Compare Shumway, IL Car Insurance Rates (2021)

Car insurance in Shumway, IL averages $240 a month. Shumway, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Shumway car insurance rates, compare quotes from the top car insurance companies in Shumway, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Shumway is State Farm
  • Average car insurance rates in Shumway, IL after a DUI are $3,366/year
  • The cheapest car insurance company in Shumway for teen drivers is State Farm

If you need to buy Shumway, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Shumway, IL is right here.

You’ll find Shumway car insurance rates, the cheapest Shumway, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Shumway, Illinois car insurance rates to Naperville car insurance rates, Chicago car insurance rates, and Springfield car insurance rates.

Ready to find affordable Shumway, IL car insurance today? Enter your ZIP code for fast, free Shumway car insurance quotes.

Cheapest Shumway, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Shumway, IL car insurance rates? Every Shumway, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shumway, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,166 $2,167 $1,923 $2,031 $9,176 $9,565 $2,474 $2,593
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,309 $1,415 $1,092 $1,220 $4,118 $4,581 $1,370 $1,449
Nationwide $1,505 $1,533 $1,343 $1,422 $4,036 $5,173 $1,742 $1,884
Progressive $1,757 $1,671 $1,448 $1,509 $6,190 $6,958 $2,098 $2,274
State Farm $1,265 $1,265 $1,129 $1,129 $3,622 $4,591 $1,429 $1,645
Travelers $1,370 $1,446 $1,249 $1,330 $3,863 $4,833 $1,451 $1,527
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Shumway, IL

Every driver must carry the minimum car insurance in Shumway, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Shumway, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Shumway, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Shumway, IL. Compare credit history car insurance rates in Shumway from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Shumway, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,695 $3,190 $2,696
Farmers $4,564 $3,829 $3,643
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,927 $1,824 $1,457
Nationwide $2,776 $2,244 $1,969
Progressive $3,411 $2,889 $2,666
State Farm $2,921 $1,750 $1,357
Travelers $2,607 $2,091 $1,703
USAA $3,657 $2,511 $2,069

Cheapest Shumway, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Shumway, IL to rates for a clean record with top companies.

Annual Shumway, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,389 $4,364 $4,255 $4,040
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,731 $2,436 $2,151 $1,960
Nationwide $1,885 $2,428 $2,847 $2,159
Progressive $2,470 $3,637 $2,730 $3,116
State Farm $1,837 $2,182 $2,009 $2,009
Travelers $1,703 $2,221 $2,480 $2,130
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Shumway, IL Car Insurance for Teen Drivers

Teen car insurance in Shumway, IL can be expensive. Take a look at rates from the top car insurance companies in Shumway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Shumway, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,175 $8,572
Farmers $9,176 $9,565
GEICO $4,375 $4,641
Liberty Mutual $4,118 $4,581
Nationwide $4,036 $5,173
Progressive $6,190 $6,958
State Farm $3,622 $4,591
Travelers $3,863 $4,833
USAA $5,277 $5,820

Cheapest Shumway, IL Car Insurance for Seniors

Take a look at Shumway, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Shumway, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,014 $2,014
Farmers $1,923 $2,031
GEICO $1,364 $1,612
Liberty Mutual $1,092 $1,220
Nationwide $1,343 $1,422
Progressive $1,448 $1,509
State Farm $1,129 $1,129
Travelers $1,249 $1,330
USAA $1,524 $1,504

Cheapest Shumway, IL Car Insurance Rates After a DUI

A DUI in Shumway, IL increases car insurance rates. Compare Shumway, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Shumway, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,889
Farmers $4,255
GEICO $3,141
Liberty Mutual $2,151
Nationwide $2,847
Progressive $2,730
State Farm $2,009
Travelers $2,480
USAA $3,851

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Cheapest Shumway, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Shumway, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Shumway, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,482 $3,573
Farmers $4,012 $4,012
GEICO $2,263 $2,351
Liberty Mutual $2,069 $2,069
Nationwide $2,330 $2,330
Progressive $2,988 $2,988
State Farm $1,959 $2,060
Travelers $2,051 $2,216
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Shumway, IL

Take a look at a side-by-side comparison of the top car insurance companies in Shumway, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Shumway, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,527
Farmers $4,012
GEICO $2,307
Liberty Mutual $2,069
Nationwide $2,330
Progressive $2,988
State Farm $2,009
Travelers $2,134
USAA $2,746

Category Winners: Cheapest Car Insurance in Shumway, Illinois

Find the cheapest car insurance companies in Shumway, IL for each category right here.

Best Annual Car Insurance Rates by Company in Shumway, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Shumway, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Shumway car insurance rates. Find the cheapest Shumway, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Shumway, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,413 $3,656 $3,512
Farmers $3,823 $3,920 $4,293
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,956 $2,065 $2,187
Nationwide $2,330 $2,344 $2,315
Progressive $2,760 $2,982 $3,223
State Farm $1,904 $2,012 $2,112
Travelers $2,000 $2,131 $2,270
USAA $2,561 $2,743 $2,933

What affects car insurance rates in Shumway, Illinois?

What factors can have an impact on Shumway, IL car insurance? There are several reasons why Shumway car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Shumway, Illinois.

Commute Time in Shumway

The more time you spend in your car the higher the risk of an accident. The average commute length in Shumway, IL is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Shumway, IL

Ready to find affordable Shumway, Illinois car insurance today? Enter your ZIP code for fast, free Shumway, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State