Company Average Annual Rates
Allstate $3,217
Farmers $4,576
GEICO $2,937
Liberty Mutual $5,278
Nationwide $2,600
Progressive $4,715
State Farm $5,008
Travelers $3,664
USAA $2,267

Category Winners: Cheapest Car Insurance in Shorter, Alabama

Find the cheapest car insurance companies in Shorter, AL for each category right here.

Best Annual Car Insurance Rates by Company in Shorter, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Shorter, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shorter car insurance rates. Find the cheapest Shorter, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shorter, Alabama

Insurance Company Low Medium High
Allstate $3,102 $3,212 $3,335
Farmers $4,352 $4,524 $4,852
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,042 $5,253 $5,537
Nationwide $2,587 $2,576 $2,636
Progressive $4,240 $4,690 $5,214
State Farm $4,736 $5,002 $5,287
Travelers $3,486 $3,738 $3,769
USAA $2,186 $2,255 $2,361

What affects car insurance rates in Shorter, Alabama?

What factors can have an impact on Shorter, AL car insurance? There are several reasons why Shorter car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shorter, Alabama.

Commute Time in Shorter

The more time you spend in your car the higher the risk of an accident. The average commute length in Shorter, AL is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Shorter, AL

Ready to find affordable Shorter, Alabama car insurance today? Enter your ZIP code for fast, free Shorter, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State