Compare Side Lake, MN Car Insurance Rates (2021)

Car insurance in Side Lake, MN averages $379 a month. Side Lake, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Side Lake car insurance rates, compare quotes from the top car insurance companies in Side Lake, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Side Lake, MN after a DUI are $6,180/year
  • The cheapest car insurance company in Side Lake is State Farm
  • Average car insurance rates in Side Lake, MN are $4,546/year

If you need to buy Side Lake, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Side Lake, MN is right here.

You’ll find Side Lake car insurance rates, the cheapest Side Lake, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Side Lake, Minnesota car insurance rates to Maple Grove car insurance rates, Duluth car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Side Lake, MN car insurance today? Enter your ZIP code for fast, free Side Lake car insurance quotes.

Cheapest Side Lake, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Side Lake, MN car insurance rates? Every Side Lake, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Side Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,089 $3,089 $2,952 $2,952 $7,026 $10,304 $3,738 $3,968
American Family $2,162 $2,162 $1,957 $1,957 $5,823 $8,485 $2,162 $2,447
Farmers $1,479 $1,481 $1,427 $1,511 $4,246 $4,326 $1,942 $1,908
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,857 $9,857 $9,759 $9,759 $19,567 $29,451 $9,857 $13,793
Nationwide $2,065 $2,081 $1,834 $1,951 $5,172 $6,315 $2,412 $2,513
State Farm $1,610 $1,610 $1,419 $1,419 $3,356 $4,167 $1,870 $1,542
USAA $2,010 $2,008 $1,822 $1,834 $5,316 $5,862 $2,640 $2,828

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Minimum Car Insurance in Side Lake, MN

Every driver must carry the minimum car insurance in Side Lake, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Side Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Side Lake, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Side Lake, MN. Compare credit history car insurance rates in Side Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Side Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,825 $3,680 $3,413
American Family $4,605 $3,086 $2,492
Farmers $2,844 $2,080 $1,946
GEICO $4,627 $3,778 $3,150
Liberty Mutual $19,497 $12,610 $9,855
Nationwide $3,626 $2,915 $2,588
State Farm $3,097 $1,894 $1,382
USAA $4,803 $2,316 $2,001

Cheapest Side Lake, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Side Lake, MN to rates for a clean record with top companies.

Annual Side Lake, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,403 $4,888 $5,856 $4,412
American Family $2,277 $4,124 $4,594 $2,582
Farmers $1,966 $2,457 $2,498 $2,239
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,389 $14,136 $20,218 $11,207
Nationwide $2,403 $3,208 $3,701 $2,859
State Farm $1,966 $2,283 $2,124 $2,124
USAA $2,257 $2,866 $4,348 $2,690

Cheapest Side Lake, MN Car Insurance for Teen Drivers

Teen car insurance in Side Lake, MN can be expensive. Take a look at rates from the top car insurance companies in Side Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Side Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $10,304
American Family $5,823 $8,485
Farmers $4,246 $4,326
GEICO $5,955 $7,614
Liberty Mutual $19,567 $29,451
Nationwide $5,172 $6,315
State Farm $3,356 $4,167
USAA $5,316 $5,862

Cheapest Side Lake, MN Car Insurance for Seniors

Take a look at Side Lake, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Side Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,952 $2,952
American Family $1,957 $1,957
Farmers $1,427 $1,511
GEICO $2,860 $2,780
Liberty Mutual $9,759 $9,759
Nationwide $1,834 $1,951
State Farm $1,419 $1,419
USAA $1,822 $1,834

Cheapest Side Lake, MN Car Insurance Rates After a DUI

A DUI in Side Lake, MN increases car insurance rates. Compare Side Lake, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Side Lake, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,856
American Family $4,594
Farmers $2,498
GEICO $6,102
Liberty Mutual $20,218
Nationwide $3,701
State Farm $2,124
USAA $4,348

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Cheapest Side Lake, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Side Lake, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Side Lake, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,640 $4,640
American Family $3,354 $3,434
Farmers $2,290 $2,290
GEICO $3,803 $3,901
Liberty Mutual $13,572 $14,403
Nationwide $3,043 $3,043
State Farm $2,069 $2,179
USAA $3,000 $3,080

The Best Cheap Car Insurance Companies in Side Lake, MN

Take a look at a side-by-side comparison of the top car insurance companies in Side Lake, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Side Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,640
American Family $3,394
Farmers $2,290
GEICO $3,852
Liberty Mutual $13,987
Nationwide $3,043
State Farm $2,124
USAA $3,040

Category Winners: Cheapest Car Insurance in Side Lake, Minnesota

Find the cheapest car insurance companies in Side Lake, MN for each category right here.

Best Annual Car Insurance Rates by Company in Side Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Side Lake, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Side Lake car insurance rates. Find the cheapest Side Lake, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Side Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,579 $4,637 $4,704
American Family $3,393 $3,489 $3,301
Farmers $2,200 $2,301 $2,368
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,690 $13,999 $14,273
Nationwide $2,896 $3,060 $3,172
State Farm $2,051 $2,130 $2,192
USAA $2,956 $3,038 $3,127

Compare Car Insurance Quotes in Side Lake, MN

Ready to find affordable Side Lake, Minnesota car insurance today? Enter your ZIP code for fast, free Side Lake, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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