Compare Sibley, IA Car Insurance Rates (2021)

Car insurance in Sibley, IA averages $246 a month. Sibley, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Sibley car insurance rates, compare quotes from the top car insurance companies in Sibley, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sibley for teen drivers is USAA
  • The cheapest car insurance company in Sibley is USAA
  • Average car insurance rates in Sibley, IA are $2,950/year

If you need to buy Sibley, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Sibley, IA is right here.

You’ll find Sibley car insurance rates, the cheapest Sibley, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Sibley, Iowa car insurance rates to Ankeny car insurance rates, Waterloo car insurance rates, and Davenport car insurance rates.

Ready to find affordable Sibley, IA car insurance today? Enter your ZIP code for fast, free Sibley car insurance quotes.

Cheapest Sibley, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sibley, IA car insurance rates? Every Sibley, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sibley, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,882 $1,882 $1,684 $1,684 $5,022 $7,042 $1,882 $2,266
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,534 $1,473 $1,267 $1,316 $3,813 $4,297 $1,843 $1,988
State Farm $1,406 $1,406 $1,233 $1,233 $3,774 $4,788 $1,580 $1,800
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

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Minimum Car Insurance in Sibley, IA

Every driver must carry the minimum car insurance in Sibley, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Sibley, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sibley, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sibley, IA. Compare credit history car insurance rates in Sibley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sibley, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,720 $2,735 $2,299
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,585 $2,093 $1,897
State Farm $3,065 $1,897 $1,496
Travelers $5,914 $5,049 $4,812
USAA $2,427 $1,667 $1,444

Cheapest Sibley, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sibley, IA to rates for a clean record with top companies.

Annual Sibley, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,106 $3,089 $4,002 $2,476
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,761 $2,890 $1,912 $2,203
State Farm $1,995 $2,310 $2,153 $2,153
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,411 $1,893 $2,461 $1,619

Cheapest Sibley, IA Car Insurance for Teen Drivers

Teen car insurance in Sibley, IA can be expensive. Take a look at rates from the top car insurance companies in Sibley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sibley, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,022 $7,042
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,813 $4,297
State Farm $3,774 $4,788
Travelers $10,512 $16,825
USAA $3,318 $3,528

Cheapest Sibley, IA Car Insurance for Seniors

Take a look at Sibley, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sibley, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,684 $1,684
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,267 $1,316
State Farm $1,233 $1,233
Travelers $2,295 $2,303
USAA $1,136 $1,161

Cheapest Sibley, IA Car Insurance Rates After a DUI

A DUI in Sibley, IA increases car insurance rates. Compare Sibley, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sibley, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,002
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,912
State Farm $2,153
Travelers $6,840
USAA $2,461

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Cheapest Sibley, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sibley, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sibley, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,884 $2,952
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,191 $2,191
State Farm $2,101 $2,204
Travelers $5,258 $5,258
USAA $1,779 $1,913

The Best Cheap Car Insurance Companies in Sibley, IA

Take a look at a side-by-side comparison of the top car insurance companies in Sibley, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sibley, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,918
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,191
State Farm $2,153
Travelers $5,258
USAA $1,846

Category Winners: Cheapest Car Insurance in Sibley, Iowa

Find the cheapest car insurance companies in Sibley, IA for each category right here.

Best Annual Car Insurance Rates by Company in Sibley, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Sibley, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sibley car insurance rates. Find the cheapest Sibley, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sibley, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,930 $3,081 $2,744
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $2,063 $2,200 $2,310
State Farm $2,052 $2,164 $2,242
Travelers $4,920 $5,340 $5,515
USAA $1,748 $1,852 $1,938

What affects car insurance rates in Sibley, Iowa?

What factors can have an impact on Sibley, IA car insurance? There are several reasons why Sibley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sibley, Iowa.

Commute Time in Sibley

The more time you spend in your car the higher the risk of an accident. The average commute length in Sibley, IA is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Sibley, IA

Ready to find affordable Sibley, Iowa car insurance today? Enter your ZIP code for fast, free Sibley, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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