Compare Shoshone, ID Car Insurance Rates (2021)

Car insurance in Shoshone, ID averages $234 a month. Shoshone, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Shoshone car insurance rates, compare quotes from the top car insurance companies in Shoshone, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shoshone for teen drivers is USAA
  • The cheapest car insurance company in Shoshone is USAA
  • Average car insurance rates in Shoshone, ID are $2,805/year

If you need to buy Shoshone, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Shoshone, ID is right here.

You’ll find Shoshone car insurance rates, the cheapest Shoshone, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Shoshone, Idaho car insurance rates to Twin Falls car insurance rates, Nampa car insurance rates, and Coeur d’Alene car insurance rates.

Ready to find affordable Shoshone, ID car insurance today? Enter your ZIP code for fast, free Shoshone car insurance quotes.

Cheapest Shoshone, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shoshone, ID car insurance rates? Every Shoshone, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shoshone, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,362 $2,348 $2,055 $2,131 $8,658 $10,005 $2,638 $2,788
American Family $2,233 $2,233 $1,982 $1,982 $8,024 $10,423 $2,233 $2,802
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,308 $1,410 $1,060 $1,184 $4,175 $4,644 $1,386 $1,464
Nationwide $1,693 $1,730 $1,531 $1,622 $4,180 $5,135 $1,984 $2,134
State Farm $1,110 $1,110 $1,004 $1,004 $3,340 $4,216 $1,253 $1,441
Travelers $1,335 $1,356 $1,346 $1,339 $6,621 $10,474 $1,420 $1,622
USAA $1,025 $1,023 $1,003 $989 $3,348 $3,751 $1,358 $1,463

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Minimum Car Insurance in Shoshone, ID

Every driver must carry the minimum car insurance in Shoshone, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Shoshone, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Shoshone, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shoshone, ID. Compare credit history car insurance rates in Shoshone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shoshone, Idaho

Insurance Company Poor Fair Good
Allstate $5,445 $3,696 $3,228
American Family $5,151 $3,677 $3,140
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $2,960 $1,826 $1,451
Nationwide $2,980 $2,411 $2,112
State Farm $2,542 $1,607 $1,280
Travelers $3,651 $3,072 $2,844
USAA $2,546 $1,488 $1,201

Cheapest Shoshone, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shoshone, ID to rates for a clean record with top companies.

Annual Shoshone, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,402 $4,277 $4,778 $4,035
American Family $3,139 $4,448 $4,809 $3,561
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,729 $2,163 $2,230 $2,193
Nationwide $1,922 $2,481 $3,448 $2,153
State Farm $1,649 $1,971 $1,810 $1,810
Travelers $1,965 $2,800 $4,858 $3,134
USAA $1,254 $1,786 $2,422 $1,518

Cheapest Shoshone, ID Car Insurance for Teen Drivers

Teen car insurance in Shoshone, ID can be expensive. Take a look at rates from the top car insurance companies in Shoshone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shoshone, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,658 $10,005
American Family $8,024 $10,423
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,175 $4,644
Nationwide $4,180 $5,135
State Farm $3,340 $4,216
Travelers $6,621 $10,474
USAA $3,348 $3,751

Cheapest Shoshone, ID Car Insurance for Seniors

Take a look at Shoshone, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shoshone, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,055 $2,131
American Family $1,982 $1,982
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,060 $1,184
Nationwide $1,531 $1,622
State Farm $1,004 $1,004
Travelers $1,346 $1,339
USAA $1,003 $989

Cheapest Shoshone, ID Car Insurance Rates After a DUI

A DUI in Shoshone, ID increases car insurance rates. Compare Shoshone, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shoshone, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,778
American Family $4,809
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,230
Nationwide $3,448
State Farm $1,810
Travelers $4,858
USAA $2,422

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Cheapest Shoshone, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shoshone, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shoshone, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,123 $4,123
American Family $3,907 $4,072
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,079 $2,079
Nationwide $2,501 $2,501
State Farm $1,765 $1,854
Travelers $3,189 $3,189
USAA $1,724 $1,766

The Best Cheap Car Insurance Companies in Shoshone, ID

Take a look at a side-by-side comparison of the top car insurance companies in Shoshone, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shoshone, Idaho

Insurance Company Average Annual Rates
Allstate $4,123
American Family $3,989
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,079
Nationwide $2,501
State Farm $1,810
Travelers $3,189
USAA $1,745

Category Winners: Cheapest Car Insurance in Shoshone, Idaho

Find the cheapest car insurance companies in Shoshone, ID for each category right here.

Best Annual Car Insurance Rates by Company in Shoshone, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Shoshone, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shoshone car insurance rates. Find the cheapest Shoshone, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shoshone, Idaho

Insurance Company Low Medium High
Allstate $3,969 $4,115 $4,285
American Family $3,984 $4,188 $3,796
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $1,962 $2,076 $2,199
Nationwide $2,455 $2,627 $2,422
State Farm $1,699 $1,814 $1,916
Travelers $3,134 $3,236 $3,197
USAA $1,692 $1,742 $1,801

What affects car insurance rates in Shoshone, Idaho?

What factors can have an impact on Shoshone, ID car insurance? There are several reasons why Shoshone car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shoshone, Idaho.

Commute Time in Shoshone

The more time you spend in your car the higher the risk of an accident. The average commute length in Shoshone, ID is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Shoshone, ID

Ready to find affordable Shoshone, Idaho car insurance today? Enter your ZIP code for fast, free Shoshone, ID car insurance quotes.

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