Compare Sibley, IL Car Insurance Rates (2021)

Car insurance in Sibley, IL averages $244 a month. Sibley, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sibley car insurance rates, compare quotes from the top car insurance companies in Sibley, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sibley, IL are $2,926/year
  • The cheapest car insurance company in Sibley for teen drivers is Travelers
  • The cheapest car insurance company in Sibley is Travelers

If you need to buy Sibley, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Sibley, IL is right here.

You’ll find Sibley car insurance rates, the cheapest Sibley, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Sibley, Illinois car insurance rates to Cicero car insurance rates, Elgin car insurance rates, and Springfield car insurance rates.

Ready to find affordable Sibley, IL car insurance today? Enter your ZIP code for fast, free Sibley car insurance quotes.

Cheapest Sibley, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sibley, IL car insurance rates? Every Sibley, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sibley, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,196 $2,196 $1,950 $2,060 $9,338 $9,730 $2,510 $2,629
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,294 $1,396 $1,077 $1,203 $4,271 $4,751 $1,351 $1,425
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,710 $1,614 $1,408 $1,481 $6,139 $6,876 $2,029 $2,182
State Farm $1,309 $1,309 $1,168 $1,168 $3,732 $4,735 $1,480 $1,700
Travelers $1,338 $1,410 $1,210 $1,289 $3,683 $4,567 $1,418 $1,493
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

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Minimum Car Insurance in Sibley, IL

Every driver must carry the minimum car insurance in Sibley, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Sibley, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sibley, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sibley, IL. Compare credit history car insurance rates in Sibley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sibley, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,719 $3,215 $2,720
Farmers $4,635 $3,891 $3,702
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,962 $1,851 $1,475
Nationwide $3,222 $2,602 $2,278
Progressive $3,352 $2,829 $2,609
State Farm $3,018 $1,807 $1,401
Travelers $2,510 $2,006 $1,637
USAA $3,831 $2,620 $2,154

Cheapest Sibley, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sibley, IL to rates for a clean record with top companies.

Annual Sibley, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,442 $4,435 $4,324 $4,104
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,747 $2,476 $2,178 $1,983
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,418 $3,573 $2,677 $3,050
State Farm $1,898 $2,252 $2,075 $2,075
Travelers $1,642 $2,137 $2,372 $2,052
USAA $2,050 $2,931 $4,024 $2,468

Cheapest Sibley, IL Car Insurance for Teen Drivers

Teen car insurance in Sibley, IL can be expensive. Take a look at rates from the top car insurance companies in Sibley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sibley, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,253 $8,653
Farmers $9,338 $9,730
GEICO $4,375 $4,641
Liberty Mutual $4,271 $4,751
Nationwide $4,722 $6,058
Progressive $6,139 $6,876
State Farm $3,732 $4,735
Travelers $3,683 $4,567
USAA $5,442 $6,030

Cheapest Sibley, IL Car Insurance for Seniors

Take a look at Sibley, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sibley, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $2,021 $2,021
Farmers $1,950 $2,060
GEICO $1,364 $1,612
Liberty Mutual $1,077 $1,203
Nationwide $1,536 $1,628
Progressive $1,408 $1,481
State Farm $1,168 $1,168
Travelers $1,210 $1,289
USAA $1,598 $1,592

Cheapest Sibley, IL Car Insurance Rates After a DUI

A DUI in Sibley, IL increases car insurance rates. Compare Sibley, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sibley, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,923
Farmers $4,324
GEICO $3,141
Liberty Mutual $2,178
Nationwide $3,308
Progressive $2,677
State Farm $2,075
Travelers $2,372
USAA $4,024

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Cheapest Sibley, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sibley, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sibley, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,506 $3,597
Farmers $4,076 $4,076
GEICO $2,263 $2,351
Liberty Mutual $2,096 $2,096
Nationwide $2,701 $2,701
Progressive $2,930 $2,930
State Farm $2,023 $2,128
Travelers $1,972 $2,130
USAA $2,787 $2,949

The Best Cheap Car Insurance Companies in Sibley, IL

Take a look at a side-by-side comparison of the top car insurance companies in Sibley, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sibley, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,551
Farmers $4,076
GEICO $2,307
Liberty Mutual $2,096
Nationwide $2,701
Progressive $2,930
State Farm $2,075
Travelers $2,051
USAA $2,868

Category Winners: Cheapest Car Insurance in Sibley, Illinois

Find the cheapest car insurance companies in Sibley, IL for each category right here.

Best Annual Car Insurance Rates by Company in Sibley, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Sibley, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sibley car insurance rates. Find the cheapest Sibley, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sibley, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,427 $3,681 $3,545
Farmers $3,885 $3,984 $4,359
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,975 $2,091 $2,222
Nationwide $2,706 $2,719 $2,678
Progressive $2,679 $2,910 $3,200
State Farm $1,966 $2,079 $2,181
Travelers $1,938 $2,049 $2,166
USAA $2,681 $2,865 $3,059

What affects car insurance rates in Sibley, Illinois?

What factors can have an impact on Sibley, IL car insurance? There are several reasons why Sibley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sibley, Illinois.

Commute Time in Sibley

The more time you spend in your car the higher the risk of an accident. The average commute length in Sibley, IL is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sibley, IL

Ready to find affordable Sibley, Illinois car insurance today? Enter your ZIP code for fast, free Sibley, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State